Money Mindset Podcast - Budgets Made Easy

In this special 200th Money Mindset podcast episode, let's celebrate together by looking back at the best moments from previous shows.

We'll explore how the podcast has grown since September 2019, discussing the challenges we've faced and emphasizing the importance of commitment and progress. We'll also reveal our exciting plans for 2024, which include launching a new coaching program, expanding our content on YouTube and the upcoming launch of the revamped paycheck budget spreadsheet to help you manage your finances more effectively.

Join us as we share the highlights and set the stage for an even more exciting and promising future in the Money Mindset podcast.

Hosting Today:

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“You can make the most perfect budget, but it doesn't matter if it's just on paper. You have to actually follow through with it. You've got to change, you have to change your habits, you have to change your mindset, you have to change the way you think about your money.”

Starting and sticking to a money plan doesn't need to be overwhelming! Join my Money Plan Bootcamp where I'll teach you the 5 key steps for creating a money plan you can actually stick to...for FREE!⁣⁣ Go to https://leads.budgetsmadeeasy.com/money-plan-bootcamp/ and register today!

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

Resources and Links Mentioned:

Connect with Ashley:

Ready to make 2024 your best year yet? Join us as we dive into the key strategies to set yourself up for success. Discover the power of a realistic and actionable plan, customized just for you.

In this episode, we'll guide you through the steps to kickstart your financial goals and make 2024 a year of positive progress.

Plus, don't miss out on the limited-time Kickstart 2024 bundle to supercharge your financial plans.

Hosting Today:

Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier.

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“I would suggest that you take a look at what you actually accomplished in 2023. Even if it feels small, I want you to celebrate your progress because a lot of times we just focus on the negative and we feel like if we didn't pay off thousands of dollars in debt, then it was just a fail. It was just a year we didn't get anything done. But in reality, you may have accomplished quite a bit that you're not giving yourself credit for. And so I want you to actually sit down and give yourself credit for it. It's important to do that. It will help build your confidence and it'll help set you up for success in the new year as well.”

Timestamps:

Ready to Finally Pay Off Debt and Actually Save Money in 2024.... without all the overthinking and procrastination? Kickstart your best year ever with the Kickstart 2024 Bundle! Go to www.budgetsmadeeasy.com/kickstart to grab your bundle today!

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

Resources and Links Mentioned:

Connect with Ashley:

Are you ready to kick off the new year with the best foot forward?

We often set ambitious resolutions, only to find them slipping away by February. But 2024 can be different with a realistic and simple plan.

Join us in this episode as we explore how to set achievable financial goals, stay motivated, and take practical steps to make your 2024 financial dreams a reality.

Hosting Today:

Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier.

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“When you set yourself up for success by making small changes over time, you will be able to do these things and you will be able to reach those goals and those New Year's resolutions to help set you up for success and kickstart the new year.”

Timestamps:

Ready to Finally Pay Off Debt and Actually Save Money in 2024.... without all the overthinking and procrastination? Kickstart your best year ever with the Kickstart 2024 Bundle! Go to www.budgetsmadeeasy.com/kickstart to grab your bundle today!

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

Resources and Links Mentioned:

Connect with Ashley:

Welcome back to the Money Mindset Podcast!

In today's episode, we're tackling crucial questions, from managing 0% interest debt to making the switch from credit cards to cash. Join us for quick insights into staying motivated with your budget and navigating challenges when you feel "house poor."

Ready to dive in? Hit play and let's explore these essential money mindset topics together. Don't forget to leave your messages for our 200th celebration!

Hosting Today:

Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier.

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“Keep in mind that a budget is just a plan for your money. And so the motivation to stick with it is the bigger piece, right? And it takes a lot more time. You're gonna have ups and downs in life, ebbs and flows, different seasons. That's normal. And I think when you release this expectation that you're gonna always be motivated or you're just always gonna get it right and lower your expectations, be a little bit more realistic with your expectations, you're gonna be able to just keep going even when you aren't motivated.”

Timestamps:

If you need help paying off your debt, go to www.budgetsmadeeasy.com/debt for your Paying Off Debt Starter Kit. This will help you really get going on your journey to longer-term investing strategies.

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes.

Resources and Links Mentioned:

Connect with Ashley:

Have you ever wondered about the various seasons of midlife and how they impact your fulfillment across different areas of life?

Join us with our special guest, Bernie, from the Midlife Fulfilled podcast, as he shares insights into living a fulfilled life across the five pillars of health, fitness, career, relationships, and legacy. Let's explore why midlife is not just a midpoint but a series of seasons, each offering opportunities for growth and fulfillment.

Discover actionable steps to assess and enhance your own fulfillment in this engaging episode.

Meet Bernie!

I've been podcasting for 10 years. I started the Midlife Fulfilled podcast in February 2022 to help men and women over 40 thrive across the five pillars of life: Health | Fitness | Career | Relationships | Legacy.

I publish a weekly interview on Monday and my solo takeaway episode on Thursday.

If you're 80% fulfilled, you're doing great! I can prove that to you.

“So as I mentioned, happiness is an emotion. And so happiness can, can be a rollercoaster ride. And where it's fulfillment, as I mentioned, is immutable. So the sense of satisfaction and the mental health that we achieve that's associated with fulfillment is even stronger than happiness because again, happiness is a roller coaster ride. It can be a roller coaster ride. Hopefully there's more ups and than downs on, on happiness, but we should all strive to achieve fulfillment.”

Timestamps:

Ready to get organized so you can stay on budget this holiday season?

With the FREE Budgets Made Easy Holiday Planner you can easily get organized so you can save money this year! Go to www.leads.budgetsmadeeasy.com/holiday-planner/ to get your planner today.

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

Resources and Links Mentioned:

Book Recommendations:

Connect with Ashley:

Connect with Bernie:

Special Guest: Bernie Borges.

Welcome to our monthly Budget Bestie Meetup!

In this episode, we're tackling a question that's been buzzing in our community. With changes in technology and different payday situations, the question arises: When's the best time to start budgeting for your next paycheck? We'll break it down, share personal experiences, and give practical tips for dealing with this common concern.

Tune in for a community-driven discussion, where we learn, share wins, and connect as budget besties.

Hosting Today:

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“So really the question is more about like balancing it and really it doesn't matter really when you do that. Like you can do it on payday, you could do it a couple days before, you could do a couple days after. It's just a matter of of checking in, right? And that habit of actually balancing checking in with your spending, it doesn't really matter when you do it.”

Timestamps:

Do you wish you had a supportive group of women like you to connect with about money? Come join me for a Budget Bestie Meetup on The Money Mindset Podcast, and let's learn and grow as a community! You can sign up at www.budgetsmadeeasy.com/meetup.

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

Resources and Links Mentioned:

Connect with Ashley:

Join us for an insightful Budget Strategy Session with Amy, where we tackle the common financial challenges faced by many families.

In this episode, Amy opens up about her journey to tackle debt, stay within her means, and navigate unexpected expenses. Discover actionable steps to reshape your budget, whether it's finding wiggle room or exploring side hustles.

Tune in and gain practical insights that can empower you on your own financial journey.

Hosting Today:

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“If you have the mindset of this as just a season, it's easier to get through because I feel like if you think it's just gonna be that way forever, it's easier to just use the card because it's like well when will you be able to pay for the sports camp? Right? Or when will you be able to spend money on whatever? And I think that if you kinda shift that mindset a little bit to “it's temporary” and you just have to get through it as best that you can and with as minimum or limited impact on adding to the debt as possible, you'll be able to get through it easier.”

Timestamps:

If you'd like to work through your own struggle with your budget 1:1 with me, sign up for a Budget Strategy Session on The Money Mindset Podcast! Sign up at www.budgetsmadeeasy.com/strategy

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

Resources and Links Mentioned:

Connect with Ashley:

Get ready for a big year in 2024!

If you haven't thought about your goals yet, no worries! Check out the Money Mindset Podcast, where we talk about the power of intentions, the importance of clear goals, and the roadmap to financial freedom. Learn how picking a "Word of the Year" can guide your journey.

Find out why planning in November and December is crucial for success in the upcoming year. Join us as we gear up for a great 2024 and work towards achieving your financial goals!

Hosting Today:

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“Really define what you want your focus and intention to be for this next year, and then work out your more specific goals. And that is where I think that you should start. And it's really important to help figure out why you want that. Like what do you want? What do you think that that goal will do for your life? Like, how will it change you? And is that what you actually want? And is it important enough? Are you excited enough about that goal to stick with it for a whole year? Because in order to reach your goals, no matter what it is, whether it's financial or you know, personal, family oriented, whatever the case may be, you have to be excited about it, especially if you're gonna stick with it for a whole year.”

Timestamps:

Do you need time, space, and accountability to take action on the things you KNOW you should be doing, such as budgeting so you can actually pay off debt, save money, make a meal plan, and all the other things that keep falling off your to-do list? Would you thrive in a supportive community of other busy moms who understand what you're going through and are working to achieve similar financial goals?

If that’s a YES, I invite you to sign up for the Money Success Club at www.budgetsmadeeasy.com/msc

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes.

Resources and Links Mentioned:

Connect with Ashley:

Feeling isolated on your journey to financial freedom? The struggle is real when it comes to discussing money openly.

Join us as we discuss the challenges of finding a supportive community that understands your financial goals without judgment. Discover practical tips on connecting with like-minded individuals online, forming accountability partnerships, and achieving your financial goals.

Tune in to see how our Money Success Club fosters a global community, providing the support and encouragement you need to succeed on your financial journey.

Hosting Today:

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“It's so important to find an accountability partner that really gets you to push yourself and do the things that you probably wouldn't do without that. Like for me, I probably wouldn't be recording these podcasts today if I didn't have to get on the phone and tell him that I did it. And so, you know, it really does help you get stuff done. So yeah, accountability partner is huge.”

Timestamps:

Do you need time, space, and accountability to take action on the things you KNOW you should be doing, such as budgeting so you can actually pay off debt, save money, make a meal plan, and all the other things that keep falling off your to-do list? Would you thrive in a supportive community of other busy moms who understand what you're going through and are working to achieve similar financial goals?

If that’s a YES, I invite you to sign up for the Money Success Club at www.budgetsmadeeasy.com/msc

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes.

Resources and Links Mentioned:

Connect with Ashley:

Navigating your finances can be overwhelming, especially when it comes to tracking the right numbers.

In today’s episode of the Money Mindset Podcast, we’re breaking down the essential numbers you should be keeping tabs on in the new year. Feeling confused about where to start? Don’t worry; we’ve got you covered!

Tune in as we unravel the mystery of financial tracking and share practical insights to kickstart your journey to financial success.

Hosting Today:

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“Some numbers that you should just in general be tracking is eating out and specifically going through the drive through. So if you're like me, it can be a very bad habit. We need to start tracking it 'cause that is where the mindfulness comes in because you know, 10 bucks here, 20 bucks there, it adds up, especially if you're doing it almost daily, right?”

Timestamps:

For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE Budget Starter Kit on www.budgetsmadeeasy.com/start

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

Resources and Links Mentioned:

Connect with Ashley: