Helloooo and welcome to this episode of Money Moments, where we chat with real Kiwis about their experiences with money. Today, we've got Tim Rodriguez, Marketing Coordinator and  Gen Z'er spilling the tea on his personal finance journey.

Tim's love for all things business and finance inspired him to prioritize his personal finance journey right out of uni - so much so he even ended up working in the FinTech space! 

Join us as we chat with Tim to hear about the valuable lessons he's learned from his uni days as well as navigating the transition into working life as a graduate.

Specifically, we chat about:

• What it was like to be the "Flat CFO", i.e. the person who managed the flat's expenses while he was at uni
• The realities and challenges of landing a graduate role during the first wave of the pandemic
• His decision to pursue a business degree instead of traditional Filipino career paths like law or medicine
• How he budgets his money using the paye.net.nz website, several accounts and looots of automatic payments 

And there is plenty more goodness in there, so start listening now! 

If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend.

SUBSCRIBE to It's No Secret, wherever you listen to podcasts and never miss an episode: Apple Podcasts - Spotify

Follow us for fun chat & financial tidbits on IG: @itsnosecretnz
Got questions? Get in touch: www.itsnosecret.co.nz

Disclaimer:
Investing involves risk including the possible loss of principal and there is no assurance that the investment will provide positive performance over any period of time.

The information provided should not be relied upon as investment advice or recommendations and should not be considered specific legal, investment or tax advice.

Any information we provide is general only and current at the time of writing.

Kernel Wealth Limited is the manager and issuer of the Kernel KiwiSaver Plan and Kernel Funds scheme. The Product Disclosure Statements are available at www.kernelwealth.co.nz