On this open topic show we discussed:

• stocks
• jobs
• online sales holidays
• stimulus checks UDATED DATE Nov. 21st 2020
• educational information about your budget, an emergency fund, and car buying
• the Mississippi lottery
• taxes and government
• loss and gains
• IRA withdrawals

Here are some links to additional information:

• https://www.amazon.com/primeday
• https://blackfriday.com/news/walmart-big-save-event-sale
• https://www.target.com/c/deal-days/-/N-xgolj
• https://treasury.ms.gov/for-citizens/financial-empowerment/for-individuals-families/
• https://www.irs.gov/coronavirus/economic-impact-payments
• https://www.irs.gov/newsroom/irs-to-mail-special-letter-to-estimated-9-million-non-filers-urging-them-to-claim-economic-impact-payment-by-oct-15-at-irsgov
• https://www.mslotteryhome.com/instantgames

Hosted on Acast. See acast.com/privacy for more information.

Guests: Frank Coxwell and Rachel Coxwell from Coxwell Attorneys PLLC https://www.mississippibankruptcyhelp.com/

We discuss what to do before you even think you might need to file for bankruptcy. Bankruptcy isn't as detrimental to your credit score or your reputation as you may think, suggests our guests.

If you think bankruptcy might be on the table – now or in the future – there are 12 things you need to know now. https://www.mississippiconsumerhelp.com/12-things-you-need-to-know-now/

According to our guests, bankruptcy is the most beneficial to you if you file before you lose everything or deplete your savings and retirement accounts. Why You Should Not Wait To File Bankruptcy https://www.mississippibankruptcyhelp.com/why-you-should-not-wait-to-file-bankruptcy.html

Calls concerned:

• bond index funds
• Wild Card exemptions
• Contractors and foreclosures

Hosted on Acast. See acast.com/privacy for more information.

Guests: Jackie Turner, Executive Director and Timothy Rush, Director of Unemployment Insurance from Mississippi Department of Employment Security mdes.ms.gov

As soon as you become unemployed, you may file a claim for unemployment insurance benefits online or by calling 601-855-3133 or 1-888-844-3577. MDES takes phone claims Monday to Friday 7am to 7pm. You can file claims online anytime on their website.

You should be prepared to provide the following information:

1. Your Social Security number,
2. Your complete mailing address and phone number,
3. The names, addresses, and phone numbers for all your employers for the last eighteen (18) months,
4. The dates you worked and the reason you left each employer.
5. Alien Registration number or Visa number, if you are not a U.S. Citizen.

ReSkillMS is a new program designed to help individuals adversely affected by the COVID-19 pandemic find jobs with better wages and also help support employers who want to hire and train new employees on the job. ReSkillMS.com

The “Mississippi Library Association’s Map of Free Wi-Fi Hotspots Across the State”.  website

MDES went from processing 800 claims per week to 5,000 per week to 45,000 claims per week.

Topics discussed:

• phishing scams
• financial market behavior
• national unemployment going down
• MDES's computer system
• self employed wages
• Pandemic Employment Assistance
• Lost Wages Assistance - distribution is on hold now. FEMA funds being used for other emergencies
• appeals process
• certification
• furloughed

Hosted on Acast. See acast.com/privacy for more information.

Guest: Mississippi Treasurer David McRae https://treasury.ms.gov/

Find Unclaimed Property https://treasury.ms.gov/for-citizens/unclaimed-property/

Learn ways to prepay college tuition or save for college https://treasury.ms.gov/for-citizens/college-savings-mississippi/

What's an ABLE Account? https://treasury.ms.gov/for-citizens/able-savings-program/

Find the MS Office of the Treasurer in the Trade Mart at the upcoming 2020 Mississippi State Fair October 7th through the 18th https://www.mdac.ms.gov/bureaus-departments/state-fairgrounds/fair/

Hosted on Acast. See acast.com/privacy for more information.

Our experts from New Perspectives teach us what the S & P 500 is, what it measures, what's included in it, and how you can buy it.

Here is the website for the S & P 500

Hosted on Acast. See acast.com/privacy for more information.

Money Talks expert host Dr. Nancy Lottridge-Anderson explains a stock split.

Listen to this podcast or watch the video https://youtu.be/LuWyZabCSKA

Hosted on Acast. See acast.com/privacy for more information.

Expert Hosts are Dr. Nancy Lottridge-Anderson, President of New Perspectives and Ryder Taff, portfolio manager at New Perspectives. Nancy and Ryder are both Chartered Financial Analysts and Ryder also holds the Certificate in Investment Performance Measurement from the CFA Institute. https://www.newper.com/

Office Address:

New Perspectives, Inc.

303 Highland Park Cove

Suite B

Ridgeland, MS 39157

Phone: 601-991-3158

Fax: 601-991-3168

Secure Post Office Box:

PO Box 489

Tougaloo MS 39174 

Nancy: [email protected]

Ryder: [email protected] 

Calls and discussions about:

• stock market
• payroll taxes
• coin shortage - how to turn in coins https://coinstar.com/
• stimulus
• buying cars?
• wash sales
• annuities
• shopping on the internet

Suggestions on what to Buy in September:

• older iPhone models
• grills
• patio furniture
• lawn mowers
• summer clothing
• denim
• bicycles
• mattress Money Talks: Mattress Buying
• appliances
• school supplies

https://www.nerdwallet.com/blog/shopping/what-to-buy-september/

https://fabulesslyfrugal.com/best-things-buy-september/

https://www.offers.com/blog/post/what-to-buy-in-september/

https://www.retaildive.com/news/the-running-list-of-2020-retail-bankruptcies/571159/

Hosted on Acast. See acast.com/privacy for more information.

Guest: Dr. John Green, Professor with the Department of Sociology and Anthropology and Senior Research Associate with the Center for Population Studies both at the University of Mississippi

To be counted call the Census before September 30, 2020 at 1-844-330-2020

To find out more about the 2020 census please go to their website: 2020census.gov

Want to play a fun Census game? https://www.census.gov/programs-surveys/sis/resources/games/quiz.html

Mississippi KIDS COUNT is the leading resource for comprehensive information on Mississippi’s children and serves as a catalyst for improving outcomes for children, families, and communities. https://kidscount.ssrc.msstate.edu/

The Children’s Foundation of Mississippi is a new, independent operating foundation focused on improving the policies and systems that affect the well-being of children in our state. We were founded in 2019 to serve as a convener, facilitator, advocate, and catalyst for positive change. https://childrensfoundationms.org/

Hosted on Acast. See acast.com/privacy for more information.

Did you know your credit score will change this summer because of new metrics? Money Talks experts will explain what a FICO credit score is, how to obtain and understand your credit report, and take your personal finance questions.

·      To order, visit annualcreditreport.com, call 1-877-322-8228. Or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.

·      UPDATE: Starting in 2020, everyone in the U.S. can get 6 free credit reports per year through 2026 by visiting the Equifax website or by calling 1-866-349-5191. That’s in addition to the one free Equifax report (plus your Experian and TransUnion reports) you can get at AnnualCreditReport.com.

Facts discussed in the show can be found:

https://www.consumer.ftc.gov/articles/0155-free-credit-reports

https://www.finra.org/investors/personal-finance/how-your-credit-score-impacts-your-financial-future

Calls and emails:

• taxes
• credit score
• balance transfers
• credit repair
• student loans

Hosted on Acast. See acast.com/privacy for more information.

Guest:career development manager and coach Brie Reynolds from Flex Jobs https://www.flexjobs.com/ an online resource for finding online jobs

.

• How does flex jobs differ from other job posting websites?
• Benefits on working from home
• How to be successful working from home
• Resources for parent returning to work after taking time off to care for a child 

Facts on Flex Jobs dot com:

• Colorado is the State With the Highest Remote Worker Population (7.9%) with Boulder having the highest (14.9%). Mississippi is the State With the Lowest Remote Worker Population (2.2%) with Jackson, MS having  the lowest remote worker population (1.5%).
• The average remote worker earns a higher median salary than an in-office worker. And the average person can save at least $4,600 annually by working remotely.
• About equal percentages of men and women work remotely.

Our financial experts also talked about proposed coronavirus benefits.

Hosted on Acast. See acast.com/privacy for more information.