Money Tree Investing

If you believe we are due for a correction in the market, would you plan to borrow money on your house to invest during the downturn?

That's what one listener, Sigmund from Norway, plans to do. He's debt free and has a paid-for cabin, which he plans to mortgage during the next recession. What does the panel think?

Charles's daughter has $1,000 worth of EE Savings Bonds that were given to her over the years by her step-grandmother. They already have enough saved for her to go to college, so what should he do about the savings bonds?

We dive deep into these topics with our varying experiences and opinions. Listen closely.

For more information, visit the show notes at http://moneytreepodcast.com/206

Linda P. Jones feels the financial industry hasn't done a good job getting women interested in investing like it has for men. But what's the real harm?

Linda shares reasons why it's important for women to become a "Wealth Heiress" so they don't outlive their savings and she gives clear direction with helpful tips in her new book "You're Already a Wealth Heiress! Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now".

For more information, visit the show notes at http://moneytreepodcast.com/205

Do you take into account the social mission or the social impact of the investments you buy?

Eddie Lorin from ImpactHousing.com shares ways to invest well while doing good. Eddie helps people invest in ways that help people through the investments they purchase, such as REITs that invest in multi-family properties.

For more information, visit the show notes at http://moneytreepodcast.com/204

Real estate investors Jake and Gino bought their first rental property, then learned it was a "crack den".

But they didn't quit, and they own more than 900 multifamily units. They speak with Linda P. Jones about what it's like to own multifamily units - and what to look out for.

"You make money on the buy", says Gino.

Our panel agrees, and discusses more on the topic of multi-unit rental real estate:

• Is rental real estate the place to go if you don't have confidence in the stock market?
• Will financing become more difficult for real estate investors in a rising interest rate environment?
• What is the real estate market like in Israel compared to the United States?

Listen to find out more about multifamily rental real estate.

For more information, visit the show notes at http://moneytreepodcast.com/203

Mark Byelich and Paul Murray say the best and most advantageous bucket is the tax-free bucket.

A tax-free bucket includes things like Roth IRAs, Roth 401(k)s and the cash value of life insurance policies.

Mark and Paul, from share their thoughts with Joe Saul-Sehy, which led to an interesting discussion with the panel about:

Can you live a lifestyle and pay no tax? Is permanent life insurance a good tax savings vehicle? What tax strategy is most commonly overlooked or underutilized?

For more information, visit the show notes at http://moneytreepodcast.com/202

We are starting the next 200 episodes with another Listener Questions episode:

Michael is 35 years old, has no debt, and $30,000 in his checking account. He contributes 3 percent of his earnings to his company's 401(k) to gets the match. Michael wants to get more aggressive with his investments. Should he contribute more or just change out of a target date fund?

John wants to understand the difference between an exchange traded note and an exchange traded fund. Also, inverse index ETFs like DXD or XQQQ, which are leveraged shorting of the NASDAQ and DOW respectively, is it not true that over time the value must degrade towards zero as markets invariably rise over long periods of time and the ETF price is designed to increase only when the index falls? Why invest in inverse ETFs?

Semone feels like she can stand the volatility of the market, but wonders if it is time to increase her position with bonds in her portfolio.

Jerry and his wife received a small windfall. His wife wants to pay off the car and mortgage, but Jerry thinks it's time to invest because they have nothing saved other than a little money in a 401(k).

Devin Carroll from Social Security Intelligence and the Big Picture Retirement podcast joins us to answer these questions.

For more information, visit the show notes at http://moneytreepodcast.com/201

Celebrating our 200th episode with stories of our biggest successes and financial mistakes.

For more information, visit the show notes at http://moneytreepodcast.com/200

It's not the technical stuff that keeps people from failing in retirement, life events keep people from making it through their golden years.

Greg Sullivan says personal, emotional and relational things that happen in life that can throw your retirement. He says making portfolios based on 8 years of cash needs, and some incremental changes along the way to retirement, helps weather the storm of any market cycle.

He also talks with Joe about Long Term Care Insurance and a chapter called "The Nest that Won't Empty".

For more information, visit the show notes at http://moneytreepodcast.com/199

The secret to success doesn't come from a pill. Julia Carlson shares tips she sees her rich clients use to create wealth. Surprisingly, most of her tips don't involve being the best at investing: • Couples do finances together • Investing while living on less then you make • Making purchases based on experiences and not stuff She also shares information about her clients paying off the mortgage and what it does for the overall health of their finances. For more information, visit the show notes at http://moneytreepodcast.com/198

Tracy Worthington didn't want to go to college, so she got a cosmetology license.

She began by selling candles and soaps to friends but ended up creating an entire line of 100 items.

Today she runs a very successful business in Palm Springs called Just Blow Drys.

This prompted Linda to inquire, "Will entrepreneurship be the key for the next generation to create their wealth?"

The panel also gets into this look into the future where malls become a huge collection of restaurants and delivery services bring us more than just pizza on Friday night.

For more information, visit the show notes at http://moneytreepodcast.com/197