On today’s episode, we’ll dive into the mailbag to answer a few financial questions that we’ve been asked recently. The topics we’ll tackle today are what to do with old IRAs, rolling over retirement accounts, and Social Security benefits for ex-spouses. If you’ve been curious about any of these financial planning items, then you’ll want to listen to this show.

Here are a few of the things we discuss in this episode:

1:55 – Mailbag question 1 – Should I cash out an old IRA?

3:22 – More accounts doesn’t mean more diversification

5:02 – Mailbag question 2 – Is it okay to do a rollover now and in the near future or all at once?

6:48 – Mailbag question 3 – Can I collect on my ex-husband’s Social Security benefit?

7:40 – Why you want to get the Money Map retirement review 

Check out our other free financial resources here: https://johnsonbrunetti.com/financial-resources/

Contact our team: https://johnsonbrunetti.com/contact-us/ 

Let’s take a little different approach to the financial discussion today and look at how the seven deadly sins can apply to your planning. Not only should you be avoiding these sins in your personal life but also in a financial context as well.

Here’s are the seven sins we discuss in this episode:

2:30 – Pride

3:59 – Envy

5:22 – Wrath

6:46 – Greed

8:31 – Laziness

10:178 – Gluttony 

12:13 – Lust

Check out our other free financial resources here: https://johnsonbrunetti.com/financial-resources/

Contact our team: https://johnsonbrunetti.com/contact-us/ 

We often only deal with an inheritance a few times during our lifetime, so it's little surprise that we get questions about receiving and leaving an inheritance. In this episode, Eric Hogarth, CFP® will address the major inheritance questions that are out and highlight some of the mistakes that are commonly made.

Here’s what we discuss in this episode:

0:50 – Tax implications of the money you inherit

2:28 – How SECURE Act changed inheritances

4:50 – Estate planning mistakes we commonly see

6:19 – How we can help you with an inheritance

Check out our other free financial resources here: https://johnsonbrunetti.com/financial-resources/

Contact our team: https://johnsonbrunetti.com/contact-us/ 

The start of a new year always provides a chance for reflection and opportunity to reset goals for the next 12 months. Today’s episode will do both of those things as Eric highlights the biggest financial takeaways from a volatile 2022 and lays out a checklist of action items for 2023.

Here’s what we discuss in this episode:

0:38 – Stocks and bonds drop in 2022

2:43 – Mortgage rates doubled in 2022

4:01 – Bitcoin had an awful year in 2022

6:09 – Gas prices soared in 2022

7:46 – On the Case with Heath Grossman, CFP® - Sequence of returns risk

16:45 – New Year Checklist – Tax withholdings

17:57 – New Year Checklist – Retirement account contributions

18:56 – New Year Checklist – Gather all your tax info

19:30 – Mythbusting with Matt

Check out our other free financial resources here: https://johnsonbrunetti.com/financial-resources/

Contact our team: https://johnsonbrunetti.com/contact-us/ 

When you think about financial planning, you might not realize that your childhood can have a big impact on your current finances. Eric Hogarth, CFP®, explains how our upbringing can influence our money decisions later in life. Understanding these money triggers can help us make more conscious choices about our spending and saving. Join us to learn more about how your own childhood may be impacting your financial planning today.

Here’s what we discuss in this episode:

1:22 – Those who lived through the Great Depression

4:29 – People that grew up very poor

9:09 – Growing up in a wealthy family

10:43 – The way families communicate about money

Check out our other free financial resources here: https://johnsonbrunetti.com/financial-resources/

Contact our team: https://johnsonbrunetti.com/contact-us/ 

Providing answers to your financial questions is one of the things we enjoy doing most each day and our podcast provides a great outlet for that to happen. On this episode, we’re going to take four questions on RMDs, savings, planning mistakes, and whether ETFs or mutual funds are the better investment.

Here’s what we discuss in this episode:

0:26 – Mailbag question on RMDs

2:44 – Mailbag question on keeping money in savings

4:18 – Mailbag question on retirement planning mistakes

7:27 – Mailbag question on ETFs and mutual funds

Check out our other free financial resources here: https://johnsonbrunetti.com/financial-resources/

Contact our team: https://johnsonbrunetti.com/contact-us/ 

Are you ready to retire? Many people aren't sure if they are ready to leave their careers behind. In this blog post, we will discuss some of the reasons why people may not be ready to retire. We will also provide tips on how to overcome these challenges and make the transition to retirement easier. So, if you are thinking about retiring soon, be sure to listen to this episode.

Here’s what we discuss in this episode:

0:42 – Bigfoot news

2:27 – “I don’t want to retire”

3:53 – They’d be bored if they retired.

5:41 – They use this excuse as a defense mechanism

7:29 – Lack of confidence

9:45 – Eliminate the anxiety through planning

Check out our other free financial resources here: https://johnsonbrunetti.com/financial-resources/

Contact our team: https://johnsonbrunetti.com/contact-us/ 

In times like these when the stock market is tumbling over an extended period of time, we often get calls and questions from people about what they’re most concerned about. It’s natural to be worried or fearful when account values are dropping, but that’s a time when you can lean on your advisor. Let’s talk about the guidance we provide during volatile markets and what you should be paying the most attention to moving forward.

Here’s what we discuss in this episode:

0:42 – The questions and concerns we’re hearing right now

3:57 – What investments strategies can you use in these markets?  

7:25 – Why do look at the mark in two extremes?

9:11 – Mailbag question on where to pull money from to invest  

13:31 – The Money Map Retirement Review

Check out our other free financial resources here: https://johnsonbrunetti.com/financial-resources/

Contact our team: https://johnsonbrunetti.com/contact-us/ 

We’re right in the middle of football season and many people are spending lots of time on the weekend following their favorite team. Since it’s fresh in our minds, let’s see if we can’t get a little financial value out of what we’re watching. On this show, we’re going to take some strategies from the game and apply them to our financial planning.

Here’s what we discuss in this episode:

1:00 – The Financial Red Zone

3:17 – The hurry-up offense

5:08 – Victory Formation

7:03 – Good coaches do make a difference

Check out our other free financial resources here: https://johnsonbrunetti.com/financial-resources/

Contact our team: https://johnsonbrunetti.com/contact-us/ 

Most people think of their home as their largest asset. But for retirees, that may not be the case. In fact, your retirement savings may be your biggest asset. And it's important to manage those assets carefully in order to ensure a comfortable retirement. In this episode, we will discuss some tips for managing your retirement savings wisely.

Here’s what we discuss in this episode:

0:52 – The 401(k) account

1:55 – How the house fits into planning

3:25 – Your Social Security

5:44 – Future savings potential

7:16 – All of your smaller accounts  

9:22 – Mailbag question on 401(k) rollovers

10:46 – Mailbag question on getting married a second time

12:48 – Mailbag question on inherited IRAs

Check out our other free financial resources here: https://johnsonbrunetti.com/financial-resources/

Contact our team: https://johnsonbrunetti.com/contact-us/