Conventional wisdom can act as a great guide of us in life but that doesn’t mean that we can’t question commonly held beliefs. Today we’ll explore the conventional wisdom found in the financial world and explain why it doesn’t always align with where you need to go.

Read more and get additional financial resources: http://johnsonbrunetti.com 

What we discuss in this episode: 

0:51 – ‘You can’t go wrong with real estate’

4:54 – ‘A mortgage is always good debt’

8:32 – ‘Retirement is a chance to relax’ 

12:06 – ‘If your investments aren’t doing well, try something else’

13:25 – Money Map Review

We’re opening up the mailbag today and tackling three questions from listeners. If you’re thinking about changing jobs later in your career, a small business owner, or just worried about the state of the market, then this show will hopefully touch on something you’ve been thinking about.

Read more and get additional financial resources: http://johnsonbrunetti.com 

What we discuss in this episode: 

0:21 – Mailbag question on changing jobs

2:05 – Mailbag question on investing back into the business

3:38 – Mailbag question on market recovery

5:02 – Money Map Review

The great thing about facts is they remain to be facts even if you don’t wish to acknowledge them as such. Turning a blind eye away from the facts of retirement won’t make these truths disappear. It’s time to face them head-on and talk about what we can do to best prepare ourselves.

Read more and get additional financial resources: http://johnsonbrunetti.com 

What we discuss in this episode: 

0:46 – People are living longer

2:12 – It’s an active stage of life

3:01 – Healthcare costs rising faster than most things

5:54 – It’s a challenging investment environment

7:19 – You need a plan

8:47 – Making the conversation relaxed and easy

We might all be different when it comes to money, but there are certain things that we can all relate to. Let’s look at the areas of financial planning that we are all familiar with and discuss where people often go wrong.

Read more and get additional financial resources: http://johnsonbrunetti.com 

What we discuss in this episode: 

0:45 – Intro to the conversation

1:42 – Worrying about whether Social Security will last

2:44 – Not remembering someone’s name 

3:44 – Thinking you have a high risk tolerance until the market crashes

6:07 – Procrastinating with your financial plan

You might have heard already that financial planning changes as you head into retirement and your goals shift, but does that mean you should get out of the market and move to cash? We’ll answer that question along with two others that came into the show recently.

Read more and get additional financial resources: http://johnsonbrunetti.com 

What we discuss in this episode: 

0:23 – Mailbag question about moving to cash  

3:11 – Mailbag question on self-insuring

5:00 – Mailbag question on claiming Social Security

7:23 – Building a plan for you

Warren Buffett has become synonymous with successful investing and savvy decision-making, but he’s also authored some of the great financial quotes. Today we’ll share a few of our favorites and apply them to the retirement planning we do with clients.

Read more and get additional financial resources: http://johnsonbrunetti.com 

What we discuss in this episode: 

0:32 – Background on this discussion

1:07 – Quote 1

2:13 – Quote 2

4:55 – Quote 3

6:29 – A landscaping example  

8:36 – Quote 4  

9:38 – Quote 5  

12:07 – Quote 6

13.30 – Money Map review

You’ve saved enough money and you aren’t passionate about the job you have but you aren’t ready to pull the trigger on retirement. What’s holding you back? Today we answer that question from a listener along with two more on investing and saving.

Read more and get additional financial resources: http://johnsonbrunetti.com 

What we discuss in this episode: 

0:20 – Mailbag question on should you retire

2:24 – Does clarifying finances free up the emotional side?

3:26 – Mailbag question on 401(k) rollover

6:23 – Mailbag question on saving and inflation

Everyone that thinks about retirement will have their own vision for what that will encompass and our job is to help craft a plan that will allow for those dreams to become a reality. Today we’ll run down the different types of retirement plans we often hear from people and what areas of focus come with each.

Read more and get additional financial resources: http://johnsonbrunetti.com 

What we discuss in this episode: 

0:50 – Nothing but fun mentality

2:43 – Want to do as little as possible and relax

4:59 – Time with family  

7:31 – Want to keep working in retirement

9:20 – Don’t know what they’ll do with their time

11:45 – Defense mechanisms  

13:19 – Money Map review  

Depending on who you talk to, you might get conflicting advice on whether you should pay off a mortgage before retiring. There’s never one answer that applies to everyone, but one of the reasons people consider keeping the mortgage is to benefit from the tax deduction. Is that correct? We’ll explore that question and more on this episode.

Read more and get additional financial resources: http://johnsonbrunetti.com 

What we discuss in this episode: 

0:19 – Mailbag question on SIMPLE IRA  

1:53 – Different types of employer accounts

5:15 – Mailbag question on having a mortgage in retirement

7:19 – Money Map retirement review

Everyone has something in finance that bothers them. It’s different from person to person but we all have to face these pain points and address them in retirement planning. Today we’ll identify the most common problem areas and what we do to help clients ease these worries.

Get your complimentary Money Map Review: http://johnsonbrunetti.com 

What we discuss in this episode: 

0:27 – Back from a Disney vacation  

1:58 – Worry about running out of money

4:40 – Angst around taxes

6:10 – Fear about ending up in a nursing home

7:52 – Uneasiness about walking away from a paycheck  

9:17 – Anxiety over an impending market crash

11:23 – Addressing these pain points