When the market is going strong and the economy is booming, you don’t find yourself worrying too much about your finances. But when times get a bit more challenging, like we’ve seen recently, doubt can start to creep in. Today we’ll tell you which questions you should be asking during difficult markets.     

Read more and get additional financial resources: http://johnsonbrunetti.com 

 

What we discuss in this episode: 

1:21 – Taking the right types of risk  

3:02 – Right amount of risk

4:28 – Are you positioned to benefit in a bull market?

8:49 – What if it’s an extended bear market?

11:00 – Am I talking to the right people? 

12:47 – How we make clients comfortable 

Have you ever felt out of touch when you read or listen to financial news because you don’t completely understand the jargon being used? Don’t worry if you do because you’re not alone. Today we’re going to clear up a few of the common financial terms that you’ve probably heard but might not know what they truly mean.

 

Read more and get additional financial resources: http://johnsonbrunetti.com 

 

What we discuss in this episode: 

0:19 – In-service distribution

1:57 – Roth conversion

3:20 – ETF

6:16 – Fiduciary

9:14 – Money Map review

Just about everyone you ask would choose to retire early if given the option but that could mean any number of things. Early retirement comes at many different ages and depending on when you leave the workforce, it will require different planning needs. Let’s look at the key ages for retirement and the considerations that come along with each.

 

Read more and get additional financial resources: http://johnsonbrunetti.com 

 

What we discuss in this episode: 

0:30 – History lesson for the day

1:27 – What age is typical for early retirement?

3:05 – Before full retirement age

4:16 – Is retiring early usually realistic?

5:49 – Do they stay out of work force?

6:57 – Busy in retirement 

8:24 – Challenges to retiring early 

10:05 – How we can help determine your age

A question that we hear quite a bit is how much money should a person be saving every month? There’s a goal of 15% that might seem too lofty for many people, but is this the number you should be targeting? Today we’ll talk about building up savings ahead of retirement and which tools are best to do that.  

Read more and get additional financial resources: http://johnsonbrunetti.com 

 

What we discuss in this episode: 

0:18 – Mailbag question on saving

1:48 – Can you save too much?

3:53 – Cultivating a savings mindset for your children  

5:59 – Mailbag question on saving beyond a 401(k)

7:30 – Money Map retirement review  

The stock market has been in a state of volatility for much of the past two years but it seems like that uncertainty has ramped up even more in recent months. When we get into one of these up-and-down environments, what’s the best way to invest your money without taking on too much risk?

 

Read more and get additional financial resources: http://johnsonbrunetti.com 

 

What we discuss in this episode: 

0:32 – Volatility in the stock market

2:46 – Index funds safer?

4:48 – Strategies for diversification 

6:57 – Is your advisor focused on planning or selling?

8:50 – How our process has evolved

12:35 – An overview of our process

So many retirees today fall into a new category called the ‘sandwich generation’ because they’re in the middle of supporting both their own children and their aging parents. How do you know what you can afford to provide and when it starts becoming a risk to your own retirement?

 

Read more and get additional financial resources: http://johnsonbrunetti.com 

 

What we discuss in this episode: 

0:19 – Mailbag question on helping parents and children

2:04 – Advice for providing for adult children

5:19 – Mailbag question on real estate investing

7:08 – Money Map retirement review

As travel begins to open up more and more across the country, people are headed back to airports to visit friends and family and quickly reminded about many procedures that need to be followed. Today we’ll help you make the most out of your next trip to the airport by looking at the comparisons to your financial plan.

 

Read more and get additional financial resources: http://johnsonbrunetti.com 

 

What we discuss in this episode: 

0:19 – Reaction to a volatile week in the market

3:04 – Items you can’t take on the plane

5:33 – TSA pre-check

8:16 – Gate number and changes

11:08 – Overpaying at the airport

13:17 – Money Map review process

Today we’re opening up the mailbag for three financial questions many people will find helpful. Join us as we discuss the requirements for withdrawing inheritance money, why a Roth conversion might make sense, and how to prepare for a forced retirement.

 

Read more and get additional financial resources: http://johnsonbrunetti.com 

 

What we discuss in this episode: 

0:25 – Mailbag question on inheritance withdrawals

1:57 – Question on Roth conversions

4:50 – Question about preparing for forced retirement

7:11 – Money Map retirement review is concise and simple

No matter who walks into our office to build a financial plan, there will always be a set list of items that need to be addressed. But from there, the rest of the plan could account for any number of individual scenarios. Today we’ll look at a few of the unique situations that don’t come up for every plan and share our approach to working through them.

 

Read more and get additional financial resources: http://johnsonbrunetti.com 

 

What we discuss in this episode: 

0:19 – Welcome Eric Hogarth, CFP®

2:17 – The age gap

4:27 – Early retirement

7:19 – Lack of liquidity

11:00 – Planning after divorce

12:49 – How we can help

There’s a lot of money being made in the tech industry right now so what should you do if you find yourself in a position with a lot of excess money? We’ll answer that plus discuss the factors that go into deciding whether to rollover a 401(k) to your new employer.

 

Read more and get additional financial resources here: http://johnsonbrunetti.com 

 

What we discuss in this episode: 

0:19 – Financial Fact

2:04 – Question on investing excess money

4:18 – Question on rolling over a 401(k)

6:18 – Get your Money Map review