When it comes to choosing investments, we tend to get fixated on returns. I don‘t want to focus on that as much as our next greatest concern: risk-taking. You obviously have to take some amount of risk in every investment, but you need to know what is optimal for you and your portfolio. This episode focuses on 3 factors that should be relied on to dictate your level of risk-taking: Your time horizon, your investment objective, and your personal risk tolerance. These, taken together, should allow you to take the proper risks in the proper places in your financial life.

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Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

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(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

I don‘t know about you, but I don‘t like paying taxes. It is, though, a necessary evil that we all have to put up with. That said, doing our best to minimize what our tax burdens are is a vital part of prudent financial management. I spend the better part of this episode explaining to you some specific ways you can go about decreasing your taxable income. I am in the business of keeping as much of your money in your pocket as possible so that you have the maximum options available to you financially. That is financial freedom.

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Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

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(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

Professor Jeremy Siegel has given us much great empirical work and commentary on the stock market over time. He has recently issued a warning on what continued ”bad” inflation reports may do to the stock market. Given someone of Siegel‘s knowledge and academic stature, I believe that we should take heed his opinions and learn from his experiences. Whether or not inflation becomes a huge headwind to the market is yet to be seen, but holding stocks for the long run is the way we should invest, still... just like Professor Siegel.

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Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

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(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

One thing that I cannot stand is people making excuses for not doing things that you should be doing. Everyone wants to find some reason or loophole as to why they are special and do not have to abide by the same rules as everyone else. I constantly hear this sentiment that budgeting isn‘t important, and that could not be more false. Planning your financial life out and then tracking your progress is vital to being financially free over the long-term, regardless of who you are or where you are starting financially.

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

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(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

The way that a financial advisor answers questions on a few topics can tell me much of what I need to know about their trustworthiness. Cryptocurrency is one such topic that can be so telling. Any advisor worth their salt should have a well thought out opinion on crypto and a reason for advising their clients to it or away from it. This episode spends time telling you how different financial advisors that are some of the best in the country think about crytocurrencies and its uses for their client base. New asset classes can always be difficult for the traditional investor to grab onto, but there are times when skepticism is quite warranted.

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

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(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

Debt is a strain on your cash flow. I say it all the time, but that doesn‘t make it any less true. Going into debt keeps you from reaching your financial dreams, and staying in debt over the long-term only makes your financial life more difficult. Retiring in debt is a good indicator that your retirement income is not going to be able to stretch very far and that you are not going to be able to live your retirement dreams. Winning with money is about more than income production, its about how much of that income you can KEEP, and debt is a good way to throw away your income!

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

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(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

There is always a ton made of the valuation of the stock market at any given time. So much so that I think many investors make hasty decisions based on valuation alone. This has proved to be the wrong side of the trade many times. Stock valuation is a big deal, but if you ONLY take valuation into account, you will forever be afraid of a market that can provide you great returns. Investing is not about your ability to time the market to take advantage of valuation, it is about getting in the market and staying in over the long-term. Always buy, rarely sell.

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Facebook: https://www.facebook.com/mnowithdylan/

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(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

If you have ever watched/listened to an episode of this show, you know how I feel about debt. I am all for us being debt free and growing our financial lives with no leverage. This said, the constant push-back is on cheap debt. Cheap debt is enticing to many, but it is ultimately just another way that we can get trapped in this never-ending cycle of owing other people money. I know that there are logical, mathematical arguments for using debt, but none of them are reasonable enough for me to take out debt to invest my excess cash.

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Facebook: https://www.facebook.com/mnowithdylan/

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(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

Whether you know a lot about investing or not, it is likely that you have a bunch of pre-conceived notions about investing. Some of these ideas are right, but you would be surprised how many of them miss the mark completely. I want us to identify places in our ideology that we have missed the boat and correct our expectations. I focus a large part of today‘s episode on the fact that the market doesn‘t care what you think you deserve, and the market is going to do what it does, regardless of your wishes. This is a hard pill to swallow, but the sooner you swallow it, the quicker we can get on with effective investing.

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Facebook: https://www.facebook.com/mnowithdylan/

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(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

One oft-overlooked group of investments is the mid-cap stock. These companies are further along in their life cycle than the small-caps yet not yet in the large-cap universe. Are they in a weird spot, or are they actually overlooked? I think a little of both, but one thing we do know is that their performance is fantastic. Today, I am making the point that leaving mid-caps out of your investment allocation is a bad idea, and these companies bring something unique to the table that is not the case with the small and large companies in which we all seem to have allocations. 

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

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(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)