Key takeaways from the finance minister’s mid-term budget address. How financial stress is quietly draining SA’s health and wealth. And why insurance growth could be Africa’s next big capital mobiliser. Moneyweb

‘It does mention the national shutdown on 21 November, with the information we are gathering, there is a possibility of major disruptions not only in the City of Johannesburg but across the province and even possibly the country,’ says JMPD Superintendent Xolani Fihla. Moneyweb

JMPD warns against increase protest action ahead of G20. Giddy-up! A smart new era for equine insurance. And how SA entrepreneurs are powering a R4bn advertising revolution. Moneyweb

‘Glencore also issued a similar warning that the electricity prices and the import costs of other goods are impacting them significantly, and therefore, if this happens, they will have to embark on a large-scale redundancy process,’ says Lucinda Hinxman, head of employment and labour law at CMS South Africa. Moneyweb

Samancor’s Ferrochrome future in doubt – A warning shot for energy-intensive industries. Why the mid-term budget is expected to strike a balance between saving and supporting the economy. And Gen Z’s work ethic forces a rethink of governance and risk. Moneyweb

‘We’ve worked so hard over the last two years to get off the FATF grey list and make it attractive for foreign investment, and now you throw sand in their eyes and make it difficult for them to invest here,’ says Michael Kransdorff, director of the Institute for International Tax and Finance. Moneyweb

Why the Sarb’s exchange control shake-up risks driving away foreign investors. A global expert says businesses must evolve in the way they understand, engage and serve customers as expectations soar. And from Cape Town to the world: Tutu Foundation invites the world to write for peace. Moneyweb

'We want to raise the bar for professionalism in the industry, because we believe that the time is now and the review is necessary, and we want to ensure that only qualified, ethical counsellors are allowed to practice,' says René Moonsamy, chairperson of the National Debt Counselling Association. Moneyweb

Crackdown on rogue debt counsellors as National Debt Counselling Association proposes new standards. A new report says the future consumer wants simplicity, self-expression and science-backed wellness. And a seven-year study maps the DNA of successful entrepreneurs. Moneyweb

‘A lot of the ventures that we are looking to back are businesses that are changing people's lives, but they are also innovating around digitisation and around financial inclusivity,’ says the co-founder of LLH Capital. Moneyweb