Are you wasting money? Many unknowingly waste hundreds of dollars every year. In this episode, Art walks through eight common ways people waste money. Plus, he answers a listener’s question about retirement account rollovers.

Resources:

The Money Challenge | Buy it here: https://www.artrainer.com/the-money-challenge

The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder

Episode Sponsor:

Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

If you haven’t noticed, things are pretty crazy in the automobile market. In this episode, Art discusses five shocking automobile purchase stats and answers a money question from a listener in Kenya.

Resources:

More Than Money Facebook Group | Join the group here: https://www.facebook.com/groups/721493032051073

The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder

Episode Sponsor:

Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

Hebrew 13:5 tells us to be content with what we have. In this episode, Art talks with Roy Vargas about his incredible financial journey and how to find real contentment.

Resources:

More Than Money Facebook Group | Join the group here: https://www.facebook.com/groups/721493032051073

The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder

Episode Sponsor:

Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

Do you have a question about 401(k)s? You are not alone. In this episode, Art and Jeremy Keil answer some of the most common 401(k) questions.

Resources:

More Than Money Facebook Group | Join the group here: https://www.facebook.com/groups/721493032051073

The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder

Episode Sponsor:

Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

Jennifer and her husband were hindered by debt. So, they decided to do something about it, getting rid of their debt and putting themselves in the financial position to adopt a child. Be inspired by Jennifer’s story, and learn from her experience.

Resources:

More Than Money Facebook Group | Join the group here: https://www.facebook.com/groups/721493032051073

The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder

Episode Sponsor:

Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

Are you getting the most out of your employer benefits? Are you paying for benefits you don’t need? In this episode, Art Rainer and Taylor Standridge are joined by Robby Scholes to discuss the secrets to maximize employer benefits.

Resources:

The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder


Episode Sponsor:

Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

They Morvays paid off $46,000 in one year! This is an amazing story with some important lessons learned. Listen to it and be inspired to take the next step in your financial journey.

Notes:

Your Financial State of the Union:

1. Review your generosity.
2. Review your cash.
3. Review your debt.
4. Review your retirement.
5. Review your net worth.
6. Review your goals

Episode #22: Your Financial State of the Union | https://churchanswers.com/podcasts/more-than-money/your-year-end-financial-state-of-the-union/

Lessons learned:

1. Trust the Lord during the entire process.
2. Make a financial plan.
3. Live within your budget.
4. Walk in community.

Episode Sponsor:

Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

God has designed married couples to operate as one. What happens when couples are not on the same financial page? In this episode, Art discusses some dangers couples could run into if they lack oneness in their finances.

Notes:

1. Potentially departing from God’s design for marriage.
2. Increases the temptation for financial infidelity.
3. Could create a “roommate “scenario.
4. Reduces Kingdom impact.

Listener question answered:

I barely have any financial margin. What do I do?

Should I buy a car?

Resources mentioned:

The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder

Episode Sponsor:

Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

You can smell the new car scent from your house. Your neighbor has a new car, and you are jealous. In this episode, Art discusses why you should stop envying your neighbor’s car. Plus, he talks about how you can get your automobile sinking fund going today.

Notes:

1. The Bible tells us not to envy.
2. Keeping up with the Joneses is real.
3. Cars are depreciating assets.
4. Your neighbors probably used debt to get that car.

Listener question answered:

Should I use all my savings for as a down payment on a house?

Resources mentioned:

The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder

Episode Sponsor:

Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

President Biden announced his student loan forgiveness plan, and many people have an opinion on the decision. On this episode, Art and Taylor talk with Dr. David Jones, a biblical financial ethicist, about how to view the government’s recent announcement through the lens of Scripture.

Some of the questions answered:

The Bible says, “the wicked borrows but does not pay back.” (Psalm 37:21) Did our government just force Americans to sin?

Since Christians have been forgiven of their "debts," shouldn't they be the biggest fans of student loan forgiveness? What about the Year of Jubilee?

Is it biblical unethical for a person to accept loan forgiveness?

Resources mentioned:

The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder

Episode Sponsor:

Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/