We are closing out 2021 by playing some of our greatest hits from the past year. And man, this one was a big episode. In this episode, Art asks Dr. David W. Jones, a financial ethicist, some common but difficult questions.

Listener questions answered:

Should I use the money to invest in the stock market or pay off my mortgage?

Notes:

8 Money Milestones | https://www.artrainer.com/8-money-milestones

The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder

Episode Sponsor:

Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

We are doing something different this week. We decided to close out 2021 with some of our greatest hits from the past year. So, from now until Friday, we will share with you one episode that we and the More Than Money listeners loved. This first greatest hit is the episode where Art interviews Jimmy and Kristin Scroggins about how to budget for a family of 10.

Listener questions answered:

Is it worth the effort trying to find a better rate on our Liquid Money Market account for our emergency fund? We currently earn .15% dividend rate with our credit union. Are we missing out on a significant advantage by keeping it with them?

Do you tithe all money you receive? Examples being birthday, graduation, tax returns, etc.

Notes:

Full Circle Parenting: A Guide for Crucial Conversations | Buy it here: https://www.amazon.com/Full-Circle-Parenting-Crucial-Conversations/dp/1087713447

The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder

Episode Sponsor:

Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

You need to know your financial reality, and we have the tool to help you do just that. On this episode Art talks with Matthew Morvay about the Financial State of the Union.

Notes:

1. Review your generosity.
2. Review your cash.
3. Review your debt.
4. Review your retirement.
5. Review your net worth.
6. Review your goals.

Listener Question:

What is the best company to open a brokerage account with?

Resources mentioned:

The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder

Episode Sponsor:

Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

Given the needs in the world, how should Christians think through their spending on material things? Is it okay for a Christian to have nice things, like a beach house? Dr. David W. Jones helps us consider questions like this.

Notes:

Is it okay for a Christian to buy a beach house?

Is enjoying the material world sinful?

Listener Question:

Where should I give when I am in between churches?

Resources mentioned:

Every Good Thing: An Introduction to the Material World and the Common Good for Christians | Buy it here: https://www.amazon.com/Every-Good-Thing-Introduction-Christians/dp/1577997018

RedeemedMind.com

The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder

Episode Sponsor:

Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

On this episode, Art has a conversation with David Wilson, a debt-free college graduate who was featured in the documentary, Borrowed Future. David tells how he avoided student loan debt through a little creativity. Plus, Art answers a couple of listener questions.

Resources mentioned:

Borrowed Future | Watch the documentary here: https://www.ramseysolutions.com/shows/borrowed-future-documentary

savingforcollege.com

The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder

Episode Sponsor:

Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

On this episode, Art has a conversation with Derrick Kinney of Good Money Framework about his money story, new book, and how to use money for the advancement of God’s Kingdom.

Notes:

The Good Money Revolution by Derrick Kinney | Pre-order here: https://www.amazon.com/Good-Money-Revolution-Make-More/dp/1637630174

The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder

Episode Sponsor:

Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

In this episode, Art discusses online giving with the founder of SecureGive, Marty Baker. Plus, Art and Taylor answer a question about whether it is okay to postpone giving until someone gets out of a financial mess.

Listener question answered:

1. Should I automate my giving? Is there anything that a person misses out on spiritually when they give online?

2. I am in a very difficult financial place. I made some bad purchases and now I owe a significant amount of money. Is it okay to postpone my giving until I get out of my mess?

Notes:

The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder

Episode Sponsor:

Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

Debt free people are creatures of habit. In this episode, Talaat McNeely comes on MTM to discuss some secret habits of debt-free people. Plus, Art and Katie answer a question regarding a spouse who doesn’t seem motivated to pay off debt.

Money questions:

What are your thoughts on apps like Acorns that automatically take change from your bank transactions for saving and investing purposes?

My husband and I have significant debt. It stresses me out, but he doesn’t seem to care. He never wants to do anything about it. How can I get him on board with paying off our debt?

Notes:

HisandHerMoney.com

The Marriage Challenge | Buy it here: https://www.artrainer.com/the-marriage-challenge

The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder

Episode Sponsor:

Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

Pastors have some unique financial challenges that lead to particular questions. In this episode, we tackle a few of those questions like, “Should a pastor pay off their mortgage?”

Listener question answered:

Are pastors required to take minimum distributions from their 403(b)?

Notes:

Housing Allowance for Ministers: Made Easy | Buy it here: https://www.amazon.com/Housing-Allowance-Ministers-Made-Easy/dp/1731052367

The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder

Episode Sponsor:

Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

Marriage and money challenges are common. How can you get on the same financial page with your spouse? A budget can help. And in this episode, we explore how you and your spouse can create one together.

Money questions:

Should each spouse have their own “play money?” If so, what are the rules?

What is the best way to start compounding interest?

Notes:

The Marriage Challenge | Buy it here: https://www.artrainer.com/the-marriage-challenge

The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder

Episode Sponsor:

Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/