More Than Money

You should be taking advantage of current high yields savings account rates right now. In this episode, Art provides the top high yield savings account rates for July.


Notes:

1. TotalDirectBank, 5.2%
2. CFG Bank, 5.17%
3. Western State Bank, 5.15%
4. UFB Direct, 5.06%
5. Popular Direct, 5.05%
6. TAB Bank, 5.02%
7. Vio Bank, 5.02%

(via Investopedia.com)

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A scarcity mindset is simply fearing there are not enough resources available. This can impact your finances and relationships in a significant way. I this episode, Art discusses 5 signs that you may have a scarcity mindset.

Notes:

1. You regularly worry about money.
2. You never feel like you have enough.
3. You aren't happy when others succeed.
4. You feel that to improve your situation, someone else's situation must deteriorate.
5. You constantly blame others for your situation.
   

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Interest rates are higher, and the housing market is tight. Is now the right time to buy a house? In this episode, Art talks with Jordan Hall about the housing market and whether now is the right time to purchase a home.

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“What Does a Real Estate Agent Do, and Do I Really Need One?”

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This is for all the thrifty ministers out there! In this episode, Art provides six vacation spots where ministers can receive significant discounts. Ministers, you can take (and afford) a vacation!

Notes:

• Quiet Waters Ministries (qwaters.org)
• Christian Hospitality Network (thechn.org)
• Elijah’s Harbor (elijahsharbor.com)
• Beulah Land Retreats (beulahlandretreats.org)
• Beside Still Waters (besidestillwaters.wordpress.com)
• Ridgecrest Conference Center (ridgecrestconferencecenter.com)

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We are halfway through the year. How are things going? This is a great month for a check-up. In this episode, Art provides five smart money moves that you should consider making this month.

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This is the heartbeat of the MTM podcast. We want to see you get financially healthy for the sake of advancing God’s Kingdom. In this episode, Art talks with Chuck Lawless and Jeremy Berger about “holding the rope” for missionaries. Get ready to be inspired to be debt-free so you can better fuel the Great Commission.

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A MTM listener wants to know if she should use her HSA to save for her son’s hearing aids. In this episode, Art walks listeners through HSAs, sinking funds, and how they can help you prepare for future medical expenses.

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A MTM listener is trying to determine whether they need a financial advisor. In this episode, Art provides guidance regarding when to get a financial advisor and what to look for.

Notes:

Question #1: Are you a fiduciary?
Question #2: Tell me about your qualifications.
Question #3: How do you get paid?
Question #4: Outside of your payment, what are my costs?
Question #5: What services are included in the cost?
Question #6: How does our relationship work?
Question #7: What is included in your financial planning services?
Question #8: What is your investment philosophy?
Question #9: If I move everything over to you, are there tax ramifications?


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Stat overload! Do you find yourself desiring to live like everyone else? In this episode, Art shares a lot of financial health statistics that may make you rethink the standard you are chasing.

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Do you have inconsistent income? This one is for you. In this episode, Art walks through how you can better plan irregular income and avoid debt.

Notes:

1. Establish a baseline and average monthly income.
2. Establish base line and average monthly expenses.
3. Build your baseline and average blueprint for mission.
4. Set up a holding and operating accounts.
5. Transfer baseline monthly amount from holding account to operating account. Save rest.
6. Once you have average monthly income saved in the holding account, starting transferring average amount.

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