More Than Money

On average, Americans change jobs twelve times during their lifetime. If you are leaving an employer, what should you do with your 401(k)? In this episode, David Sandhu joins Art to discuss four options for your old 401(k).

Notes:

Option 1: Cash out.
Option 2: Do nothing.
Option 3: Roll it over to a new 401(k) account.
Option 4: Roll it over to an IRA.


Resources:

ChristianMoneySolutions.com

Certified Christian Financial Counselor

What should you be doing this month? In this episode, Art and Taylor provide some smart money moves you should be making in March and answer a listener’s question about Money Milestone 6.

Notes:

1. Finish your taxes.
2. Submit for FSA reimbursements.
3. Plan your summer activities.
4. Ask God to reveal any area of your finances that is not surrendered to Him.

Resources:

6 Smart Ways to Spend Your FSA Dollars Before They Disappear

7 Surprising Items You Can Buy with Your FSA Dollars

ChristianMoneySolutions.com

Certified Christian Financial Counselor

Do you find yourself constantly chasing the standard of living supposedly experienced by your neighbors and Facebook friends? Well, everything might not be as it seems with your friends. In this episode, Art shares seven stats that will make you rethink your chase.

• Half of millennial and Gen Z respondents have gone into debt for summer travel.
• 35% of Americans took on holiday debt.
• Average credit card interest rate is at 20.4%
• The average price of a new car is $50,000.
• 6 in 10 of Americans live paycheck to paycheck.
• 6 in 10 Americans do not have $500 set aside for an emergency.
• Serious credit card delinquencies rose to 4%.
• 25% of Americans don’t have anyone to whom they can got to for trusted financial guidance.

Resources:

What Is The Average Credit Card Interest Rate This Week? February 21, 2023

Average Holiday Debt Nears $1,550, Highest in LendingTree Survey’s 8-Year History

ChristianMoneySolutions.com

Certified Christian Financial Counselor

The retirement years are looking different than they did for prior generations. In this episode, Art walks through a recent report that identified five major forces that are starting to shape current and future retirement years.

Resources:

Longevity and the New Journey of Retirement

ChristianMoneySolutions.com

Certified Christian Financial Counselor

It can take a while to save for a house purchase’s down payment. So, when should you start saving for one? In this episode, Art and Taylor discuss the ideal time to start setting aside money for your next home purchase.

Resources:

ChristianMoneySolutions.com

Certified Christian Financial Counselor

We keep talking about the CertCFC program. What in the world is it, and is it right for you? In this episode Art and Taylor talk about the program, and Taylor shares what he likes (and doesn’t like) about the program.

Resources:

ChristianMoneySolutions.com

Certified Christian Financial Counselor

Pay off my mortgage early? You are kidding, right? We’re not. In this episode, Art talks with Ramsey Personality, George Kamel, about how he paid off his mortgage early.

Resources:

ChristianMoneySolutions.com

Certified Christian Financial Counselor

What better way to celebrate Valentine’s Day than to have a budgeting conversation with your spouse? In this episode, Sarah Rainer joins Art to talk about creating a budget that builds marital unity, not division. Plus, you learn about one of Art’s financial flaws (he has them!).

Resources:

Raleigh Kids
ChristianMoneySolutions.com

Episode Sponsor:

Most churches struggle to get people to give. SecureGive, has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available.

The recently signed SECURE Act 2.0 was created to significantly improve retirement savings options. But it didn’t just impact retirement accounts. If you are a parent with kids going college, you will want to listen to this episode. David Sandhu, a rocket scientist turned financial advisor, joins Art to discuss the implications for 529 Plans.

Resources:

ChristianMoneySolutions.com

Episode Sponsor:

Most churches struggle to get people to give. SecureGive, has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available.

For many, February is that cold month that you just must get through. This episode will encourage you not to waste this month, but instead, use it to better your financial health and consider something fun, like your next vacation!

Resources:

ChristianMoneySolutions.com

Episode Sponsor:

Most churches struggle to get people to give. SecureGive, has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available.