As the Dow marches towards 20,000 I list off several positives (such as a 5% revenue jump) that are pushing the Dow to an all-time high. I explain why it is smart to make portfolio reallocations in January, why the market will be volatile and who should be rebalancing. Other topics include:

• Reviewing bond allocations in your 401k –Avoiding certain types of bonds
• Where should you put safe money in your 401k?
• What is the right move for this self-employed person funding a SEP IRA with $50,000 in a 401k from their previous company
• Which is the better strategy for rental property? A 1031 exchange now vs. moving in and selling later
• Cuts in Social Security benefits needed by 2031
• Backdoor Roth IRA dissected

Email your money question to [email protected] , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

The DOW rallies as investors rotate their money out of technology and international ETF’s and into financials and small cap sectors.  What can keep this market going? New policies Donald Trump needs to focus on if we want our market to continue its upward trend and see actual growth with new money. Other topics include:

• The case for active management in bonds
• Goldman Sachs predictions about Trump’s presidency benefiting most sectors
• Does this sound like you? Signs you may need to turn your investing reins over to somebody else
• An emotional investing failure story
• How will the Trump administration tackle long term care insurance?

Email your money question to [email protected] , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visitwww.NewFocusFinancial.com.

Encore Edition

Is any job safe? Today Rob Black learns about a robot that makes sushi and wonders how automation will affect jobs in the future. He also discusses perks to using credit cards over debit cards in several situations and why he carries 3-4 different cards. Other topics include:

• Beneficial investing and saving apps
• Unqualified people in the insurance industry
• What should your asset allocation be when planning for retirement?
• Peer to peer lending

Email your money question to [email protected] , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visitwww.NewFocusFinancial.com.

Encore Edition

Rob Black and I get geared up for tomorrows’s 10 Pillars of Retirement webinar. If you’re planning on retiring within the next 10 years Rob Black, Michelle Lerman and I will focus on retirement and estate planning issues that increase your chances for an ideal retirement. Topics for today’s show include:

• Financial planning process to create a retirement plan
• Transitioning into retirement
• What does retirement truly cost?
• Major changes to retirement planning
• The market’s effect on retirees
• Tomorrow’s 10 Pillars agenda

Tomorrow's 10 Pillars of Retirement webinar on the 21st is FREE, but we still need you to sign up! Click HERE to register for information and strategies you’ll need if you want to increase your chances at a care-free retirement.

Email your money question to [email protected] , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Today I reminisce about my 23 years as a Certified Financial Planner by talking about the top 10 retirement issues I will be discussing during the webinar THIS WEDNESDAY. I review current day retirement problems and explain solutions.  I cover a chart that shows individuals net worth as a percentage of income and explain the correlation with taking too much risk. Harry from Castro Valley calls in to ask about social security spousal benefits and when he should ‘turn on the tap’. I also discuss the best cities to retire overseas.

Our 10 Pillars of Retirement webinar on the 21st is FREE, but we still need you to sign up! Click HERE to register for information and strategies you’ll need if you want to increase your chances at a care-free retirement.

Email your money question to [email protected] , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Today the DOW closed above 19,000 –Is now the time to sell? I breakdown previous market highs and lows and review the makeup of the DOW vs the S&P 500. What two factors generally hurt large cap companies, but have caused small and mid cap stocks to rally the past 13+ days? Other topics include:

• Investing in international stocks despite Trump trade agreement scares
• Lower taxes and the growing concern regarding under-funded state pensions may affect the attractiveness of tax free municipal bonds
• Long term care insurance options
• ‘Tis the season for making the most out your donations. Gifting appreciated stock to charities and other strategies to consider as the holidays roll in
• IRA’s –What you can and can’t do now and what strategies are likely to change 

Our 10 Pillars of Retirement webinar on the 21st is FREE, but we still need you to sign up! Click HERE to register for information and strategies you’ll need if you want to increase your chances at a care-free retirement.

Email your money question to [email protected] , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Encore Edition

Do you buy and hold your ESPP discounted employer stock or sell and use it for something else? Learn the difference between ESPP, RSU, qualified and non-qualified stock options and how people are using their shares. Other topics include:

• New Year’s investing resolutions
• Pros to a rate hike from the feds
• HSA strategies (Healthcare Savings Accounts)
• Challenges of retiring abroad

Our 10 Pillars of Retirement webinar on the 21st is FREE, but we still need you to sign up! Click HERE to register for information and strategies you’ll need if you want to increase your chances at a care-free retirement.

Email your money question to [email protected] , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Will Trump's plan to alter taxes justify returns from the DOW and the S&P 500 after he assumes presidency? It’s that time of year when people are anxious about entering a high market and others are considering pulling out. Have a strategy in place and make sure you stick with it! Other topics include:

• REIT’s
• 9 Reasons The Concept of Retirement Has Changed
• A listener asks about balancing his estate planning wishes between leaving money for special needs kids, long term care expenses and keeping his business liquid for his employees
• Year-end tax planning under the Trump administration
• Keeping your home owners insurance up to date

Our 10 Pillars of Retirement webinar on the 21st is FREE, but we still need you to sign up! Click HERE to register for information and strategies you’ll need if you want to increase your chances at a care-free retirement.

Email your money question to [email protected] , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

The DOW rallies as investors rotate their money out of technology and international ETF’s and into financials and small cap sectors.  What can keep this market going? New policies Donald Trump needs to focus on if we want our market to continue its upward trend and see actual growth with new money. Other topics include:

• The case for active management in bonds
• Goldman Sachs predictions about Trump’s presidency benefiting most sectors
• Does this sound like you? Signs you may need to turn your investing reins over to somebody else
• An emotional investing failure story
• How will the Trump administration tackle long term care insurance?

Our 10 Pillars of Retirement webinar on the 21st is FREE, but we still need you to sign up! Click HERE to register for information and strategies you’ll need if you want to increase your chances at a care-free retirement.

Email your money question to [email protected] , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Encore Edition

The DOW rallies as investors rotate their money out of technology and international ETF’s and into financials and small cap sectors.  What can keep this market going? New policies Donald Trump needs to focus on if we want our market to continue its upward trend and see actual growth with new money. Other topics include:

• The case for active management in bonds
• Goldman Sachs predictions about Trump’s presidency benefiting most sectors
• Does this sound like you? Signs you may need to turn your investing reins over to somebody else
• An emotional investing failure story
• How will the Trump administration tackle long term care insurance?

Our 10 Pillars of Retirement webinar on the 21st is FREE, but we still need you to sign up! Click HERE to register for information and strategies you’ll need if you want to increase your chances at a care-free retirement.

Email your money question to [email protected] , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.