Today Kym welcomes celebrity designer Marissa Kenson into the studio today and finds out how MK Collab is shaking up the fashion industry. Marissa tells Kym about launching her fist line of apparel in 1983 and changes to marketing strategies she makes to keep up with today’s demand. Kym asks how working with celebrities like the Real Housewives evolved into e-boutique’s. Marissa then explains how MK Collab makes it easy for anyone to become an e-boutique owner and allows owners to connect with buyers. They also talk about cyberhoods and the future of network marketing.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to [email protected] , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

I rant about the uselessness of the new government created myRA program and its regulations. I also discuss:

I also respond to a listener's email about selling a rental property for a vacation home under a 1031 exchange and talk about rules for creating income on your vacation home.

Email your money question to [email protected] , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Encore Edition

Today Kym discusses cutting edge innovation that will reduce your travel stress this year or get you better prepared for next year.  She chats with the owners of several companies that are disrupting the travel space.

First up is Jeff Potter from Surf Air, a subscription based airline with unlimited private flights. Jeff explains how Surf Air is extremely economical for frequent flyers saving them both money and time and how his member experience is different from major airline companies.

Kym then talks with Michael Harmell from MiFlight, an app that alerts you to airport security wait times. Michael shares the story of how his fear of being stranded in Japan gave him the idea for MiFlight and how MiFlight gets its updated information.

Next is Esther Pun of Tripcipe, a website that takes hassle out of planning your trips itinerary. Esther explains how Tripcipe works and details its many features. She also explains why she is working with popular travel influencers and development plans for 2016.

Kym wraps up with Polina Raygorodskaya from Wanderu, an app that simplifies travel by bus and trains. Kym asks about the millennial preference for public transportation over driving and trends for bus and train travel this holiday season.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to [email protected] , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

I open today’s show by explaining how some people get swindled by financial advisors and how to spot an illegitimate advisor. I also discuss:

Email your money question to [email protected] , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Today I discuss retiring outside of California as it becomes more of an issue for people to make ends meet when they stop working. Other topics include:

Tate calls in and asks if he should keep his term life insurance policy when he no longer has any dependants to cover.

Email your money question to [email protected] , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Encore Edition

Today Kym interviews Phil McKinney, the former Chief Technology Officer for Hewlett-Packard and current President and CEO of Cable Labs. She begins by finding out about the profound influence the Boy Scouts program has had on his life and why he still credits them for much of his success today. Phil then tells Kym about his decision to switch his studies from architecture to computer graphics before dropping out of college; and how a random phone call for a job interview ultimately led Phil to Silicon Valley and Hewlett-Packard. Phil is a big believer in engaging with his customers and shares a story about spending his weekends at electronics stores that proves real data doesn’t come from third party researches and boardrooms.

Kym then asks Phil how a family friend got him and his wife involved in a charity for Rwanda before telling Kym about his own big announcement, Pioneer.Education.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to [email protected] , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

I talk about the Federal Reserve meeting happening today and the first potential rate hike since 2006. I also discuss other market news such as the crash in oil prices and the rising US dollar affecting companies in the S&P 500. Boeing announced a major dividend increase. We talk results of the disaster in the high yield bond market and the concerns of Third Avenue Focused Credit Fund suspending withdrawals from its junk bond mutual fund. Other topics include:

Email your money question to [email protected] , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Tony Mendes and Charlie Krackeler are in studio with Rob Black today for a discussion on real estate. Rob introduces Charlie by asking him about the real estate and mortgage educational programs he offers and asks about any trends in students. They also discuss:

Email your money question to [email protected] , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Bill Barhydt joins Kym in studio today as they talk about Abra, Bill’s revolutionary money transfer and payment banking app. Kym learns about Bill’s rather odd journey which begins with wanting to pursue a career with animation and computer graphics. He then tells her how several years of being a research analyst for the CIA and NASA led to a job with Goldman Sachs providing him with financial knowledge he would later need to create Abra. Bill also talks about developing the first payment applications for the internet and making it secure with Netscape. He then explains how texting and increasing cell phone use became his next opportunity for banking and payment applications.

Later on Kym asks Bill why now is the time to create a cashless society, and finds out how Blockchain technology has simplified some major problems that comes with mobile banking. He also explains how Blockchain affects people’s security, how human ATM’s work and why Abra is a more efficient system worldwide.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to [email protected] , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Encore Edition

Sitting in for Chad Burton today is Rob Black. Today Rob discusses the pros and cons of the drop in oil prices as it falls to $38 a barrel for the first time since 2009. Other topics covered include:

Email your money question to [email protected] , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.