Just eight days into the fiscal year, FEMA has already spent $9 billion of its annual $20 billion disaster fund. Blame Hurricanes Helene and Milton — but also our era, when major natural disasters are happening with greater frequency. Can America afford the age of the superstorm? And how is Washington adapting to meet the challenge? Climate finance editor Tom Frank from POLITICO’s E&E News joins Playbook co-author Eugene Daniels to discuss.