In this episode Mark explores the intricacies of using credit card rewards for travel. He emphasizes the importance of paying off credit card balances each month to truly benefit from the rewards.

Mark shares his strategy for maximizing points through various credit cards, including Chase Sapphire Reserve, Capital One Venture X, and American Express Gold Card, detailing how he uses them for different spending categories to optimize rewards. He also mentions the significance of sign-up bonuses, tracking expenditures meticulously, and monitoring annual fees. 

Additionally, Mark provides practical examples from his travel plans, showcasing how to leverage points for flights, cruises, and hotel stays, highlighting the potential of rewards programs for achieving financial savings on travel expenses.

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Episode Links:

ChooseFI Travel Rewards 101

The Points Guy

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