This week on a special episode of "Off The Cuff," Justin is joined by Dr. Tisa Silver Canady, the founder and executive director of the Maryland Center for Collegiate Financial Wellness, to discuss student loan repayment, including some significant changes in the system that occurred in the past three years during the pause on federally-held student loans, and where things stand as repayment resumes. Justin and Tisa break down what repayment options are available to borrowers, discuss the importance of using return on investment as a metric for assessing postsecondary options, and help make sense of confusing messaging over the Biden administration's attempts to carry out a student debt cancellation program.