Bitcoin, Fiat & Rock'n'Roll

Our 2026 Predictions: A Year for Building


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What the BFRR Team expects for the digital money and digital asset space for 2026

In our first episode of 2026, the full Bitcoin, Fiat & Rock’n’Roll (BFRR) team—Michael, Jonas, Manu and a returning Alex—sets the year’s agenda and locks in bold, measurable predictions for what’s next in digital money, digital assets and institutional blockchain.

We start with the “internal outlook”: how BFRR will level up in 2026, supported by our partners Zühlke (and guest host Stefan) and Etonec, adding a stronger European + US lens (including future guest host Jonathan Knoll). The theme is “more doing, less talking.” On the slate: stablecoin adoption and payments, digital-euro policy guardrails as EU regulation enters a decisive phase, tokenized deposits and multi-bank platforms (Partior, Agorá, Swift Ledger), the evolving DLT Pilot Regime, ECB projects Pontes & Appia, tokenization of funds and crypto funds, Bitcoin vs quantum risk, Ethereum valuation (and gas economics), and the IT-architecture questions CTOs face when TradFi meets decentralized rails.

Then we go “external”: eight predictions you can score—and a lively debate on whether stablecoin volume is truly “payments” or still mostly crypto settlement.

• Stablecoins overtake Automated Clearing House (ACH) in transaction volume
• Payments share of stablecoin volume barely rises (<5pp)
• At least one country bans stablecoins over monetary-sovereignty fears
• EU leaders publicly reframe stablecoins as a sovereignty tool (and debate whether the ECB will follow)
• Digital-euro legislation won’t be finalized in 2026
• No new L1/L2 breaks into the top-10 chains
• US spot crypto ETF net inflows exceed $50B
• Bitcoin mining gets recognized as a grid-stabilization tool (3+ countries)

Finally: Bitcoin price bets for end-2026—Manu $160k, Alex $150k, Michael $145k (with $65k low / $180k high), Jonas $180k—and a closing thesis: 2026 might be a “boring” year where builders win.

Shownotes

Galaxy Digital Outlook on 2026

LinkedIn Jonas Gross

LinkedIn Manuel Klein

LinkedIn Alexander Bechtel

LinkedIn Michael Blaschke

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Disclaimer: The content of this podcast reflects the private opinions of the hosts, serves exclusively for general information purposes and does not constitute investment advice. Always remember: Do your own research - inform yourself before making any investment decisions, such as buying Bitcoin. First try to understand what Bitcoin is and how to store it. This podcast does not provide financial advice. Note that the co-hosts might be invested in crypto assets. Read more on our website: Click here

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Bitcoin, Fiat & Rock'n'RollBy Alexander Bechtel, Michael Blaschke, Jonas Gross, Manuel Klein


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