Wharton FinTech Podcast

Pagaya CEO Gal Krubiner – Transforming consumer lending with AI


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Nate Gee hosts Gal Krubiner, Co-founder and CEO of Pagaya, whose AI-driven network of investors, lenders, and borrowers aims to reshape the credit underwriting process and extend financial opportunity to more consumers.
In this episode, they cover:
- Gal’s motivation for founding Pagaya
- How qualified loan applicants can be left behind in traditional credit underwriting
- Pagaya’s AI-driven lender network and how it works
- The future of AI in financial services
- Pagaya’s IPO in 2021
- And much more!
About Pagaya Technologies
Pagaya was founded in 2016 with a goal to promote financial inclusion through improved credit underwriting and evaluation. It aims to build the leading AI network to enable better outcomes and create new credit opportunities for financial services providers and their customers. The company became publicly listed in 2021 (NASDAQ: PGY).
About Gal Krubiner
Gal Krubiner has served as Pagaya’s Chief Executive Officer since he co-founded the company in 2016. Prior to co-founding Pagaya, Gal focused on structuring and distributing sophisticated credit and asset-backed securities products at UBS AG. He’s also held other roles in investments, entrepreneurship, and financial markets. Gal graduated from Tel Aviv University in 2012.
For more FinTech insights, follow us on:
WFT Medium: medium.com/wharton-fintech
WFT Twitter: twitter.com/whartonfintech
WFT Instagram: instagram.com/whartonfintech
Nate’s LinkedIn: https://www.linkedin.com/in/nathan-c-gee/
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