Episode 12 is all about Pensions. One of my FAVOURITE subjects in Personal Finance. I am honoured to be joined by CEO of PensionBee Romi Savova.

I must start by declaring my ambassadorship and sponsorship with PensionBee. We have worked together for five years.

Risk warning

As always with investments, your capital is at risk. The value of your investment can go down as well as up, and you may get back less than you invest. This information should not be regarded as financial advice. This post was written in collaboration with PensionBee.

If you choose to sign up to Pensionbee using my Referral Link we both get £50 added to our Pension Pots.

http://refer.pensionbee.com/mQeBiQC

This conversation was incredible. It's so refreshing to get such honesty from a CEO of large Pensions Company, about all things pensions and personal finance.

-We started with an intro to Romi and how she came up with the idea of PensionBee and how it grew into the company it is now.

-An idea that started with one person. Its inspirational!

-We discuss pension basics, starting with employed pensions, then self employed pensions

-We talk un paid work and how we need better gender balance of home work and thus salary and pensions.

-We talk about the tax benefit of pensions.

Note as mentioned in pod, you can go back four years to claim higher rate pension tax credit from previous tax years. Also the 19% corporation tax changes apply to small companies with profit under £50k from 1 April 2023.

-Check you NI credits here https://www.gov.uk/check-national-insurance-record

- We talked about my State Pension Challenge https://www.mrsmummypenny.co.uk/state-pension-challenge-the-results/

- How much I enough, when can you retire

- Ethical Investing and Fossil Fuel Free Pensions

-The future of pensions and the Pension Dashboard.

A BRILLIANT DISCUSSION

My new season of videos and podcasts for Mrs Mummypenny Talks is here. I have 13 incredible episodes winging their way to you every week. Each focuses on a chapter of my book The Money Guide to Transform Your Life. I will be talking to best experts in the finance business about each subject area, giving the best guidance and tips on each area.

My book, available for sale from my website or Amazon

You can buy my book here for JUST £9.99. https://www.mrsmummypenny.co.uk/product/the-money-guide-to-transform-your-life/

Or get it from Amazon https://amzn.to/3BUCuuZ

My posts may contain affiliate links which just means I will get a small commission if you decide to sign up/buy ... this in no way affects the price you pay; think of it as you virtually saying 'thanks for sharing'! :)