Pivot with Darryl Lyons

Texas is a part of the Bible Belt. And faith is an integral part of Texan values.

Do your Christian values align with the businesses you are investing in?

Biblical Responsible Investing is becoming more important to Texans than ever before. When investors use BRI principles to put pressure on companies to make right decisions....

....everyone benefits.

Listen now to discover how your faith and finances can make a better world!

Show highlights include:

• The "Mother Earth Investment Strategy" that lets you be a steward of our environment (6:12)
• How investing in salacious media companies funds human trafficking (and how you can eradicate exploitation) (7:56)
• Why supporting the LGBTQ+ community forces companies to align with your Biblical worldview (10:00)
• How promoting human rights holds Nike and GAP investors accountable by forcing them to not use Chinese manufacturers known for child slave labor (even if you love their products) (11:33)

Grab your free copy of the “Retire In Texas” ebook now by heading over to PAXfinancialgroup.com.

Links:

https://www.morganstanley.com/pub/content/dam/msdotcom/ideas/sustainable-investing-offers-financial-performance-lowered-risk/Sustainable_Reality_Analyzing_Risk_and_Returns_of_Sustainable_Funds.pdf

https://www.caron.org/blog/alcohol-is-killing-more-people-than-the-opioid-epidemic

https://www.cdc.gov/alcohol/features/excessive-alcohol-deaths.html 

https://www.addictions.com/gambling/5-alarming-gambling-addiction-statistics/

Have you sat in your comfy chair for too long? Have you watched all the college football you can watch? Are you bored out of your mind?

These are all common things that happen to people after they retire. So why not start a business?

Texas has the best business environment to start a business. You can start a business to do something you love or to help your community or by simply making more money.

Listen now to discover how you start and run a business in Texas!

Show highlights include:

• The "WalletHub Recommendation" that explains why you should start a business (1:12)
• Why talking about business at Thanksgiving dinner brings your family closer together (and you can come up with some new marketing strategies too) (3:31)
• How thinking about your childhood lets you discover a problem to solve that can be monetized (4:41)
• Why watching Shark Tank helps you figure out which type of business you could to start (even if it is as simple a drawing cats) (5:38)

Grab your free copy of the “Retire In Texas” ebook now by heading over to PAXfinancialgroup.com.

Links:

https://wallethub.com/edu/best-states-to-start-a-business/36934

Chronic care could happen at any time. Being a caregiver for one or both of your parents can be difficult. Especially if kids are fighting with nurses and each other over the inheritance money.

So planning in advance is the answer. The question is how do you go about doing that?

There are three ways to pay for elder care. You could be rich, insured, or poor. There is no wrong answer here, it's just figuring out which is the best option.

Listen now to find out the 3 ways to take care of your parents' elder care

Show highlights include:

• Why retiring at a nursing home in Texas lets you keep your retirement account (and spend time with friendly people) (4:35)
• How having a partnership qualified long-term healthcare insurance policy covers your parent elder care (even if they are perfectly healthy) (6:01)
• Why being broke in Texas gets you great long-term chronic care (8:17)
• The counterintuitive reason keeping your wealth lets you use government health programs (8:50)

Grab your free copy of the “Retire In Texas” ebook now by heading over to PAXfinancialgroup.com.

Links:

https://nypost.com/2015/07/21/badass-grandma-sneaks-out-of-senior-center-to-get-tattoo/

https://www.youtube.com/watch?v=mZ6ZrJUNQG4  

https://www.genworth.com/aging-and-you/finances/cost-of-care.html

Most Baby Boomers were raised to "go to school and get a job" with a pension or a retirement account. Additionally, the US government added social security as a way to supplement those funds not replace them.

But the overwhelming consensus about social security is that most people think it will pay for their retirement. That couldn't be further from the truth.

The government made a mistake by investing the funds in bonds and not securities. Because of that the social security program is expected to run dry by 2033.

So how do we solve the problem?

Simple. You change your spending habits and save!

Listen now to understand how to overcome this governmental negligence and still leave a legacy for your family!

Show highlights include:

• Why smart people take their social security at age 70 (even if you plan on retiring early) (1:19)
• How saving 15% of your gross income lets you leave a legacy for your children and grandchildren (4:49)
• Why Capitol Hill is destroying your social security fund (and how you can avoid this pitfall in the future) (7:58)
• How figuring out social security reassures your optimism toward retirement (and encourages you to skip buying that latte) (10:14)

Grab your free copy of the “Retire In Texas” ebook now by heading over to PAXfinancialgroup.com.

Links:

https://www.cbo.gov/publication/54868

https://www.investmentnews.com/social-security-trust-fund-depletion-moves-up-one-year-210960?NLID=MUST-READ&NL_issueDate=20210831&utm_source=MUST-READ-20210831&utm_medium=email&utm_campaign=investmentnews&utm_visit=247150&msdynttrid=xXR5fBBZvWW4Tge-cb8_qwphp01prZAz8hGDyA2Fkgg

Most people want to retire at age 65.

But do you have a plan with your financial advisor that meets your values?

Retiring in Texas has several financial reasons why you should consider it.

Darryl Lyons, President of Pax Financial, explains why you should consider retiring in Texas.

In this episode, he explores the Top 5 reasons why you should hire a financial advisor from Texas, if you're going to retire in Texas.

Show highlights include:

• Why paying a higher property tax rate reduces your monthly bills (even if you live in your dream house) (1:20)
• The "Texas Long-Term Healthcare Insurance Partnership Program" that doubles your health insurance value before using Medicaid (4:15)
• How having flood insurance during a drought protects your family (8:53)
• Why aligning your money and values lets you give 10% of your income away (10:43)

Grab your free copy of the “Retire In Texas” ebook now by heading over to PAXfinancialgroup.com.

Links

https://www.pewresearch.org/social-trends/2009/03/11/magnet-or-sticky/

https://worldpopulationreview.com/state-rankings/median-home-price-by-state

If you are close to retirement and your plan is to retire in Texas, this is the right money conversation for you. Here you will learn the Texas nitty-gritty of money and financial topics from a highly sought-after financial advisor, author, co-founder, and CEO of PAX Financial Group, Darryl Lyons.  If your faith, family, and freedom are important to you, then you will love the Retire in Texas Podcast.