Social Security and Medicare are two of the most important benefits you'll rely on in retirement, but they don't always start at the same time, and the rules can get confusing.

In this episode, Christian Sakamoto answers a listener's question, and he will walk you through:

• When you can claim Social Security vs. when you're eligible for Medicare

• Whether Medicare enrollment happens automatically

• How premiums are deducted from Social Security

• The penalties for late Medicare enrollment

• What to know if you're still working and covered under FEHB

If you're a federal employee preparing for retirement, you won't want to miss this breakdown.

Are you approaching retirement and wondering how Medicare fits in with your Federal Employees Health Benefits (FEHB)? You're not alone! In this episode of All About FERS, John breaks down the step-by-step process of enrolling in Medicare as a federal employee.

Tune in and learn:

✅ When to enroll in Medicare and how to avoid costly penalties

✅ How Medicare coordinates with your FEHB coverage

✅ Which parts of Medicare federal retirees typically need (and which they don't)

✅ Common mistakes to avoid

✅ How to review costs and reevaluate during Open Season

Don't leave your retirement health coverage to chance; get the straightforward answers you need so you can retire with confidence.

Social Security is one of the most misunderstood parts of retirement planning. For federal employees and their families, it's not about whether to take it early or late; it's about how to coordinate Social Security with your pension, TSP, survivor benefits, and taxes.

In this episode, Micah and advisor John share real-life client experiences and dive into:

• The Pros and Cons of Claiming at 62 vs. Waiting Until 70

• Survivor benefits and why early decisions matter.

• How Social Security interacts with your overall retirement cash flow.

• What pending legislation could mean for your FERS supplement.

• Practical strategies to avoid common mistakes.

Listen now and get the clarity you need to make Social Security a strong part of your retirement plan.

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Did you know that the way you claim Social Security could cost you tens of thousands of dollars over your lifetime? In this episode of All About FERS, Christian breaks down the most common mistakes federal employees (and retirees) make with Social Security and how to avoid them.

Are you a year away from retirement? The final 12 months before you retire from federal service are some of the most exciting — and most critical — months of your career. This is when decisions get real, timelines matter, and small mistakes can cost you big in the long run.

In this episode, Micah and Floyd share their proven, month-by-month approach to making your last year as smooth and stress-free as possible.

https://zurl.co/HFGzV

Your FEHB is one of your most valuable benefits, so you need to make sure you're making the best decisions for your retirement!

In this episode of "All About FERS," John shares vital tips on how to maximize your FEHB when you retire. Tune in to learn about eligibility, Medicare coordination, survivor benefits, and strategic planning methods that can save you money while ensuring your healthcare coverage is protected.

Whether you're nearing retirement or just beginning to plan, this video serves as your comprehensive guide to optimizing your federal health benefits. Don't miss these insider tips that could significantly impact your retirement healthcare strategy!