Estate planning involves more than just creating a will; it's about ensuring financial security, protecting your loved ones, and avoiding common mistakes that may lead to unintended consequences.

In this podcast episode, Micah and Christian discuss essential estate planning topics, including the necessary documents, the dangers of outdated plans, and why having a power of attorney is not sufficient.

You'll learn about the top three estate planning mistakes made by federal employees, how to properly distribute and update your documents, and why neglecting to review your plan could cost your family thousands in taxes.

Don't leave your financial future to chance—tune in now to learn how to take control of your estate plan.

https://zurl.co/GLBhN

Hello, at age 57 years and two months, I separated from federal service for a civilian job after serving 5.3 years and buying back 17.2 years of military time. I currently have a good civilian job and plan to continue working until at least age 62. (I will turn 59 in March 2025.) My question is: should I apply for a postponed retirement at age 60 so I qualify for FEHB, or should I wait until age 62 to receive a higher percentage of my high-3? Another consideration is that I will be eligible for TRICARE at age 60. Thank you! - Donald 

https://zurl.co/rrWQn

Planning for the future involves understanding what happens to your benefits after you are no longer here. 

In this podcast episode, Micah and Christian explore the details of survivor benefits—who receives what, how to plan ahead, and why your choices are significant. You'll learn how your pension, Social Security, TSP, and FEHB affect your loved ones. The episode also covers important topics like insurable interest, beneficiary designations, and estate planning.

Don't leave these crucial decisions to chance—tune in now to get the facts!

https://zurl.co/jS2WG

Are you considering early retirement under VERA? Before you make a decision that could affect your benefits for years to come, it's important to understand the risks and opportunities involved. 

In this podcast episode, Micah and Tammy discuss the key factors that federal employees should evaluate before opting for Voluntary Early Retirement Authority (VERA) or making other retirement choices.

Learn how elements such as administrative leave during the deferred resignation period, pension benefits, TSP withdrawal rules, and the FERS supplement can impact your retirement plan. Discover the importance of cash flow planning, what potential delays in retirement processing could mean for you, and how to avoid common mistakes that might affect your benefits.

Tune in for valuable insights and make informed decisions about your federal retirement.

https://zurl.co/BLKyI

What does a Reduction in Force (RIF) or job change mean for your federal benefits and retirement plans? These transitions can bring uncertainty, but you can stay in control with the proper preparation.

In this podcast episode, Micah and Floyd share strategies to help you navigate career changes and retirement readiness. Learn about building an emergency fund, managing Temporary Continuation of Coverage (TCC) for health insurance, and preparing for early retirement opportunities. Understand the key rules for maintaining Federal Employee Health Benefits (FEHB) and how to secure your pension under various scenarios.

Tune in now to gain clarity on these critical topics and make confident decisions about your federal career and retirement.

https://zurl.co/sfKFN