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Welcome to Safe Dividend Investing’s Podcast # 281 on June 27th of 2026.

This week's podcast is about safe investing. It recommends that you build a reserve fund of cash, or near cash, to be drawn upon in emergencies. Whether you like it or not you are going to be surprised by unexpected large expenses critical to your health and well being.

  If you do not have enough cash to cover such unfortunate surprises then you are going to have to quickly borrow money, usually through a credit card. Credit card interest charges very high interest rates if you are unable to pay off your balance each month. With a little bit of planning you can save yourself thousands of dollars in interest charges by creating a reserve fund,

Growing a portfolio that provides you with independence requires not only requires carefully selecting financially strong stocks paying generous reliable dividends but also carefully managing your expenditures. 

Your path in life is not predestined. You control your investment decisions.

Ian Duncan MacDonald
Author and Commercial Risk Consultant,
President of  Informus Inc
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