Bilt just dropped a major overhaul to its credit card lineup and rewards program, and there’s a lot to unpack. In this episode we’re breaking down everything you need to know about Bilt 2.0, including the new card options launching February 7, 2026, changes to how you earn points on rent and mortgages, the new Bilt Cash system, and what this means for both new and existing cardholders.

Whether you’re a current Bilt member, thinking about using Bilt to earn points on rent or mortgage, or just curious about how this impacts your travel credit card strategy, this episode will give you clarity.

What You’ll Learn in This Episode

• What Bilt 2.0 actually is and why it’s such a big change from the old Bilt card system.
• A rundown of the three new Bilt credit cards being introduced and who each card is designed for:
  • Bilt Blue — no annual fee, everyday earnings + Bilt Cash rewards.
  • Bilt Obsidian — mid-tier card with bonus categories and travel credits.
  • Bilt Palladium — premium option with generous welcome bonus, hotel credits, travel perks, and status.
• How the new Bilt Cash reward currency works
• Things you need to watch out for — like how earning points on rent and mortgage now depends on Bilt Cash earned from everyday spend.

Why This Matters

Bilt 2.0 isn’t just a refresh — it’s a complete overhaul of how the program works. Instead of automatically earning points on rent just for having the card, you now earn Bilt Cash on everyday purchases that unlocks points on your housing payments. It changes the math a lot, and it’s something every renter and homeowner thinking about rewards credit cards should understand before applying.

Resources:

• Your First 150K Points Guide
• Join the Travel Points Lounge Membership
• Follow Megan over on IG

What if one credit card could cover five nights of hotel stays?

In today’s episode, I’m breaking down the elevated offer on the Marriott Bonvoy Boundless card, which is currently offering 5 free night certificates when you spend $3,000 in the first 3 months.

And no—this isn’t one of those offers you want to grab without a plan.

In this episode, I cover:

• What the 5 free night certificates actually are

• How much they’re worth (and how people accidentally waste them)

• Where you can use them for luxury stays

• Real examples of trips you could book with this offer

• The common mistakes I see people make with Marriott certificates

• How to stack and stretch these nights for maximum value

I’ll also walk you through how to think strategically about these certificates—because five free nights can mean: • A luxury beach resort • A European city stay • A family-friendly vacation with zero hotel costs • Or multiple shorter trips if you plan it right

And here’s the key part most people miss: Getting the certificates is the easy part. Using them well is where people get stuck.

That’s why I also share how women inside the Lounge get hands-on help using offers like this—so they don’t let certificates expire, book low-value stays, or feel overwhelmed trying to figure it out alone.

Inside the Lounge, members can:

• Ask questions anytime

• Get help deciding where to use their free nights

• See how others are booking real trips with points

• Get support planning and booking their stays

• Learn how to stack offers like this with other cards and points

Resources:

1. Marriott Bonvoy Boundless Credit Card
2. Join us Inside the Membership

Have you ever visited a place that immediately makes you slow down, breathe deeper, and feel completely present? That’s exactly what Sedona, Arizona did for us—especially while staying at the stunning Enchantment Resort.

In this Destination Day episode, I’m taking you inside one of the most magical red-rock destinations in the U.S. and sharing what it’s really like to stay at Enchantment, a luxury resort tucked into Boynton Canyon. From jaw-dropping views to peaceful desert energy, this trip was equal parts rest, adventure, and luxury—and yes, we used points to make it happen.

Whether you’re planning a romantic getaway, a wellness-focused escape, or a family trip that still feels elevated, this episode will help you decide if Sedona (and Enchantment) belongs on your travel bucket list.

In this episode, you’ll hear:

• What makes Enchantment Resort so special (location, vibes, and amenities)
• Who this resort is best for: couples, families, or solo travelers
• What we did in Sedona beyond the resort (easy adventures + relaxation)

This episode is perfect if you love:

• Luxury resorts with nature views
• Unique U.S. destinations that feel otherworldly
• Wellness, hiking, and slow travel

Resources:

Travel Points Academy – Learn my full step-by-step system for earning and using points

Best Credit Card Offers Right Now- Take a look at all the card offers to find your next card

Follow Along on Instagram

Luxury hotels look incredible online… but when it comes to points, most people are left wondering: How many points do I really need to stay there?

In this episode, I’m breaking down the real numbers behind luxury hotel stays on points — without the overwhelm. We’re talking actual ranges, real examples, and the biggest mistakes I see people make when trying to book elevated hotels with their points.

If you’ve ever thought:

• “I probably don’t have enough points”
• “Luxury hotels must take millions of points”
• “I’ll just save my points for flights instead”

This episode will completely change how you think about hotel redemptions.

In this episode, you’ll learn:

• What “luxury” actually means in the world of points (and what it doesn’t)
• Why cash price and point price rarely tell the same story
• How many points luxury hotels typically cost per night
• Real Hyatt luxury hotel examples and why Hyatt is a favorite for points users
• Real Marriott luxury hotel examples — and when they make sense
• How to book luxury hotels without hotel-specific points

You don’t need a million points — but you do need a plan. In this episode, I walk through realistic point ranges for weekend getaways, resort stays, and longer city trips so you can stop guessing and start planning intentionally.

Why strategy matters more than your point balance

Luxury travel doesn’t come from randomly earning points — it comes from knowing which points to earn, when to earn them, and how to use them. I’ll show you how flexible points, hotel programs, and timing all work together to unlock high-end stays for far fewer points than most people expect.

Want help planning your luxury hotel stay?

If you’re ready to stop Googling and want personalized guidance, here are a few ways I can help:

• Elevated Escape – Personalized help choosing the right cards and points strategy
• Best Credit Card Offers- Grab the cards to get you the points needed for a luxury stay
• Travel Points Academy – Learn my full step-by-step system for earning and using points

If this episode helped you, be sure to save it, share it with a friend, and leave a review — it helps more women and families learn how to travel luxuriously without blowing their budget.

The AMEX Gold Card is one of the cards that I don't think gets talked about enough...

In this episode, I’m breaking down exactly how the AMEX Gold Card works, who it’s best for, and who should skip it. If you spend a lot on groceries and dining and dream of turning everyday purchases into luxury travel, this episode will help you decide if this card deserves a spot in your wallet.

In this episode, you’ll learn:

• What the AMEX Gold Card really is (and what it’s not)
• How AMEX Membership Rewards points actually turn into free or luxury travel
• Why this card is considered an earning powerhouse for groceries and dining
• How to use AMEX points for flights and elevated travel experiences
• The truth about AMEX Gold credits — and whether they truly offset the annual fee
• Who the AMEX Gold Card is perfect for (especially families and everyday spenders)
• Who should not get this card
• How the AMEX Gold fits into a smart, long-term travel credit card strategy

The AMEX Gold Card can be incredibly powerful, but only when it’s used intentionally. I’ll walk you through how this card fits alongside other popular travel cards and why combining cards often unlocks better trips, better redemptions, and more flexibility.

If you’ve ever wondered:

• “Is the AMEX Gold worth the annual fee?”
• “Can I really use grocery and dining points for luxury travel?”
• “Should I get the AMEX Gold or something else first?”

This episode is for you.

Want help deciding if the AMEX Gold Card is right for you?

If you’re ready to stop guessing and want a personalized plan, here are a few ways I can help:

• Elevated Escape – One-on-one help choosing the right credit card and building your strategy
• Credit Card Offers-Top Offers
• Travel Points Academy – Learn the full system for earning and using points for free travel

Why Flexible Points Need to Be Your Strategy for 2026 (Real Trip Breakdown + How I Picked the Best Luxury Hotel Using Chase, Amex, Hyatt, Hilton & Marriott)

If you want 2026 to be the year you finally take that luxury vacation without draining your bank account, this is the episode you need in your life. Today, I’m breaking down why flexible points are the MOST important strategy for travel in 2026 — especially if you want free flights, luxury hotel stays, and maximum redemption value.

And to show you exactly why flexible points matter so much, I’m walking you through a real trip I just planned where I compared multiple luxury hotel options using points from different banks (Chase, Amex). Because here’s the truth: 👉 If you only collect airline miles or stay loyal to one hotel chain… you’re going to miss out on the BEST deals.

Flexible points change everything.

⭐ In This Episode, You’ll Learn:

→ Why flexible points (like Chase UR, Amex MR & Capital One Miles) give you the biggest travel freedom

We’ll talk about how flexible programs allow you to choose the BEST redemption across multiple airlines and hotels — instead of being locked into one brand.

→ Why flexible points ALWAYS outperform fixed-value rewards

I break down real numbers, real examples, and what these points can do that cash back simply can’t.

→ How I planned a luxury trip by comparing multiple hotel options across different point currencies

This is where it gets fun. I’ll walk you through:

• The exact resort options I looked at
• How many points each one cost
• Which bank each option aligned with
• And how having multiple point pools saved me hundreds — sometimes thousands — of dollars.

This story will show you EXACTLY why flexible points give you negotiation power, choice, and the freedom to book the best deal, not just the one option you’re stuck with.

→ Why 2026 is the year flexible points matter more than ever

We’re entering a new era of:

• Dynamic pricing
• More transfer bonuses
• Higher travel costs
• Increased redemption opportunities

Flexible points give you the upper hand in all of it.

✈️ Real-Life Trip Breakdown (The Part Listeners LOVE)

I’ll explain:

• Which resort I almost booked
• And how having access to multiple point currencies gave me control over the entire process.

This is literally the strategy my clients use to save $10,000+ a year.

🧠 Why This Matters for You

If you’ve ever felt stuck because:

• Flights were too expensive
• Hyatt didn’t have availability
• Marriott wanted 80,000 points per night
• Capital One’s portal pricing was too high

…this episode is your permission slip to STOP locking yourself into one ecosystem.

💼 Ready to Build Your 2026 Flexible-Points Strategy?

If you want to build your first points system, earn 100,000+ points easily, or get help choosing the right cards for your 2026 travel goals…

👉 Join Travel Points Academy — this is EXACTLY what we do inside the program.

See Best Credit Card Offers HERE

If you’ve ever wondered where to start with travel points… this is the episode for you. Today we’re doing a full deep dive on the Chase Sapphire Preferred — the #1 card I recommend to beginners, moms, families, small business owners, and anyone who wants to travel for (almost) free.

This card is simple, powerful, beginner-friendly, and unlocks the fastest path to free flights and hotel stays — all with a low annual fee and perks that are actually useful.

In this episode, we cover:

✨ What You’ll Learn

• Why the Chase Sapphire Preferred is the ultimate starter card (and why it outperforms most “premium” cards for everyday travelers)

• How the sign-up bonus alone can unlock $1,000–$2,000 in free travel Flights, Hyatt stays, Disney trips, Hawaiian vacations — all possible with ONE bonus.

• How to earn points daily without changing your lifestyle 3x dining, 2x travel, and how broad Chase’s travel category actually is.

• The perks people don’t talk about enough:

• $50 annual hotel credit
• Primary rental car insurance (huge money saver!)
• No foreign transaction fees
• Trip delay, trip cancellation, and baggage coverage
• 25% boost when booking through Chase Travel
• 10% points bonus every year
• DoorDash DashPass subscription
• Instacart+/Instacart statement credits

• Why Ultimate Rewards points are some of the highest-value points on the market

• When to redeem in the travel portal vs when to transfer to Hyatt, United, Air Canada, Southwest & more

✨ Why Everyone Needs This Card

This episode makes the case for WHY the Chase Sapphire Preferred is the best “foundation card” for:

• Families planning Disney or spring break
• Moms wanting to save money but travel more
• Beginners wanting one simple card that does it all
• Small business owners wanting flexible, high-value points
• Anyone wanting free flights + free hotel nights ASAP

✨ Links & Resources

If you’re ready to start using points the right way:

👉 Join Travel Points Academy The step-by-step program to earn your first 100,000 points and book your first free trip. Perfect for beginners or anyone with a trip goal in mind.

👉Best Credit Card Offers Want to grab this card or another one, here are the best offers right now

👉 Free Mini Course Check out this free mini course to get you started with points today!

📝 Episode Description

In today’s episode, I’m breaking down the best current credit card offers for earning travel points fast — perfect for beginners, business owners, or anyone wanting to jumpstart their next almost-free trip. I’ll share why these cards are hot right now, who they work best for, and how to know which one fits your travel goals.

If you’ve been thinking about opening a new card to maximize points, this episode will help you choose the right one with confidence.

💳 Cards Mentioned in This Episode

• Capital One Venture X
• Capital One Venture X Business
• Chase Ink Business Preferred
• Southwest Rapid Rewards Plus
• Amex Hilton Honors Aspire

✨ In This Episode, You’ll Learn

• Why these current offers are worth paying attention to
• How to pick a card based on your travel goals, not hype
• How business owners can turn everyday expenses into major travel wins
• The mindset behind choosing one strategic card instead of chasing every offer

🔔 Best Credit Card Offers List

Ready to Level Up?

If you want step-by-step guidance choosing the right card and turning your spending into free family travel, check out Travel Points Academy — my signature program that helps you earn and redeem points with confidence.

This week’s episode is all about one thing: helping you dream bigger before my 5 Days of Black Friday Deals drop next week.

I’m pulling back the curtain and sharing REAL student stories — moms, beginners, and busy women just like you — who learned how to use travel points and completely transformed how they vacation.

These wins aren’t rare. They’re predictable. And next week, you’re going to have the chance to get the same tools, shortcuts, and support they did… for the only time this year.

✅ Inside This Episode, You’ll Hear:

✨ Real Travel Transformation Stories

✨ The Mindset Shift That Changes Everything

✨ Why These Successes Matter for YOU

✨ A Sneak Peek at My 5 Days of Black Friday Deals

Every woman in these stories started:

• confused
• overwhelmed
• unsure which card to open
• or afraid to “do it wrong”

And small steps led to massive wins.

✅ If You’re Ready to Change How You Travel in 2026…

Make sure you're checking your email next week. Each morning, Monday through Friday, I’m dropping a brand-new Black Friday deal — and Day 1 is the one you do NOT want to miss.

Grab a Sneak Peak of Next Week's Offers

🎙️ Episode Description:

If you pay rent or shop online, this episode is your new superpower. Today, Megan breaks down the HUGE recent shift in the travel points world: the BILT program paired with Rakuten.

You’ll learn how earning points on rent, mortgage + points on almost every online purchase can turn into free flights, luxury hotels, Disney vacations, and more — without changing your budget.

✅ What You’ll Learn in This Episode:

• What the BILT Rewards program is and why it’s the #1 card for renters
• How rent payments can translate into flights, Hyatt hotels, and luxury travel
• Why the new Rakuten + BILT connection is a massive earning opportunity
• How to stack points on rent AND all your online holiday shopping
• How this strategy can easily unlock free Hyatt nights, AA flights, and more
• Why this is the best time of year to maximize earning

✅ Why This Matters:

For the first time ever, you can combine:

• Points on rent + soon mortgage
• Points on everyday online shopping
• Transfer access to Hyatt, American Airlines, United, and premium partners

This creates one of the fastest, easiest point-earning systems for beginners and advanced travelers.

✅ Resources:

• Rakuten Sign Up Link
• BILT
• Black Friday Sneak Peak
• Free $100 Vacation Mini-Series