Popcorn Finance

With interest rates rising paying down credit card debt is a great idea. But is using a personal loan a smart way of eliminating credit card debt. This week a listener wrote in with this exact question so I will help walk them through what they should know before paying off their credit cards with a personal loan.

Sources

Average credit card APR - https://www.bankrate.com/finance/credit-cards/average-credit-card-apr/

Federal Reserve Consumer Credit Data - https://www.federalreserve.gov/releases/g19/current/

The Personal Finance Podcast - https://www.thepersonalfinancepodcast.com/get-rid-of-your-debt-once-and-for-all-with-chris-browning/

Join Me on YouTube! https://www.youtube.com/c/PopcornFinance

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Send an email to [email protected] Send me a message at PopcornFinance.com/Voicemail or Call 707-200-8259

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Interest rates are rising again, but why? This week I will break down the latest round of interest rate increases from the Federal Reserve and the reasoning behind why interest rates will continue to rise.

Sources Fed Fund Rate History https://www.federalreserve.gov/monetarypolicy/openmarket.htm Federal Reserve Press Release https://www.federalreserve.gov/monetarypolicy/files/monetary20220921a1.pdf

Join Me on YouTube! https://www.youtube.com/c/PopcornFinance

Want to submit a question to the show?

Send an email to [email protected] Send me a message at PopcornFinance.com/Voicemail or Call 707-200-8259

Connect with me Instagram | Twitter | Facebook | YouTube | TikTok

Thank you for listening to today’s episode. If you enjoyed it, I’d be grateful for your rating and review!

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Is putting a big down payment on a new car a good idea? A listener wrote in wanting to know the best way to approach her next car purchase. I spent waaayyy too much time in my favorite program (Excel!) creating a calculator to run through some possible scenarios.

Join Me on YouTube! https://www.youtube.com/c/PopcornFinance

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Send an email to [email protected] Send me a message at PopcornFinance.com/Voicemail or Call 707-200-8259

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IRS rules are confusing and it can make contributing to an IRA complicated. This week Megan wrote in wanting to know how she could contribute to an IRA for last year without getting in to trouble. So let me walk you through some of the complex rules around IRA contributions and some things that you need to keep an eye on.

Join Me on YouTube! https://www.youtube.com/c/PopcornFinance

Want to submit a question to the show?

Send an email to [email protected] Send me a message at PopcornFinance.com/Voicemail or Call 707-200-8259

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Thank you for listening to today’s episode. If you enjoyed it, I’d be grateful for your rating and review!

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Sometimes in order to get the raise you want, you need to use a couple of jedi mind tricks. Mandi is back to share one of her all time favorite hacks to help you secure that nice big raise!

Connect with Mandi Instagram | Twitter

Join the Mandi Money Makers fall cohort  https://www.mandimoney.com/makers-waitlist

Book a one-on-one coaching session  https://www.mandimoney.com/coaching-sessions

Join Me on YouTube! https://www.youtube.com/c/PopcornFinance

Want to submit a question to the show?

Send an email to [email protected] Send me a message at PopcornFinance.com/Voicemail or Call 707-200-8259

Connect with me Instagram | Twitter | Facebook | YouTube

Thank you for listening to today’s episode. If you enjoyed it, I’d be grateful for your rating and review!

Music from Uppbeat (free for Creators!)

Learn more about your ad choices. Visit megaphone.fm/adchoices

Could the latest round of student loan forgiveness come with a tax bill from your state? Today I’ll be taking you through 13 states that could impose an income tax on your loan forgiveness.

This week I am on the road as I drive all over my home state of California. I packed my mic and a bag of popcorn to breakdown the latest round of student loan forgiveness from a parking lot in beautiful Santa Barbara, California! 

Sources These 13 States May Hit Borrowers With Up to $1,100 in State Tax Liability on Forgiven Student Loans. How to Know if Your Debt Cancellation Will Trigger a Bill - https://www.cnbc.com/2022/08/26/13-states-may-hit-borrowers-with-state-tax-liability-on-forgiven-student-loans.html 

What if You Just Paid Off (Or Paid Down) Your Federal Student Loans? https://www.huffpost.com/entry/student-loan-forgiveness-refund_l_6307b70de4b0f72c09def6b5 

Student Aid Website - https://studentaid.gov/debt-relief-announcement

How to Qualify for Biden's New Student Loan Forgiveness Plan - https://www.cnn.com/2022/08/24/politics/biden-student-loan-forgiveness-qualify/index.html

How Do I Get My Student Loans Forgiven? Qualifying for Biden's Debt Relief, Explained - https://www.usatoday.com/story/money/2022/08/25/how-is-student-loan-debt-forgiven/7884574001

Join Me on YouTube! https://www.youtube.com/c/PopcornFinance

Want to submit a question to the show?

Send an email to [email protected] Send me a message at PopcornFinance.com/Voicemail or Call 707-200-8259

Connect with me Instagram | Twitter | Facebook | YouTube

Thank you for listening to today’s episode. If you enjoyed it, I’d be grateful for your rating and review!

Music from Uppbeat (free for Creators!)

Learn more about your ad choices. Visit megaphone.fm/adchoices

What happens when you and your partner separate but you both put money in to your home? We hear from a listener who received an invoice from her ex for a few home upgrades that he made to her home. Should she pay them or should she refuse?

Listen to the full episode at https://www.awkwardpodcast.com/50-should-i-reimburse-my-ex 

Have an awkward money situation that you would like us to discuss on This is Awkward? Give us a call at (707) 200-8259.

Listen to This Is Awkward! We all have an awkward money story about a friend who won't pay us back or a parent who won't stop telling us that renting is a waste of money. Join me and my co-host Allison as we listen to your money stories and help you navigate those difficult and awkward situations. Listen to our latest episode at https://www.awkwardpodcast.com

Join Me on YouTube! https://www.youtube.com/c/PopcornFinance

Want to submit a question to the show?

Send an email to [email protected] Send me a message at PopcornFinance.com/Voicemail or Call 707-200-8259

Connect with me Instagram | Twitter | Facebook | YouTube

Thank you for listening to today’s episode. If you enjoyed it, I’d be grateful for your rating and review!

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Are you regretting a payment you made to your student loans before the upcoming student loan forgiveness was announced? This week I’ll outline an option you might have available to get those payments back.

This week I am on the road as I drive all over my home state of California. I packed my mic and a bag of popcorn to breakdown the latest round of student loan forgiveness from a parking lot in beautiful Big Sur, California!

Sources

What if You Just Paid Off (Or Paid Down) Your Federal Student Loans?

https://www.huffpost.com/entry/student-loan-forgiveness-refund_l_6307b70de4b0f72c09def6b5

Student Aid Website - https://studentaid.gov/debt-relief-announcement

How to Qualify for Biden's New Student Loan Forgiveness Plan - https://www.cnn.com/2022/08/24/politics/biden-student-loan-forgiveness-qualify/index.html

How Do I Get My Student Loans Forgiven? Qualifying for Biden's Debt Relief, Explained - https://www.usatoday.com/story/money/2022/08/25/how-is-student-loan-debt-forgiven/7884574001

Have a Question?

Send me a message at PopcornFinance.com/Voicemail

Connect with me

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Twitter - @PopcornFinance

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Come Join Me on YouTube!

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President Biden just announced the details of his student loan forgiveness program. So will you be one of the millions struggling with student loan debt to get a little relief?

This week I am literally on the road as I drive all over my home state of California. I packed my mic and a bag of popcorn to breakdown the latest round of student loan forgiveness from a parking lot in beautiful Big Sur, California!

Sources

https://studentaid.gov/debt-relief-announcement

How to Qualify for Biden's New Student Loan Forgiveness Plan - https://www.cnn.com/2022/08/24/politics/biden-student-loan-forgiveness-qualify/index.html

How Do I Get My Student Loans Forgiven? Qualifying for Biden's Debt Relief, Explained - https://www.usatoday.com/story/money/2022/08/25/how-is-student-loan-debt-forgiven/7884574001

Have a Question?

Send me a message at PopcornFinance.com/Voicemail

Connect with me

Instagram - @PopcornFinancePodcast

Twitter - @PopcornFinance

Facebook - Popcorn Finance

Come Join Me on YouTube!

https://www.youtube.com/c/PopcornFinance 

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I'm on a break from making popcorn this week, but who doesn't like seconds. Here is a second serving of one of my favorite episodes.

Purchasing a home is a huge financial milestone, but that doesn't mean that it is right for everyone. This week I am joined by Stefanie O'Connell Rodriguez to discuss our thoughts on why renting can be a great financial move and the pressure so many of us feel to become homeowners.

Connect with this week’s guest!

Follow Stefanie on Instagram @stefanieoconnell 

Listen to Money Confidential https://www.realsimple.com/money/money-confidential-podcast/about-money-confidential-podcast

Have a Question?

Send me a message at PopcornFinance.com/Voicemail

Connect with me

Instagram - @PopcornFinancePodcast

Twitter - @PopcornFinance

Facebook - Popcorn Finance

Come Join Me on YouTube!

https://www.youtube.com/c/PopcornFinance 

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