Joel Elconin of Benzinga talks about the news on Wall Street this morning. Kenny Polcari, Director of NYSE Floor Operations at O’Neil Securities and a contributor to CNBC, talks Christmas dinner traditions, student loans and other debt issues.  The Chief welcomes options guru and veteran floor trader, Frank Fahey, who discussed the importance of unions in industries such as mining and meat packing. Finally, John Neal of PTI Securities & Futures‘ Peoria, AZ location talks about NFL injured reserve discrepancies and such.