https://www.youtube.com/watch?v=wDRmau3PzGU

Life insurance loans are one of the superpowers of the Infinite Banking Concept.  They give you ready access to capital at any time, for any reason.  These loans from life insurance policies make the cash value of specially-designed life insurance an ideal pool of capital for your investing strategy.  Life insurance policy loans provide the opportunity to earn uninterrupted compound interest and earn a return in two places at the same time.However, many people encounter a mental hurdle when they consider using loans to fund their investments. They don’t want to pay to use their money.  And they're concerned that infinite banking loan interest will eat into their returns when they put their capital to work. 

However, much financial fear is based in partial truth and lack of understanding of the full range of impacts of your decisions. 

And this isn’t your fault.  Most “financial education” is a spiffed-up sales pitch offered by "financial experts."  Instead of helping you, it's a one-way street, viewed through rose-colored glasses, to a particular financial product.  Meanwhile, you’re wondering if you will be convinced to buy something you don’t actually want or need. 

But, consider this, anything worth understanding has layers of complexity, and only those who pursue a comprehensive understanding will gain it.

This quote by Bryan Bloom strikes at the heart of the matter:

Why isn’t everyone doing this?  Everyone who understands, does.– Bryan Bloom, Confessions of a CPA

When it comes to life insurance policy loans, a healthy dose of curiosity will help you gain an understanding of a financial process, principles, and truths that will give you advantages most people only dream of.

Table of contentsWhat We’ll CoverWhere Privatized Banking Fits into Your Cash Flow SystemThe Function of Life Insurance Cash Value in Your Financial LifeA Garage to Park Your MoneyHow Life Insurance Increases Your LiquidityThree Parts of a Whole Life Insurance ContractThe Liquidity of Life InsuranceWhat Is A Life Insurance Loan?Collateralizing Your Cash Value1) You’re Using Other People’s Money (OPM)2) You Earn Uninterrupted Compound Interest3) You Recycle Your CashWhy “Paying Interest to Use My Own Money” Is a MythLife Insurance Policy Loans Allow You to Continue Earning InterestThe Value of Using Life Insurance Loans to Invest, Instead of Just Paying CashWhen You Pay Cash, You Trade ReturnsWhen You Use a Life Insurance Loan, You Stack ReturnsIncreasing Your Return on Investment by Using Life Insurance LoansPaying Cash to Fund Your InvestmentUsing Life Insurance Cash Value as a Private Reserve to Fund Your InvestmentAccounting for Loan RepaymentEarning in Two Places at the Same TimeThe Undeniable Advantage of Using Privatized Banking with Life Insurance LoansWhat Can You Use a Life Insurance Policy Loan For?Obtaining the Best Loan with the Best Interest RateIn SummaryYour Decision Point

What We’ll Cover

In today’s conversation, we’ll answer your questions about life insurance policy loans and why we use them, including:

What is the function of life insurance cash value in my financial life?How does life insurance increase my liquidity?What is a life insurance policy loan?What can I use a life insurance policy loan for?When investing, why would I use a life insurance policy loan instead of paying cash?How do I increase my Return on investment by using whole life insurance with my investments?Why would I pay interest to “use my own money”?Are there times that I should consider another loan with a better interest rate?

Packaging it all together, we’ll demonstrate why they increase returns on your investments..

Where Privatized Banking Fits into Your Cash Flow System

Life insurance policy loans are a part of Privatized Banking, just one step in the greater Cash Flow System.

Wedged between Stage 1 and 3, Privatized Banking fits into Stage 2,