Property Investment & Wealth Creation Australia | The Michael Yardney Podcast

Have you noticed how the Australian property market keeps defying the pessimists? Every time someone says prices have to fall, the market seems to tap them on the shoulder and say, "Not so fast."

Well, the latest November home price report is out, and it paints a very clear picture: Australia's housing markets are still running hot - and in some cities, they're running very hot.

According to the latest data from My Housing Market, national house prices have risen for nine consecutive months, with the November quarter alone delivering another solid 1.3 percent jump.

But averages never tell the full story.

I'm joined today by Dr Andrew Wilson to discuss his November report which doesn't just highlight what's happening now - it hints at what's coming next. And his view is that 2025 could deliver even stronger price growth than 2023 and 2024.

Takeaways

· 2025 is shaping up to be a strong year for property investors.

· Despite affordability challenges, the housing market continues to thrive.

· First home buyer schemes are expected to significantly impact the market.

· Brisbane has seen substantial price increases, outperforming other regions.

· The national home price has shown consistent growth across capital cities.

· Imposter syndrome is common among successful investors and entrepreneurs.

· Strategic investment is crucial in navigating the property market.

· Market predictions can often be misleading; long-term fundamentals matter.

· The unit market is experiencing a resurgence, particularly in Melbourne.

· 2026 is expected to bring steady growth, but not as strong as 2025.

Chapters

00:00 Prices rise for the ninth month as housing markets outperform the pessimists.

02:08 Capital cities log another strong month despite affordability pressures.

03:20 Quarterly method shows November softer than October but still robust.

05:18 Near-10% annual growth and first-home-buyer surge set to push prices higher.

07:20 Brisbane, Perth, Adelaide and Darwin dominate with standout annual gains.

12:53 Outlook: momentum continues into 2026, though growth should moderate.

Links and Resources:

Answer this week's trivia question here- www.PropertyTrivia.com.au

· Win a hard copy of Michael Yardney's How to Grow a Multi-Million Dollar Property Portfolio in Your Spare Time. Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.

Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au

Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us

Michael Yardney – Subscribe to my Property Update newsletter here

Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

Negotiating is a part of living; we do it all the time.

When you walk down a crowded street, you negotiate the path you take.

A couple negotiates their relationship before and during marriage. Although you may not realise what's happening, for example, you take out the garbage tonight and I will do the dishes.

And of course of the negotiation is one of the skills developed by all savvy property investors and business people.

Over the years I've noticed that some people are very good at getting terrific deals. Most others simply get what the other party is willing to give.

What's the difference? In my mind, it's that the first group knows how to negotiate.

It's actually more than that, they know how to influence and persuade others to do what they would like them to do.

So today I'd like to discuss the topic of negotiation, influence and persuasion with Brett Warren, National Director of Property at Metropole.

In this conversation, we discuss the essential skills of negotiation, influence, and persuasion, emphasizing that life itself is a series of negotiations.

We explore the psychological aspects of negotiation, the importance of emotional detachment, and the power dynamics at play.

We also debunk common myths about negotiation, highlights common mistakes, and shares practical tips for becoming a better negotiator.

Takeaways

· Life is a negotiation, whether in property or personal matters.

· Emotional control is key in negotiations.

· Building rapport creates trust and facilitates negotiation.

· The first offer can set the tone for negotiations.

· Many people make the mistake of being too emotional during negotiations.

· Preparation is crucial for successful negotiation.

· Listening is more important than talking in negotiations.

· Understanding psychological biases can improve negotiation outcomes.

· Success in negotiation often comes down to mindset and resilience.

Chapters

02:16 – Why Life Is One Big Negotiation

05:12 – The Power of Time, Information and Options

08:14 – Emotional Control and Reading People

10:37 – Rapport, Trust and Ethical Influence

13:07 – Myths, Mistakes and Smarter Strategies

16:17 – Anchoring, Biases and Winning the Right Deal

Links and Resources:

Answer this week's trivia question here - http://www.propertytrivia.com.au/

· Win a hard copy of Michael Yardney's Guide to Investing Successfully. Everyone wins a copy of a fully updated property report.

Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au

Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us

Brett Warren - National Director of Property at Metropole

Michael Yardney – Subscribe to my Property Update newsletter here.

Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

Have you ever looked at a successful property investor and thought – they just got lucky? They bought at the right time, in the right suburb, and everything seemed to go their way. But here's the truth: most successful investors don't wait for luck – they create it.

In today's show, I'm joined by Brett Warren, national Director of Property at Metropole and together we're going to pull back the curtain on what really drives success in property. You'll discover why some investors always seem to be in the right place at the right time, while others miss out again and again.

We'll share the habits, strategies, and mindset shifts that can help you manufacture your own luck – and set yourself up to take advantage of opportunities that others never see.

So, whether you're just starting out or looking to take your portfolio to the next level, stick around – because this episode could change the way you think about property investing forever.

Takeaways

· Successful investors don't rely solely on luck; they create their own opportunities.

· Preparation and having a clear strategy are crucial for success in property investment.

· Surrounding yourself with a knowledgeable team can alleviate stress and enhance decision-making.

· Mindset is a significant differentiator between successful and average investors.

· Investors should focus on long-term goals rather than short-term gains.

· Capital growth is more important than cash flow for long-term wealth.

· Successful investors continuously learn and adapt to market changes.

· Delaying gratification is essential for building wealth over time.

· Investing through multiple market cycles helps build resilience and expertise.

· Real-life examples show that informed decisions lead to significant equity growth.

Chapters

01:36 - Are Successful Investors Just Lucky?

05:27 - The Myth of Perfect Timing in Property

09:08 - Building Luck with Teams, Buffers and Strategy

13:06 - Mindset, Long-Term Goals and Delayed Gratification

17:16 - Real Client Stories That Prove Preparation Beats Luck

Links and Resources:

Answer this week's trivia question here- www.PropertyTrivia.com.au

· Win a hard copy of Michael Yardney's Guide to Investing

· Everyone wins a copy of a fully updated property report

Get a bundle of eBooks and Reports at www.PodcastBonus.com.au

Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us

Michael Yardney – Subscribe to my Property Update newsletter here

Brett Warren - National Director of Property at Metropole

Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

Debt is a word that makes most people nervous. We think of it as a burden, something to avoid at all costs.

But what if we've been looking at it the wrong way?

Today I'm joined by Professor John Dinsmore, marketing expert and author of the fascinating new book The Marketing of Debt.

John peels back the layers on how debt is presented, sold, and even "marketed" to us, from credit cards to mortgages to student loans. And more importantly, he helps us understand how to navigate debt without fear, confusion, or shame.

Whether you're a property investor, a business owner, or just someone with a credit card in their wallet, this conversation will change the way you think about borrowing money.

Takeaways

· Debt is often marketed in ways that make it seem less risky.

· Understanding debt can lead to better financial decisions.

· There are different types of debt: good, bad, and necessary.

· Financial literacy is crucial for navigating debt effectively.

· Marketing plays a significant role in how debt is perceived.

· Younger generations may underestimate the long-term impact of debt.

· Reading the fine print is essential when taking on debt.

· AI and digital marketing will evolve the way debt is sold.

· Strategic borrowing can be beneficial for property investors.

· Debt should be approached with caution and awareness.

Chapters

02:12 - Why Debt Is Marketed Like Any Other Product

05:58 - Tricks That Make Borrowing Feel Easier Than It Is

09:38 - How Shame, Ignorance and Optimism Trap Us in Bad Debt

13:24 - Good Debt vs Bad Debt: Using Borrowing Strategically

18:40 - AI, Personalization and the Future of Debt Marketing

Links and Resources:

Answer this week's trivia question here- www.PropertyTrivia.com.au

· Win a hard copy of The Rules of Property. Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.

Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us

Michael Yardney – Subscribe to my Property Update newsletter here

Professor John Dinsmore – Educator, Speaker, Consultant https://www.johndinsmore.com/

John Dinsmore's book : The Marketing Of Debt. https://www.amazon.com/Marketing-Debt-How-They-Get/dp/1836626010

Get a bundle of eBooks and Reports at www.PodcastBonus.com.au

Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

Today I want to show you how you can move from working for money to making money work for you and I'll use Robert Kiyosaki's Cashflow Quadrant as your guide.

To unpack this, I'm joined by Mark Creedon, CEO of Metropole and business coach to many of Australia's top entrepreneurs, who shares how you can structure your work, your business, and your investments to ultimately step into the investor quadrant full-time.

So, no matter if you're employed, self-employed, already running a business, or just getting started on your investment journey—this episode will give you a completely new framework for thinking about money. One that could change your long-term wealth trajectory.

Takeaways

· The Cash Flow Quadrant is essential for understanding financial positions.

· Transitioning from employee to business owner requires a mindset shift.

· Having a plan is crucial for both business and investment success.

· Delegation and trust in your team are key to scaling a business.

· Aligning business goals with property investment is vital for long-term success.

· Mindset shifts are necessary for moving from self-employed to investor.

· Coaching can help identify blind spots and guide business growth.

· Systems and processes are important for business sustainability.

· Financial buffers and succession planning are essential for business exit strategies.

Chapters

00:00 The Dual Business Model for Investors

07:04 Understanding the Cash Flow Quadrant

11:18 Mastermind Business Accelerator Overview

13:08 Planning for Business Exit and Succession

16:42 Mindset Shifts for Successful Transition

20:56 The Importance of Coaching and Community

Links and Resources:

Answer this week's trivia question here- www.PropertyTrivia.com.au

· Win a hard copy of Michael Yardney's Guide to Investing

· Everyone wins a copy of a fully updated property report

Get a bundle of eBooks and Reports at www.PodcastBonus.com.au

Let Mark and Caroline Creedon help you build a business, not a job, so you can enjoy the time freedom and lifestyle choices you desire, without killing yourself in the process, by joining Mastermind Business Accelerator. Find out more here. https://metropolemastermind.com.au/

Subscribe to Mark Creedon's Mastermind For Business Podcast on your favourite podcast App or here. https://www.mastermindforbusiness.com.au/

Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us

Michael Yardney – Subscribe to my Property Update newsletter here

Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

Thinking about selling your investment property? Wondering if leases still protect you these days? Or maybe you've heard AI and inspection managers are taking over property management?

In today's show, I sit down with Leanne Jopson, Director of Property Management at Metropole, to answer the five most common questions investors ask her.

Leanne and her team speak with hundreds of investors every week, and the same questions keep cropping up, so we unpack those questions and provide you with the answers straight from the front line of property management.

Whether you're a seasoned investor or just starting out, I think you'll find today's discussion could save you money, stress, and sleepless nights.

Takeaways

· Investors need to ask 'why' before selling properties.

· AI is enhancing property management efficiency.

· Leases provide a framework for tenant security.

· Tenant selection is crucial for long-term success.

· Property management is about strategy, not just rent collection.

· Understanding market dynamics is essential for investors.

· Professional property management can prevent costly mistakes.

· Investors should consider the total cost of selling a property.

· The average length of tenancy is increasing.

· Property management fees vary based on service quality.

Chapters

01:04 – Why Investors Are Thinking of Selling

04:08 – Getting Independent Advice Before Selling

09:10 – Are Leases Still Worth It?

13:56 – How AI Is Changing Property Management

18:10 – The Real Cost of Cheap Property Managers

Links and Resources:

Answer this week's trivia question here- www.PropertyTrivia.com.au

· Win a hard copy of What Every Property Investor Needs to Know About Finance, Tax and the Law.

· Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond

Leanne Jopson- National Executive - Property Management at Metropole

As Metropole specialises in property management our vacancy rate is considerably below the market average, our tenants stay an average of 2 years and our properties lease 10 days faster than the market average. Click here to see how we can help you.

Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us.

Michael Yardney – Subscribe to my Property Update newsletter here

Get a bundle of eBooks and Reports at www.PodcastBonus.com.au

https://propertyupdate.com.au/podcast-bonus/

Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

In today's show, Ken Raiss and I discuss the intricacies of wealth building and legacy planning.

We explore the importance of careful planning to avoid common pitfalls, the role of trusts in estate planning, and the implications of superannuation on wealth transfer.

The conversation also covers strategies for gifting wealth, the benefits of investment bonds, and the significance of philanthropy.

Finally, we provide actionable steps for individuals looking to start their legacy planning journey.

Takeaways

· Wealth building requires careful planning to avoid losses.

· Timing is crucial in wealth transfer strategies.

· Trusts can provide flexibility and tax advantages in estate planning.

· Superannuation can complicate wealth transfer if not managed properly.

· Gifting wealth during one's lifetime can have tax implications.

· Investment bonds can be a tax-effective way to pass on wealth.

· Philanthropy should be approached with specificity to ensure impact.

· Legacy planning should start early, considering values and timing.

· Consulting with financial experts can simplify complex decisions.

· It's essential to communicate intentions clearly to avoid family disputes.

Chapters

00:00 Building a Legacy: The Importance of Planning

04:30 Wealth Transfer Strategies

09:42 Gifting Wealth During Lifetime

12:16 Superannuation: Friend or Foe?

17:15 Real Estate and Capital Gains Tax

Links and Resources:

Answer this week's trivia question here- www.PropertyTrivia.com.au

· Win a hard copy of Michael Yardney's Guide to Investing Successfully

· Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.

Michael Yardney

Get the team at Metropole Wealth Advisory create a Strategic Wealth plan for your needs Click here and have a chat with us

Ken Raiss, Director of Metropole Wealth Advisory

Get a bundle of eBooks and Reports at www.PodcastBonus.com.au

Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

If you spend five minutes talking to a Gen Z, you could walk away feeling pretty gloomy. They'll tell you the world is burning, wars are endless, work is meaningless, and of course, that housing is forever out of reach.

And on the surface, they've got a point — affordability is at record lows, and the property ladder feels further away than ever.

But here's the thing… the future might not be as bleak as they think. In fact, there's a quiet housing revolution coming that could turn things around for this younger generation.

Demographics, policy shifts, even the way we build homes — all of these are lining up to create opportunities that might surprise a lot of people.

And in today's show, leading demographer Simon Kuestenmacher and I explore the impact of demographics on our housing markets, and the potential for Gen Z to benefit from favourable job conditions and economic shifts.

Takeaways

· The housing market may improve for Gen Z in the future.

· Demographic trends suggest job security for Gen Z.

· Gender equality is improving and will benefit future generations.

· Baby boomers transitioning out of homes will create opportunities.

· First home buyer grants may inadvertently raise housing prices.

· More tradespeople are needed to address housing shortages.

· Innovation in housing construction is essential for affordability.

· Government policies need to be reformed for better housing access.

· Gen Z's future may be more optimistic than current perceptions suggest.

Chapters

03:17 - Gen Z: Smartphones, Social Media and Mental Health

06:11 - Why a Small Generation May Have Big Job Advantages

10:24 - Baby Boomers Passing Homes and Housing Supply Shift

13:58 - Densification of Middle Suburbs and Urban Change

15:44 - First Home Buyer Grants Driving Prices Up

Links and Resources:

Answer this week's trivia question here- www.PropertyTrivia.com.au

· Win a hard copy of Michael Yardney's Guide to Investing Successfully

· Every entry receives a copy of a fully updated Michael Yardney Property Report

Michael Yardney

Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us

Simon Kuestenmacher: Australia's leading demographer and partner in the Demographics Group

Get a bundle of free reports and eBooks – www.PodcastBonus.com.au

Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

Let's be honest — if our politicians really wanted housing to be affordable, it would be by now.

They've had decades to fix it. There have been inquiries, commissions, roundtables, and billions thrown at so-called "affordability schemes."

And yet, what do we have? Record house prices, record rents, and a generation of young Aussies wondering if they'll ever own a home.

Maybe — just maybe — that's not an accident.

In today's Big Picture episode, Ken Raiss and I unpack why the housing affordability crisis isn't a policy failure... it's the system working exactly as designed.

We'll explore why politicians can't afford for property prices to fall, how government policy quietly rewards property owners, and what that means for investors like you.

Takeaways

· Housing affordability remains a critical issue in Australia.

· Government policies often prioritize property value stability over affordability.

· Cultural perceptions link home ownership to success in Australia.

· A significant percentage of politicians own property, influencing housing policies.

· Consumer confidence is low despite some economic improvements.

· Investors should focus on strategic property purchases.

· Wealth advisory services can help investors navigate complex markets.

· Economic uncertainty can create opportunities for savvy investors.

· Long-term planning is essential for property investment success.

· Education and preparation are key for investors to capitalize on market changes.

Chapters

02:07 - Why Politicians Can't Afford for Property Prices to Fall

04:59 - How Government Taxes Depend on Rising Property Values

06:50 - Banks, Confidence and the Economy Built on Housing

09:05 - Cultural Bias: Homeownership as the Core of Australia's Identity

12:11 - Why 94% of Politicians Own Property and Won't Change the Rules

Links and Resources:

Answer this week's trivia question here- www.PropertyTrivia.com.au

· Win a hard copy of Michael Yardney's Guide to Investing Successfully

· Everyone wins a copy of a fully updated property report – What's Ahead For Property For 2026 And Beyond.

Michael Yardney http://michaelyardney.com/

Get the team at Metropole Wealth Advisory to create a Strategic Wealth plan for your needs Click here and have a chat with us

Ken Raiss, Director of Metropole Wealth Advisory

Get a bundle of eBooks and Reports at www.PodcastBonus.com.au

Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

If you've been wondering whether Australia's housing boom still has legs, or if we've already hit the peak of this cycle, then today's episode will give you the clarity you've been looking for.

Because, according to Dr Andrew Wilson, home prices across our capital cities accelerated again in October — marking the strongest monthly growth in nearly four years.

Now, this kind of broad-based growth might surprise some commentators who've been predicting a slowdown.

But as Andrew points out in his latest House Price Report, the combination of lower interest rates, improved affordability, and chronic undersupply continues to fuel strong buyer demand — particularly in markets where stock remains scarce and confidence is returning fast.

Takeaways

· Most Australians focus on short-term financial concerns.

· Interest rates and media headlines distract average investors.

· Property markets have performed more strongly than expected this year.

· All capital cities reported higher property prices recently.

· Brisbane's unit market has seen significant growth.

· Fear of missing out is influencing buyer behavior.

· The national house price has increased by 8.3% over the past year.

· Strong fundamentals are supporting ongoing price increases.

· The housing market is expected to remain active in the coming months.

Chapters

02:08 - Australia's Strongest Price Growth in Four Years

04:38 - Did the Reserve Bank Cut Rates Too Soon?

07:18 - How the Data Really Measures Monthly Price Trends

08:01 - House Prices Surge Nationwide — The Boom Returns

11:40 - Brisbane Leads as Units and Houses Break New Records

Links and Resources:

Answer this week's trivia question here- www.PropertyTrivia.com.au

• Win a hard copy of Michael Yardney's Guide to Investing Successfully • Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.

Get a bundle of eBooks and Reports at www.PodcastBonus.com.au

Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us

Michael Yardney – Subscribe to my Property Update newsletter here

Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.