July 13, 2025

Q&A #20: Strategic Finance Plays, Low Income Investing, SMSF & Sammy’s New Purchase

35 minutes

Tickets are now on sale for the Australian Property Scout Summit on Saturday, November 15th at The Star in Brisbane. This is your chance to walk away with a clear, actionable game plan for 2026, renewed clarity and motivation, advanced investor strategies and the tools to level up your investing, no matter where you’re at in your journey. You’ll be surrounded by the APS and SAP community and hundreds of driven investors to expand and develop your circle of influence. Spots are selling fast — secure yours now here and gear up for a massive 2026! 🔥

In this month’s Q&A episode, Sammy Gordon and Jimmy Ibrahim tackle a fresh batch of unfiltered listener questions, covering everything from investing strategies for low income earners with large cash buffers, to the pros and cons of interest-only loans, and navigating tricky cash flow scenarios. The duo brings their signature banter and expertise, offering practical, no-nonsense advice on building property portfolios, utilising commercial property plays, and knowing when to consolidate or take on more risk. Packed with real-world examples and a candid look behind Sammy’s own recent decisions (including buying his own home) this episode is a goldmine for property investors looking for actionable insights.

School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you’re ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to www.schoolofproperty.com.au.

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Chapters:

(00:01:45) Welcome

(00:03:53) Kelly’s question: buying a second property & strategy with $450k cash

(00:08:03) Lachie’s question: using a loan for deposit

(00:12:05) Jasmine’s question: negative cash flow, commercial deals under $500k, and resi cash flow

(00:16:08) Marky’s question: SMSF vs. personal purchases and market timing

(00:18:57) Daniel’s question: buying B&B deals in cash vs. getting multiple pre-approvals

(00:21:21) Simon’s question: interest only vs. principal & interest loans

(00:26:31) Anon Don’s question: Sammy buying a home, market exits and portfolio consolidation

...more

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By Australian Property Scout

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