Radical Personal Finance

I love audiobooks. I find them to be an incredibly efficient way to learn and an incredibly productive way to use my time.

In today's show I share with you my pro-tips for how to effectively integrate audiobooks into your educational plan.

I also share with you my analysis of the audiobook marketplace and how you can get the best deals for yourself.

I analyze:

• Your library
• YouTube
• Overdrive
• Hoopla
• AllYouCanBooks.com
• Downpour
• Scribd
• Audiobooks.com
• Audible

Enjoy!

Joshua

• Get a free audiobook! http://audibletrial.com/radicalpersonalfinance
• Support Radical Personal Finance on Patreon! http://radicalpersonalfinance.com/patron

I'm thrilled to share with you an interview with JB Glossinger, the Morning Coach. I met JB at a Podcast South Florida meetup event and immediately invited him on the show.

JB has a really unique background. After building a career in the corporate world and finishing his MBA and PhD he realized that he was in the wrong field to fulfill his personal happiness.

He pivoted and established MorningCoach.com, a top-ranked personal development community. With Morning Coach as his foundational platform, he's gone on to build a tremendous business that provides him with the time and money for his dream lifestyle.

Topics include:

• The role and value of education
• Being yourself vs being what the market says it wants
• The imipact that one person can have on another

Enjoy!

Joshua

• JB's Morning Coach Community: http://www.morningcoach.com/
• JB's personal site: http://glossinger.com/
• JB's Lifestyle Design Summit: http://www.lifestyledesignsummit.com/
• Support Radical Personal Finance on Patreon! http://radicalpersonalfinance.com/patron

I used to think that everyone knew how to make decisions. Since starting Radical Personal Finance I've come to learn that some people don't have a clear decision-making framework.

Today, I share with you a dirt-simple framework of costs vs. benefits, plusses and minusses. In sales, it's called the Ben Franklin close.

Use it.

Write it down.

Joshua

• Support Radical Personal Finance on Patreon! http://radicalpersonalfinance.com/patron

Much of our life is lived on autopilot. We generally handle most things by habit.

One powerful way to improve the likelihood of achieving your goals is to focus on establishing some simple little habits that will automatically help them to happen!

Enjoy.

Joshua

• Support Radical Personal Finance on Patreon! http://radicalpersonalfinance.com/patron

I spend a lot of time talking to people about their goals. But I notice that many times people confuse their goals and the means to the goals.

This could be a serious setback to your plans. You might spend years chasing a goal that really isn't the true goal.

Get clear!

Joshua

• Support Radical Personal Finance on Patreon! http://radicalpersonalfinance.com/patron

Student loans are a way of life for much of the US American population. Often considered to be "good debt" because the college degree can lead to higher earnings, they are, nevertheless, still debt.

And they're debt that must be dealt with!

My guest today is Jay Fleischman. Jay is a bankruptcy attorney who specializes in handling student loan issues. He's a world-class expert in this space.

You're going to love listening to this show. I took pages of notes during our conversation and I recommend you do to.

We cover:

• Strategies for dealing with loans that will give you total flexibility with your repayment plans.
• What to do if you're in default on a loan.
• Whether it's possible to get out of a student loan with bankruptcy.
• And more!

Enjoy!

Joshua

• Jay's student loan podcast: http://www.studentloanshow.com/
• Jay's law firm website: http://www.consumerhelpcentral.com/
• If you're interested in refinancing your student loans, use this referral link to support RPF:https://www.sofi.com/refer/4/35193
• Check out http://radicalpersonalfinance.com/studentloans for a discussion of refinancing options
• Support Radical Personal Finance on Patreon! http://radicalpersonalfinance.com/patron

Today I'm pleased to share with you an interview with Lauren Bowling from LBeeAndTheMoneyTree.com!

Lauren has a really interesting story surrounding personal finance: After getting her degree in theater, and racking up thousands of dollars in credit card debt in college, she moved to New York City with $300 in her pocket. While there she landed a sweet job on Wall Street which sparked her interest in personal finance and helped her kick her bad money habits for good.

Three years, three cities, one home purchase, and nearly 2,000 blog posts later, Bowling is an expert at mastering tricky post-college finances. In addition to blogging on L Bee and the Money Tree (LBMT), Bowling is the host of the award-winning internet talk show, Awkward Money Chat. Bowling’s writing has been seen on Business Insider, Forbes.com, Learnvest, Yahoo! Finance, and The Huffington Post. As a source, Lauren’s expertise has also been featured in such notable publications as Redbook Magazine, HGTV Frontdoor.com, and Daily Worth (See here for the full list.)

She spends her free time renovating her first home, enjoying good wine while avoiding the kitchen, and “killing it” at karaoke. She’s even been known to act in a musical or two. By day Bowling works full time in marketing and resides in Atlanta, Georgia.

Enjoy the show!

Joshua

• Lauren's website: http://www.lbeeandthemoneytree.com/
• If you'd like to attend FinCon and meet Lauren in person, please buy your tickets here: http://radicalpersonalfinance.com/fincon
• Support Radical Personal Finance on Patreon! http://radicalpersonalfinance.com/patron

Hey Radicals!

Just a quick announcement show for you--our little baby girl was born early Friday morning. Baby and momma are both doing great and we are enjoying transitioning to our larger family!

We're super thankful and beyond excited that she is here.

I also thought it would be fun to invite my wife to chat a little bit about her childbirth experience. This isn't related to personal finance--it's just related to the RPF life!

If you'd like to hear some of her comments on how we prepared for childbirth, check out the show!

Rejoice with us!

Joshua & Tiffany

p.s., if you'd like to see pictures, please feel free to connect with me on Facebook: https://www.facebook.com/joshuasheats

One of the most fundamental transformations of our modern time is taking place in the field of communication. Although it might feel like we're far into this change, we're really not. It's only just begun

One of the most important effects of this change is that very small businesses--like financial advisors--can effectively market to the broader market at a very low cost.

My guest today is an expert in this field.

Bill Winterberg is the founder of FPPad.com. Bill founded FPPad in 2008 to be a leading source of news, insight, and thought leadership in financial planning technology.

Bill has successfully leveraged his experience in the financial industry and his applied knowledge in medial creation to build a neat consulting and speaking business for himself.

Pay special attention to the content of this interview if you're involved in the financial services industry. But also pay careful attention to this interview if you are involved in any business or industry! These trends are affecting you.

Enjoy!

Joshua

Links:

• Bill's website: http://fppad.com/
• Support Radical Personal Finance on Patreon! http://radicalpersonalfinance.com/patron

Our value and contribution in this world will be directly impacted by the level of our education. It's impossible to create more value without more education.

(Yes, there are many kinds of education. I'm using the word inclusively.)

But, under what system and whose goals have we been educated?

Unfortunately, many of us have been educated under a system that promotes someone else's goals over our own. Too few of us know how to sit down and design an educational path that will take us closer to our goals.

In today's show, I share with you a number of important ideas including:

• The centrality of your goals in an educational plan.
• The connection between goals, study, and action.
• The costs of education in both money and time.
• The continuum of education from personal to impersonal and from sychronous to asynchronous.
• Benefits and drawbacks of different ways of acquiring education.
• About somoene has written 16.8 books per year over the course of a 60-year career!

Enjoy the show!

Joshua

If you enjoy today's show, please:

1. Share the show with a friend.
2. Leave a review and rating in the podcast directory where you find the show.
3. Support the show on Patreon: http://radicalpersonalfinance.com/patron