Radical Personal Finance

On Fridays we do Q&A!

• Are Bonds Necessary for Good Asset Allocation
• Traditional 401(k) or Roth IRA
• How to Leverage Long-Term Travel for Career Advancement
• What Kind of Retirement Plan to Put In Place at a NonProfit
• How to Rebuild after Bankruptcy

If you'd like to get on a call like this, join as a patron! www.radicalpersonalfinance.com/patron

Joshua

• Paper: "Non-Profit Organizations Have Few Options for Deferred Compensation" from Journal of Retirement Planning

How much money do you spend eating out? How much money could you save simply by learning to cook for yourself?

My guest today is Ketura from www.FreeToCook.com and she's here to share her personal experiences in learning to cook from home to improve her family's budget.

Enjoy!

Joshua

• Support RPF on Patreon! www.radicalpersonalfinance.com/patron

Today we round out the 4-part disability series with:

• A wrap-up of some key concepts
• Taxation of disability insurance premiums
• Various types of disability insurance policies
• Pregnancy and disability insurance
• Q&A from the audience

Enjoy!

Joshua

• Looking for a financial advisor? Start here: www.radicalpersonalfinance.com/paladin
• Support RPF on Patreon: www.radicalpersonalfinance.com/patron
• Want to book a consulting call with me? Book here: www.radicalpersonalfinance.com/phonecall

College and all of its associated costs can make a big difference in your financial situation.

Today, I've invited Brad Baldridge on the show to discuss the college planning process and the background to many of the financial decisions.

I think you'll enjoy the interview. Be sure to stay tuned for the second half where we pull apart some strategies for making the student aid forms work to your favor.

Enjoy!

Joshua

• Support RPF on Patreon! www.radicalpersonalfinance.com/patron
• Want to consult with me on your specific situation? Book a call: www.radicalpersonalfinance.com/phonecall

Minivans get a bad rap in our modern culture. They're the brunt of endless jokes and I want to see that change.

For some reason people think that minivans are suitable only for parents with kids.

They certainly are great for that--far, far better than an SUV--but that's not all.

I think a minivan is pretty much the perfect vehicle for everyone at every stage of life.

Yes, that's a big claim. But I really, really do think they're great.

Today, I do my best to convince you to join me in the land of the enlightened.

:)

Joshua

The tagline I created for Radical Personal Finance is this: "...the show dedicated to providing you with the knowledge, skills, insight, and encouragement you need to live a rich and meaningful life now while building a plan for financial freedom in 10 years or less."

Little by little I've been breaking this down for you and today we tackle the "financial freedom in 10 years or less" part.

I believe that, no matter where you're starting from or what your current financial condition, you can build a plan to achieve financial freedom in 10 years or less. And, in today's show, I defend that statement to you.

Enjoy,

Joshua

• Support RPF on Patreon: www.radicalpersonalfinance.com/patron

Today we continue our disability insurance series with a discussion of:

• How to determine the benefit amount of an individual disability insurance policy
• The interaction of group disability insurance and individual disability insurance
• The definition of disability (own occupation, modified own occupation, any occupation)
• How is disability determined (loss of time, duties, income)
• Total disability vs. partial disability vs. presumptive total disability.

Enjoy!

Joshua

• Support RPF on Patreon! www.radicalpersonalfinance.com/patron
• Want to consult with me? www.radicalpersonalfinance.com/phonecall

Often very large financial goals can be achieved in a relatively short period of time if you focus enough on the goal and execute a plan with intense action.

Today, I bring you the story and experience of a couple who did just that. Ben and Deb Martinek decided to become over-the-road truck drivers so that they could pay off their student loans in a very short period of time.

They succeeded in paying off about $100,000 in debt in 2.5 years by driving a truck. And they had a great time doing it!

Today we hear their story and ideas on how you can do something similar for yourself.

Joshua

• The blog that Ben and Deb kept while driving a truck: www.truckyoufortwo.blogspot.com
• Ben's financial planning business: www.bonafidefinance.com
• Support RPF on Patreon! www.radicalpersonalfinance.com/patron

On Fridays we do a live Q&A show here at Radical Personal Finance. If you'd like access to these calls, join here: www.RadicalPersonalFinance.com/patron

Today we cover:

• Should I Purchase My Personal House in an LLC?
• How do I Know if My Life Insurance Agent is Advising the Right Amount of Insurance to Own?

Enjoy the show!

Joshua

Today, we continue our series on "Living a Rich Life Now" by discussing material riches and how you can appreciate the ones you already have and enjoy more more material riches now, without waiting.

Most people equate riches with things they have yet to buy. Largely, this is due to an effective marketing campaign by somebody with something to sell.

But, many of us easily forget about all of the material riches we already enjoy.

And, we neglect the easy ways we can live a rich life--perhaps even the lifestyle of a multi-millionaire--without the need to actually become a multi-millionaire.

This show contains some of my ideas which will, I hope, provoke you to clarify your own definition of a rich life and start living it as quickly as possible!

Joshua

• Need a great financial advisor? Start your search here! www.radicalpersonalfinance.com/Paladin
• Support Radical Personal Finance on Patreon: www.radicalpersonalfinance.com/patron
• Interested in a consulting call with me? Book here: www.radicalpersonalfinance.com/phonecall