Nerina Visser, Strategist & Advisor at ETF SA looks at the Auditor General’s report which highlighted "irregular spending" of more than R46bn and a further R1.3bn in "wasteful spending", JSE-listed retailers such as Truworths, Woolworths and Mr Price slightly better than expected and disposable income is affected from month to month by the changes in the petrol price, and in recent months, that has been increasing sharply