Real Money Pros

In the first week of July, Larry Fink, the CEO of BlackRock, made some noteworthy comments about Bitcoin. As Bitcoin and other cryptocurrencies have proven that they're not going away anytime soon, he has changed his outlook on the asset class and has called it something along the lines of "Digital Gold". With their eyes set on developing an approved Spot ETF that tracks Bitcoin, could this change the way that we look at cryptocurrencies as a whole? Interest rates continue to rise and inflation is still very much prevalent, so BlackRock and other financial companies look to create a regulated ETF that investors can use as another Gold alternative in times of high interest rates and volatile markets.

Host:

Jeremiah Bates, Financial Advisor

The Real Money Pros

https://www.therealmoneypros.com

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SPONSORS:

Academy Mortgage:

https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor

Lively (HSAs and FSAs)

https://livelyme.com/pro

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

Advisor Insurance Solutions:

https://advisorinsurancesolutions.com/

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Failure to plan is planning to fail. That’s especially true when it comes to your end-of-life planning. For the majority of the show, Brian and Jeremiah talk about Estate Planning and how to avoid the financial mess that comes with failing to plan for death. They explain the difference between a will and a trust and what all your estate holds. How to bring up the conversation, where to start, and the importance of proper documentation.

Hosts:

Brian Wiley, Financial Advisor

Jeremiah Bates, Financial Advisor

The Real Money Pros

https://www.therealmoneypros.com

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SPONSORS:

Academy Mortgage:

https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor

Lively (HSAs and FSAs)

https://livelyme.com/pro

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

Advisor Insurance Solutions:

https://advisorinsurancesolutions.com/

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With Independence Day occuring in the middle of the week, there wasn't much activity... This weekend, Alan and Jeremiah wanted to expand more on Social Security for our listeners in Denver. "Will there even be money for me when I retire?" is a question we hear a lot. The team aims to ease some of the pessimism around Social Security by giving tips on how to strategically plan for earning that income in retirement. One thing you may not know? There are so many ways to take your Social Security payments–there is NOT a one-fits-all approach. When to file, widow's benefits, spousal benefits, and more.

Hosts:

Alan Holman, CFP®, Wealth Advisor

Jeremiah Bates, Financial Advisor

The Real Money Pros

https://www.therealmoneypros.com

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SPONSORS:

Academy Mortgage:

https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor

Lively (HSAs and FSAs)

https://livelyme.com/pro

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

Advisor Insurance Solutions:

https://advisorinsurancesolutions.com/

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So far, 2023 has been a great year for the market with much thanks to the technology sector and the Artificial Intelligence "mania". Were any of these outperformers like Invidia part of your portfolio before this year? Now that we're at the middle mark of the calendar year, Jeremiah and Nic brainstorm on some of the things that we can be doing to prepare for taxes in 2024. They discuss 1031 Exchanges, the Delaware Statuatory Trust Strategy, and more. Don't pay a penny more than you have to!

Hosts:

Jeremiah Bates, Financial Advisor

Nic Daniels, BFA™, Financial Advisor

The Real Money Pros

https://www.therealmoneypros.com

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SPONSORS:

Academy Mortgage:

https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor

Lively (HSAs and FSAs)

https://livelyme.com/pro

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

Advisor Insurance Solutions:

https://advisorinsurancesolutions.com/

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Brian Wiley and Alan Holman discuss the most recently revised GDP numbers, housing, and mortgage rates. They explore the current state of the economy, the impact of job growth and spending patterns, and the market's response to global events. They also delve into the concept of bond laddering as a strategy for income generation and provide insights on building a well-diversified investment portfolio. Also, Brian and Alan give ideas on how students can get creative when it comes to paying their way through college and handling any debt they may incur in the process.

Hosts:

Brian Wiley, Financial Advisor

Alan Holman, CFP®, Wealth Advisor

The Real Money Pros

https://www.therealmoneypros.com

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SPONSORS:

Academy Mortgage:

https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor

Lively (HSAs and FSAs)

https://livelyme.com/pro

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

Advisor Insurance Solutions:

https://advisorinsurancesolutions.com/

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Nic discusses the recently implemented Inform Act, which aims to address the sale of stolen, counterfeit, and potentially harmful products on online marketplaces. The Inform Act requires platforms like Amazon and eBay to disclose and verify the identity of sellers to deter such activities. However, can it really be effective? Let us know what you think by going to our website and using our Ask the Experts feature!

Host:

Nic Daniels, BFA™, Financial Advisor

The Real Money Pros

https://www.therealmoneypros.com

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SPONSORS:

Academy Mortgage:

https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor

Lively (HSAs and FSAs)

https://livelyme.com/pro

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

Advisor Insurance Solutions:

https://advisorinsurancesolutions.com/

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Interesting events unfolded over the weekend in Russia – and it’s sure to affect the markets in coming weeks. Will you be able to ignore the volatility and keep your eyes on the prize? Jeremiah and Brian define the distinctions between ETFs and Mutual Funds. Is one better than the other? Management fees, the targeted index it’s tied to, and other things to watch for when choosing between one or the other. In the second hour, we discuss spending in retirement. Since we spend most of our lives in the accumulation stage, shouldn’t we prepare to spend in a "de-accumulation" phase?

Host:

Brian Wiley, Financial Advisor

Jeremiah Bates, Financial Advisor

The Real Money Pros

https://www.therealmoneypros.com

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SPONSORS:

Academy Mortgage:

https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor

Lively (HSAs and FSAs)

https://livelyme.com/pro

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

Advisor Insurance Solutions:

https://advisorinsurancesolutions.com/

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This episode is all about charitable giving – and we had the honor of having the CEO and Founder of Project C.U.R.E., Dr. Douglas Jackson, to join us. He explains what his organization does and how we can give money to charities like his. Not only does our money go to great causes, but we can also take advantage of tax benefits that can positively impact us as well. Want to donate to Project C.U.R.E.? Follow their link below!

Hosts:

Alan Holman, CFP®, Wealth Advisor

Brian Wiley, Financial Advisor

Guest:

Dr. Douglas Jackson, PhD, JD

Founder of Project C.U.R.E.

Donate to Project C.U.R.E.

https://projectcure.org

The Real Money Pros:

https://www.therealmoneypros.com

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SPONSORS:

Academy Mortgage:

https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor

Lively (HSAs and FSAs)

https://livelyme.com/pro

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

Advisor Insurance Solutions:

https://advisorinsurancesolutions.com/

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Social Security is the cornerstone of retirement income – about 1/3 of American retirees recieve 90% of their retirement income from Social Security alone. With so many people relying on it, you'd assume that they all know what they're doing, right? Well, not quite... Social Security can be a tricky thing to fully understand, especially if you want to get the most out of your money. Alexandra Lundgren joins Jeremiah on this broadcast to relay the information she has been learning about Social Security as she's worked towards becoming a certified Social Security Advisor. Delaying benefits, coordinating claims with your spouse, dealing with a previous marriage, and much more.

Hosts:

Jeremiah Bates, Financial Advisor

Alex Lundgren, AIF®, Financial Advisor

The Real Money Pros

https://www.therealmoneypros.com

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SPONSORS:

Academy Mortgage:

https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor

Lively (HSAs and FSAs)

https://livelyme.com/pro

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

Advisor Insurance Solutions:

https://advisorinsurancesolutions.com/

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You've probably heard us talk poorly about annuities and other related investment products... and we're here to tell you that again. But in all seriousness, annuities are usually below-average performing investments that aren't beneficial to the majority of investors – especially those still in the accumulation stage. This morning, Alan Holman and Brian Wiley explain how annuity products operate and how you could easily be sold one by a slick-talking salesperson. While they warn against the cons of these, there are actually times where an annuity can be a great option for certain people.

Hosts:

Brian Wiley, Financial Advisor

Alan Holman, CFP®, Wealth Advisor

The Real Money Pros:

https://www.therealmoneypros.com

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SPONSORS:

Academy Mortgage:

https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor

Lively (HSAs and FSAs)

https://livelyme.com/pro

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

Advisor Insurance Solutions:

https://advisorinsurancesolutions.com/

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