The Social Security system was designed to fail? Brian and Alex uncover why Social Security may be trending towards "insolvency" and what that exactly means. And since their employees are not allowed to give advice on any questions you may have regarding SS, Alex gives advice on what you need to be aware of. Marriage benefits, divorce, clergy, and more. In the second hour, Brian wonders if leaving his wealth to his son is the best idea. Would your money be put to its best use? He shares how some creativity can make sure your money is used as intended after death. Companies and political stances, current market volatility, and our lack of direction.

Hosts:

Brian Wiley, Financial Advisor

Alexandra Lundgren AIF®, Financial Advisor

The Real Money Pros:

https://www.therealmoneypros.com

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SPONSORS:

Academy Mortgage:

https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor

Lively (HSAs and FSAs)

https://livelyme.com/pro

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

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Welcome our new co-host, Alan Holman, for the new The Real Money Pros show in Denver, Colorado! Brian Wiley and Alan introduce themselves to the local Coloradans and talk a little bit about why they decided to spend their working lives in the financial industry. They explain what it means to be a fiduciary advisor and what it's like to work with a financial advisor that builds financial plans around their clients' goals.

Hosts:

Brian Wiley, Financial Advisor

Alan Holman, CFP®, Wealth Advisor

The Real Money Pros:

https://www.therealmoneypros.com

630 KHOW:

https://khow.iheart.com/

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SPONSORS:

Academy Mortgage:

https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor

Lively (HSAs and FSAs)

https://livelyme.com/pro

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

Advisor Insurance Solutions:

https://advisorinsurancesolutions.com/

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President Joe Biden's push to expand the accessibility of home loans for those who have had a hard time establishing credit has caused some confusion among homebuyers. Nic explains what these Loan Level Price Adjustments are and how (if implemented) these price adjustments will affect those looking to acquire funding to buy homes. Do you think those who have been financially responsible should accept their raised rates at the expense of those with poor credit?

Host:

Nic Daniels BFA™, Financial Advisor

The Real Money Pros

https://www.therealmoneypros.com

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SPONSORS:

Academy Mortgage

https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor

Lively (HSAs and FSAs)

https://livelyme.com/pro

Tree City Advisors of Apollon

https://www.treecityadvisors.com

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Have you made your life's career your only identity? If so, you're in for a rude awakening in retirement. When people plan for retirement, many only plan for the amount of money they're going to need when they're no longer working. One of the most overlooked things is the most simple–what are you going to do with all that free time?! Brian and Nic talk more about retirement planning and their experiences with clients that have ended up going back to work. Also, they talk about value investing, how it differs from growth investing, and why it's so important to your long-term portfolio. Building income in retirement, owing taxes to the IRS, trust planning, and moving on to a new advisor.

Hosts:

Brian Wiley, Financial Advisor

Nic Daniels BFA™, Financial Advisor

The Real Money Pros:

https://www.therealmoneypros.com

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SPONSORS:

Academy Mortgage:

https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor

Lively (HSAs and FSAs)

https://livelyme.com/pro

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

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The scary news headlines will tell you that we're headed towards a down-spiraling recession that's going to cause everything to burn. But is that true? Are we in one right now, is it coming soon, or did the scare already pass? Brian Wiley and Nic Daniels talk about the U.S. debt ceiling and explain why it's probably more of a conversation piece than anything else. Randy, a California caller, asks if it's possible to live life in America without a credit score and why it's normalized to have debt – this leads Brian to explain that not all debt it bad. Leveraging credit to build wealth and how responsible use of credit can get you ahead.

Hosts:

Brian Wiley, Financial Advisor

Jeremiah Bates, Financial Advisor

The Real Money Pros:

https://www.therealmoneypros.com

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SPONSORS:

Academy Mortgage:

https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor

Lively (HSAs and FSAs)

https://livelyme.com/pro

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

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Did you have trouble filing your taxes last week? Brian and Nic start off with the problems of our country's tax system, how we're expected to navigate it, and how the topic led to Brian getting 2 Million views on TikTok! Plus, they touch on the topic of co-signing. Has a loved one asked you to co-sign on any of their large purchases? Brian explains why this is a TERRIBLE IDEA! In the second hour, the team debates on the necessity of hiring an advisor for financial guidance as you go through life. Is it worth it to you specifically?

Hosts:

Brian Wiley, Financial Advisor

Nic Daniels BFA™, Financial Advisor

The Real Money Pros:

https://www.therealmoneypros.com

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SPONSORS:

Academy Mortgage:

https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor

Lively (HSAs and FSAs)

https://livelyme.com/pro

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

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You recieved an amazing gift from someone in your family, but you're worried about the taxes you'll have to pay on that income! Pause. Jeremiah busts the most common myths that surround the Gift Tax.

Host:

Jeremiah Bates, Financial Advisor

The Real Money Pros

https://www.therealmoneypros.com

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SPONSORS:

Academy Mortgage

https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor

Lively (HSAs and FSAs)

https://livelyme.com/pro

Tree City Advisors of Apollon

https://www.treecityadvisors.com

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By the time you're reading this, you've probably filed your taxes. If you did it yourself, did it go smoothly and without an argument with your spouse? If you said yes, you're lying. Brian and Jeremiah question the complicated nature of the United States' tax system. After a woman calls and explains her situation that revolved around a class-action lawsuit, the team explains how they work. Plus, the tax ramifications that are possible if one is to receive payment from a class-action case. What's going on in the markets and more!

Hosts:

Brian Wiley, Financial Advisor

Jeremiah Bates, Financial Advisor

The Real Money Pros:

https://www.therealmoneypros.com

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SPONSORS:

Academy Mortgage:

https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor

Lively (HSAs and FSAs)

https://livelyme.com/pro

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

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During times of financial and global uncertainty, is Gold really your money’s safe haven?

Host:

Nic Daniels BFA™, Financial Advisor

Resource:

https://www.fisherinvestments.com/en-us/insights/market-commentary/caveats-to-golds-recent-climb

The Real Money Pros

https://www.therealmoneypros.com

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SPONSORS:

Academy Mortgage

https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor

Lively (HSAs and FSAs)

https://livelyme.com/pro

Tree City Advisors of Apollon

https://www.treecityadvisors.com

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April 18th is just around the corner... Have you procrastinated again? Brian and Jeremiah sit in the studio on Easter weekend to tell you that it's okay! The duo discusses some ways that you can become more tax efficient this year so you don't have to pay $1 more in taxes than you need to. In the second hour, they talk about financial literacy and how it can be hard to know what's right and wrong when we're bombarded with information on the daily. FOMO, greed, and loss aversion... Don't forget the tried and true financial tactics.

Hosts:

Brian Wiley, Financial Advisor

Jeremiah Bates, Financial Advisor

The Real Money Pros:

https://www.therealmoneypros.com

SPONSORS:

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Academy Mortgage:

https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor

Lively (HSAs and FSAs)

https://livelyme.com/pro

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

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