In 2022, stock and bond performances were abysmal… But that doesn’t necessarily mean more doom and gloom! After looking at previous years with similar performance numbers, there may be some hope for your accounts in 2023. We can take this as optimism, but not as a sure outcome.

Data Resource:

https://www.blackrock.com/us/financial-professionals/insights/student-of-the-market

Host:

Nic Daniels BFA™, Financial Advisor

The Real Money Pros

https://www.therealmoneypros.com

Tree City Advisors of Apollon

https://www.treecityadvisors.com

Academy Mortgage

https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor

Lively (HSAs and FSAs)

https://livelyme.com/pro

Companies are releasing their earnings statements, but what does that exactly show us? Nic Daniels breaks down Netflix’s most recent quarterly earnings and proves that numbers can be decieving. Plus, as inflation starts to slow, what effects will that have on mortgage rates? Dave Perry with show sponsor, Academy Mortgage, says that he predicts rates will continue to decrease. Rental properties, being a landlord, and more.

Hosts:

Nic Daniels BFA™, Financial Advisor

Dave Perry, Branch Manager at Academy Mortgage

Academy Mortgage:

https://academymortgage.com

The Real Money Pros:

https://www.therealmoneypros.com

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Lively (HSAs and FSAs)

https://livelyme.com/pro

Scammers are really out here! And the ones that are most likely to be tricked out of their hard-earned money are our aging parents and grandparents. In 2021, there was roughly $1.7 BILLION stolen from fraudulent schemes. Nic gives you a few key hints that will instantly tell you if you’re being scammed…

Host:

Nic Daniels BFA™, Financial Advisor

The Real Money Pros

https://www.therealmoneypros.com

Tree City Advisors of Apollon

https://www.treecityadvisors.com

Academy Mortgage

https://academymortgage.com/?lo=dave-perry

Lively (HSAs and FSAs)

https://livelyme.com/pro

You have money to put into your retirement accounts, but... where should that money exactly go? In the first hour, Brian and Nic talk about ways to evaluate a company. What parameters are the most important to look at and when to know that your emotions are replacing logic. Don't be afraid to be audited! Tax avoidance is MUCH different than tax evasion–pay the least amount of taxes your possibly can! Rebalancing your portfolio as life progresses, receiving an unexpected inheritance, and learning from your mistakes.

Hosts:

Brian Wiley, Financial Advisor

Nic Daniels BFA™, Financial Advisor

The Real Money Pros:

https://www.therealmoneypros.com

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

If you’re looking for income or you just want that extra dividend to help boost your investment growth, a high yield percentage is going to look super attractive. BUT! Beware. A high yielding stock may not necessarily mean that it’s a good investment choice. The underlying company and its good-standing isn’t represented by this number alone…

Find Us:

https://www.therealmoneypros.com

https://www.treecityadvisors.com

Host:

Nic Daniels BFA™, Financial Advisor

Are you expecting a lower income than you had in 2022? A Roth Conversion could be a good way to recoup some of those losses.

Host:

Nic Daniels BFA™, Financial Advisor

Find Us:

https://www.therealmoneypros.com

https://www.treecityadvisors.com

First, Brian and Jeremiah touch a little bit on Secure Act 2.0 and what happened within the markets this last week. They spend the remainder of the first hour talking about rebalancing your portfolio and doing so with strategy at the forefront. In the second hour, Jeremiah shares a story regarding cryptocurrency and how something as speculative as crypto can burn you tremendously. Learning from our past mistakes and doing tax preparation as tax season approaches.

Hosts:

Brian Wiley, Financial Advisor

Jeremiah Bates, Financial Advisor

Find Us:

https://www.therealmoneypros.com

https://www.treecityadvisors.com

This ongoing legislation that has finally been passed by President Biden brings some very important changes to retirement planning. RMDs, conversions, Roth options, contribution limits, and much more. Be sure to do your own research on Secure Act 2.0 to make sure you take full advantage of its contents.

Host:

Nic Daniels BFA™, Financial Advisor

Find Us:

https://www.therealmoneypros.com

https://www.treecityadvisors.com

Finally, we get the final details of Secure Act 2.0 and how it will affect your retirement plans. Brian and Nic take the first few segments to explain some of the biggest changes that the legislation brings. They explain Roth conversions and the tax pros and cons, plus, some of the downsides that 2.0 presents. Finally, the team gives their predictions for 2023! The markets, world events, and individual stocks.

Hosts:

Brian Wiley, Financial Advisor

Nic Daniels BFA™, Financial Advisor

Find Us:

https://www.therealmoneypros.com

https://www.treecityadvisors.com

Why is this the case?! Is it the current economy? Do people just enjoy working? Nic gives you five reasons why (the majority) of Americans are finding themselves working a few extra years before they transition into retirement life.

Resource:

https://www.financial-planning.com/list/5-reasons-americans-are-retiring-later-in-life

Host:

Nic Daniels BFA™, Financial Advisor

Find Us:

https://www.therealmoneypros.com

https://www.treecityadvisors.com