Real Money Pros

This ongoing legislation that has finally been passed by President Biden brings some very important changes to retirement planning. RMDs, conversions, Roth options, contribution limits, and much more. Be sure to do your own research on Secure Act 2.0 to make sure you take full advantage of its contents.

Host:

Nic Daniels BFA™, Financial Advisor

Find Us:

https://www.therealmoneypros.com

https://www.treecityadvisors.com

Finally, we get the final details of Secure Act 2.0 and how it will affect your retirement plans. Brian and Nic take the first few segments to explain some of the biggest changes that the legislation brings. They explain Roth conversions and the tax pros and cons, plus, some of the downsides that 2.0 presents. Finally, the team gives their predictions for 2023! The markets, world events, and individual stocks.

Hosts:

Brian Wiley, Financial Advisor

Nic Daniels BFA™, Financial Advisor

Find Us:

https://www.therealmoneypros.com

https://www.treecityadvisors.com

Why is this the case?! Is it the current economy? Do people just enjoy working? Nic gives you five reasons why (the majority) of Americans are finding themselves working a few extra years before they transition into retirement life.

Resource:

https://www.financial-planning.com/list/5-reasons-americans-are-retiring-later-in-life

Host:

Nic Daniels BFA™, Financial Advisor

Find Us:

https://www.therealmoneypros.com

https://www.treecityadvisors.com

We hope you all had a very merry Christmas! Jeremiah and Alex talk about the popular “FAANG” stocks. These include some of the best-performing companies that are key to the movements in the markets. Should these stocks be a part of your portfolio? The team explains where your investments in growth stocks should be based on your time horizon.

Hosts:

Jeremiah Bates, Financial Advisor

Alexandra Lundgren AIF®, Financial Advisor

Find Us:

https://www.therealmoneypros.com

https://www.treecityadvisors.com

Merry Christmas, everyone! We’re all busy with holiday shopping, spending time with family, and relaxing. The last thing we want to think about is TAXES! But if you’re a member of Congress, that’s ALL you should be thinking about. Nic talks about the tax changes that are included in President Biden’s Inflation Reduction Act–the same ones that are yet to be clarified. Will these these changes actually solve our inflation issue?

Resources:

https://www.democrats.senate.gov/imo/media/doc/inflation_reduction_act_one_page_summary.pdf

https://taxfoundation.org/book-minimum-tax-analysis/

https://www.realclearmarkets.com/articles/2022/12/05/at_year_end_congress_must_fix_the_2023_tax_fire_it_lit_868128.html

https://crsreports.congress.gov/product/pdf/IF/IF11960

Host:

Nic Daniels BFA™, Financial Advisor

Find Us:

https://www.therealmoneypros.com

https://www.treecityadvisors.com

Do you have a specific criteria that a company must fall in between in order for you to feel good about investing in it? Then ESG Funds are right for you! Or, are they? Brian and Nic discuss the potential downsides to picking individual stocks for your portfolio and why mutual funds or ETFs is possibly the better choice. Ford and the future of EV infrastructure and gold as a hedge. In the second hour, TODs, stock inheritance, proper investment allocation, and more.

Hosts:

Brian Wiley, Financial Advisor

Nic Daniels BFA™, Financial Advisor

Find Us:

https://www.therealmoneypros.com

https://www.treecityadvisors.com

What to pay attention to and what to ignore when it comes to studying international markets – What’s today, is tomorrow somewhere else. Why is our U.S. currency so strong right now and when can we expect its value to decline. Brian talks about current geopolitical risks and its affects on international markets and currencies.

Be sure to visit our website and use the “Ask the Experts” feature to get your financial questions answered. No strings attached!

Host:

Brian Wiley, Financial Advisor

Find Us:

https://www.therealmoneypros.com

https://www.treecityadvisors.com

Special guest and show sponsor, Dave Perry with Academy Mortgage, joins Brian in the first hour of the show to answer the question we’ve all been asking: How much longer until housing comes back to equilibrium? Jeremiah takes place in the second hour to discuss bonds and how their secondary markets operate. Is now the best time to generate income by investing in the markets?

Guest:

Dave Perry, Sr. Loan Officer

https://academymortgage.com/?lo=dave-perry

Hosts:

Brian Wiley, Financial Advisor

Jeremiah Bates, Financial Advisor

Find Us:

https://www.therealmoneypros.com

https://www.treecityadvisors.com

Who would’ve thought that November would be the month that they markets started to recover? Probably not you. Know your timeline and invest accordingly. Jeremiah and Alex talk about Roth Conversions and how they may not actually benefit you. There are some tax implications you should be aware of first. Capital gains, bonds, and more.

Hosts:

Jeremiah Bates, Financial Advisor

Alexandra Lundgren, AIF®, Advisor

Find Us:

https://www.therealmoneypros.com

https://www.treecityadvisors.com

Will we ever see the bottom of the market? The answer is yes and our advice is to not worry about it too much. If you do your planning right, what happens around you becomes less scary. Tax lot sales, how to handle non-qualified gains, and building income portfolios. And instead of complaining about the wealthy using “tax loopholes”, how about we take advantage and benefit from them as well? Hope you all had a great Thanksgiving weekend!

Hosts:

Brian Wiley, Financial Advisor

Alexandra Lundgren, AIF®, Advisor

Find Us:

https://www.therealmoneypros.com

https://www.treecityadvisors.com