Real Money Pros

Coronavirus cases are back on the rise after the recent reopenings of cities all across the United States. Are you wearing your masks? Brian Wiley asks listeners on the coronavirus-free Big Dog Solar Studio Hotline how they are currently living among the virus.

In this Friday’s CapEd Case Study, Jeremiah Bates and Alexandra Lundgren take over the program. They focus on bad advice that people get from advisors and how it can negatively affect their retirement. The duo shares stories of a woman unknowingly spending $35,000 in taxes and a man losing $27,000 on a life insurance product that was meant to grow his retirement account. It’s important to get a second opinion, even if your current advice is spot on! When it comes to your money, you can never be too safe

Brian Wiley talks about business cycles and how internet-based companies have been taking over brick and mortar stores. With society starting to open back up, be very aware of where you invest your money and what money you're using. There has already been news of a second wave of COVID-19, so beware of the "dumb" money and how it could wreck the market.

Tonight, Brian Wiley is joined by Steve Rausch to discuss the ethics of the recent removals of historical statues around the country. We take your calls to hear your opinion!

The Idaho Statesman released an article claiming that Idaho was doing the worst at taking care of people with its unemployment benefits. But are they really failing the people? There are plenty of companies out there still hiring. Can the unemployed not find jobs are do they just want to take part in this unemployment "gold rush"? Plus, Brian Wiley talks about income vs. savings and how important it is for everyone to have at least 3-6 months of savings to live off of during financial emergencies.

After the longest economic bull run in the history of the U.S., our country is officially beginning a recession. Brian Wiley highlights the differences between a recession and a depression; the number one being short term vs. long term downfall. He also takes your calls to see what your "crystal ball" holds for the future. Plus, bucket based investing, fiat currencies, and the ability to control our economy.

The newest addition to the Tree City Advisors team, Kent Owings, joins Brian Wiley to talk about the insurance industry. Term vs. permanent life insurance, life insurance vs. annuity products, and the commission vs. fee industry and how that relates to insurance advice. They break down what you need to know about the insurance industry so you can differentiate between protection that you actually need and commission-driven sales products.

Brian Wiley is joined by Steve Cilley of Ataraxis PEO to discuss the new forgiveness guidelines for your PPP loans. The PPP Flexibility Act has now passed both the house and senate, extending the deadline to 24 weeks from now. They give you the need-to-knows on what's forgivable, what's not, and how to make sure 100% of your borrowings are forgiven. Rip up your old forgiveness application because another form will likely come.

Boise's Mayor McClean is trying to propose a 2% property increase to keep up with the city's spending. But why? Why can't city leaders like McClean cut costs somewhere else and use the money more efficiently? The same concept applies to businesses when it comes to employee pay and their well-being. Brian Wiley gets more into the details of good business owners vs. bad ones and how it's important for a business' longevity. Have you ever had a terrible boss?

Brian Wiley talks home assessments and the pros and cons of having a county commissioner come reevaluate your property. Too many Americans spend more than they have to in taxes, so don't be afraid to question and find (legal) ways around those taxes. Saving just a little bit of taxes each year goes a long way. Brian touches on today's markets and the possible volatility that may come in the near future. With Trump's tweets, riots, and coronavirus, Brian warns invest wisely, not emotionally!