Before we leap into an exciting new year for the Real Money, Real Experts podcast, we’re taking a moment to look back at some of our favorite episodes from 2021. In this episode, you’ll hear clips from a variety of guests we’ve had on the show this season as we remember the incredible stories, insights, and advice they had to share.

From all of us at AFCPE, we extend a huge thank you to everyone who’s tuned in this year! If you're interested in coming on our podcast for season three, check out the Guest Application linked in the show notes. We look forward to seeing you all again in 2022!

Show Notes:
01:08 John Sileo’s Key to Unlocking Cyber Security
03:30 Financial Therapy & Healing Money Scripts with Dr. Brad Klontz
06:58 Demystifying Credit with Experian’s Rod Griffin
08:35 Life Long Learning: Financial Education for All Ages with Ann House, AFC®
11:59 Jen Hemphill, AFC®: Why Her Dinero Matters
16:37 Going for Gold with Lauryn Williams
20:07 Overcoming addiction and leading with empathy with Ambus Hunter IV, AFC®  Candidate
23: 01 Show your Pride: Building an Inclusive Practice with Cait Howerton, AFC®, CFP®
24:43 DataPoints: The Psychology of Building Wealth

 Show Note links:
Podcast Guest Application
https://www.afcpe.org/real-money-real-experts-podcast/

Want to get involved with AFCPE®?
Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today!

Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Today on Real Money, Real Experts, co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson chat with Rachael DeLeon, AFCPE’s Senior Director of Member Services and Communications and soon-to-be Interim Executive Director.

 
As Rebecca prepares to take the next step in her career, we pause to reflect back on the incredible impact she’s had on AFCPE over the past 16 years, while learning more about Rachael’s involvement and vision for the future. AFCPE is poised for an exciting future with new partnerships, new technology, and new opportunities for our members and AFCs. If you want a sneak peek into what’s in store for 2022, this episode is a must-listen!

Show Notes:
00:52 Rachael’s Introduction
01:26 Rachael’s Road to AFCPE®
06:29 The Magic of the AFCPE® Symposium
10:43 AFCPE® Through Rebecca’s Leadership
17:09 The Future of AFCPE®
22:22 Rachael’s Two Cents for the Future of AFCPE
 
Show Note links:
Wells Fargo Foundation Project: https://www.canportal.org/afcpecovid19
Barb O’Neill podcast: https://podcasts.apple.com/vc/podcast/real-money-real-experts/id1514660485
AFCPE® Archives Project: https://drive.google.com/file/d/1qSSiiPj4FwNo63lJX_AfpvnHDrQPOVU1/view?usp=sharing
Archives project volunteer form: https://forms.gle/Za9dC9Njsj62o8RX8

Want to get involved with AFCPE®?
Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today!

Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

 On this episode of Real Money, Real Experts, co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson talk with Sarah Li-Cain, finance writer, podcast producer, and host of Beyond the Dollar.

As a journalist, Sarah speaks to an incredible variety of people, listening to how money intersects with their physical, mental, and spiritual health. In this episode, Sarah discusses how money affects the human condition and how, as financial counselors, we must work to understand the heart of our clients’ money behaviors. 

Remember, if you missed this year’s Symposium, you can still register for the on-demand recordings and access more than 50 hours of professional development content. Thank you to everyone who joined us!

 Show Notes:

00:52 Sarah’s Introduction
01:36 Sarah’s Journey into the Field
03:36 Finding the AFC®
07:58 “Money itself is only as important as what's going on in someone's life”
10:20 Beyond the Money
19:18 Values Based Spending & What is Enough for You
22:40 Sarah’s Two Cents

 
 Show Note links:

Connect with Sarah!
 Twitter: @sarahlicain
Instagram: @beyondthedollar
LinkedIn: http://www.linkedin.com/in/sarahlicain
http://beyondthedollar.co
https://beyondthedollar.co/enough/
https://beyondthedollar.co/spending/

Want to get involved with AFCPE®?
Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today!

Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

According to the US Census Bureau, one in five Americans will be aged 65 or older by the end of this decade. Unfortunately, this growing population is also most at risk for financial fraud and exploitation.

Today on Real Money, Real Experts, co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson are joined by AFC® Corey Carlisle, Senior Vice President at the American Bankers Association and Executive Director of the ABA Foundation. In this episode, Corey dives into what it means to become a financial caregiver for an older generation and how we can provide more resources and tools to support them as they serve this vulnerable population.

Corey also gives us a sneak peek of his Symposium topic, discussing the need for financial inclusion for previously incarcerated citizens. If you’re interested in hearing more from Corey, don’t miss his panel discussion during the 2021 AFCPE Symposium happening November 15 - 19!

Show Notes:

00:52 Corey Introduction
01:49 Corey’s Journey Into the Field
02:44 The American Bankers Association
04:46 Corey’s Journey towards the AFC®
07:33 Financial Caregiving
10:10 Be Aware – Scams Targeting the Elderly
12:05 Having Those Tough Conversations with your Loved Ones
16:32 Financial Wellbeing for Previously Incarcerated Citizens
22:36 Corey’s Two Cents

 Show Note links:

Connect with Corey!

LinkedIn: linkedin.com/in/coreycarlisle
Twitter: @FinHealthCorey

Resources
aba.com/foundation
aba.com/consumers
https://www.aba.com/advocacy/community-programs/finedlink
https://bankingjournal.aba.com/2018/11/a-financial-caregiver-chances-are-youll-be-one-or-youll-need-one/
https://www.aba.com/advocacy/community-programs/safe-banking-for-seniors
https://www.nia.nih.gov/
https://www.consumerfinance.gov/consumer-tools/educator-tools/resources-for-older-adults/
https://www.aba.com/banking-topics/operations/diversity-equity-inclusion
https://joinbankon.org/ 

Want to get involved with AFCPE®?
Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today!

Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

What do RVs, sign language, and AFC® certification have in common? They’re all part of the journey for our latest podcast guest, Melissa Mittelstaedt.

Melissa is a sign language interpreter, the founder of Money Coach, an AFCPE member, and an AFC candidate. On this episode of Real Money, Real Experts, Melissa dives into creating financial stability despite variable income, creating more accessible financial resources for our deaf and hard of hearing clients, and common advice she gives to women entrepreneurs chasing their dreams.

Show Notes:

00:52 Melissa Introduction
01:14 Melissa’s Journey
05:40 Running a Business, Supporting Dreams, Full Time RV Living
09:59 Melissa’s Private Practice
15:57 Lessons Learned
18:40 Working with Clients that are Deaf or Hard of Hearing
24:02 The Value of the AFC®
27:32 Melissa’s Two Cents

Show Note links:

Contact Melissa:
Website: https://www.melissamitt.com/about
Instagram: https://www.instagram.com/_melissamitt/

Mix Captions:
Instagram: https://www.instagram.com/mixcaptions
Twitter: https://twitter.com/mixcaptions 

Want to get involved with AFCPE®?
Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today!

Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

In honor of Hispanic/Latinx Heritage Month, we are re-releasing our conversation with Jen Hemphill, AFC®, host of the Her Dinero Matters podcast.

This blog post includes additional information on the unique barriers to financial well-being that members of the Latinx community may encounter as well as resources to use with your Latinx clients.

In this episode of Real Money, Real Experts co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson talk to award-winning podcaster and AFC® Jen Hemphill. Jen has devoted her career to helping women feel like the queen of their financial lives, and is committed to helping Latinas across the US find financial freedom.

The three discuss Jen’s journey from military spouse to AFC®. Covering important topics like building a private practice, defining your niche, and having multiple streams of income, Jen openly shares her journey and the mistakes that she made along the way. Jen also touches on the important ways that culture impacts our money decisions. Tune in to learn more about Jen’s experiences, and to gain a new perspective to better support your clients.

Show Notes:

00:52 Jen Introduction
05:09 Jen’s Journey to Personal Finance
12:05 Building her Private Practice
16:22 Finding your Niche
19:14 Finances and the Latinx Community
25:27 Growing your Business & Having Multiple Sources of Income
32:54  Writing and Self-Publishing Her Dinero Matters 
38:02 Your Two Cents

Show Note Links:

Get in Contact with Jen!

Website: https://jenhemphill.com/
Podcast: https://jenhemphill.com/her-dinero-matters-podcast/
Twitter: https://twitter.com/jenhemphilll
Facebook: https://www.facebook.com/moneywithjen/
Instagram: https://www.instagram.com/jenhemphill/ & https://www.instagram.com/herdineromatters/
Linked In: https://www.linkedin.com/in/jenhemphill/

Resources

Money as You Grow resource for parents: https://www.consumerfinance.gov/consumer-tools/money-as-you-grow/

Her Dinero Matters:  https://jenhemphill.com/book

Resources for Inclusion of Latinx Community: https://drive.google.com/file/d/1zNIvlgiqgusYVlri9XRCW1GX5_j0mL7S/view?usp=sharing

FINRA Foundation Military Spouse Fellowship for the AFC(R): https://www.afcpe.org/career-and-resource-center/finra-foundation-military-spouse-fellowship/

AFCPE Membership:

Want to get involved with AFCPE®?
Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today!

Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

What does it truly mean to be unbanked or under-banked? What unexpected impacts can it have on the financial security of our clients?

We dive into these questions on this eye-opening episode of Real Money, Real Experts with Leigh Phillips, President of SaverLife, a national nonprofit that helps working families achieve prosperity by taking small savings steps. From lack of access to emergency funds to predatory debt traps, Leigh shares the serious barriers to financial stability that come with being unbanked or under-banked and shines light on the steps AFCPE professionals can take to help.

Don’t forget, SaverLife will be one of our keynote sessions at our upcoming 2021 AFCPE symposium, sharing powerful stories about the struggles and resilience of those hardest hit by the pandemic. If you enjoyed this episode, you don't want to miss it!

Show Notes:

00:52 Leigh Introduction
01:40 Leigh’s Journey into the Field of Finance
05:08 History of Bank on San Francisco
08:43 Financial Implications of Being Unbanked or Underbanked
11:12 Inspiring Individuals to Start Saving with SaverLife
17:50 How just $100 in Savings can Change your Life
22:26 Impact of the COVID-19 Pandemic
26:04 How AFCPE® Professionals Can Help
28:48 Connect to SaverLife & Access Resources

 Show Note links:

Get in contact with Leigh and SaverLife:

Twitter: @wearesaverlife and @twoleighp
LinkedIn: https://www.linkedin.com/company/saverlife
www.SaverLife.org

Resources:
www.About.saverlife.org 
https://about.saverlife.org/research-posts/finra
https://joinbankon.org/
https://www.fdic.gov/analysis/household-survey/index.html
https://cfefund.org/
https://www.hardhit.org/
https://www.hardhit.org/data
www.afcpe.org/career-and-resource-center/certification-scholarships/
www.afcpe.org/symposium 

Want to get involved with AFCPE®?
Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today!

Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Real Money, Real Experts welcomes Ryan Law, CFP®, AFC® for another Facebook Live!  Student loan policies have gone through a lot of changes this past year. Check out this Real Money, Real Experts Live for and overview of these changes and what comes next for borrowers. 

Show Notes:

00:02 Ryan Introduction
01:00 COVID-19 Student Loan Updates
02:20 Temporary Suspension of Federal Student Loan Payments & Debt Collections
05:36 Temporary 0% Interest on all Federal Student Loans
07:13 Getting Ready for Repayment
08:45 BIG Update for Approximately 10 Million Borrowers
10:40 Public Service Loan Forgiveness
12:54 Have Loans with FedLoan or Granite? Take These Steps!
14:18 Question from the Audience
15:15 Avoiding Student Loan Scams & Reliable Forgiveness Programs
21:27 AFCPE®’s College Finance Essentials Course
24:59 Ryan’s Two Cents

Show Notes Links:

More about Ryan & how to contact him: Ryan H. Law Student Loan page
To get more information on all student loans: Studentaid.gov
Public Student Loan Forgiveness Information
Federal Student Loan Servicers
Ryan’s book: Student Loan Planning: A Borrower’s Guide to Understanding and Repaying Student Loans
For more information on College Finance Essentials, check out: https://www.afcpe.org/educati.../college-finance-essentials/ use code CFE2021 for 25%! This code expires December 31, 2021

Want to get involved with AFCPE®?
Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today!

Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Today on Real Money, Real Experts, co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson are joined by Dr. Brad Klontz, a financial planner, financial psychologist, and coauthor of six books on the psychology of money.

In this episode, Dr. Klontz dives into the world of financial therapy, exploring its similarities and differences with financial coaching and counseling, and sharing the incredible impact it can have on our personal relationship with money. We learn about our individual, deep-rooted beliefs around money called “money scripts,” how they affect us, and how we can change them.

Don’t forget, Dr. Klontz will be delivering keynote remarks at our upcoming 2021 AFCPE symposium. This episode is a must-listen, especially if you’ll be joining us in November!

 
 Show Notes:

00:52 Brad introduction
01:45 Brad’s introduction to the Field of Finance
04:29 How Financial Therapy Differs from Counseling & Coaching
08:51 Identifying and Working Through Money Scripts with your Clients
15:48 Importance of Talking About Money with Children
21:17 Intersectionality of Money Scripts
26:18 It’s Unromantic, but Important – Talking about Money with your Partner Early
34:47 Brad’s Two Cents

Show Note links:

Connect with Brad! 

@drbradklontz on all social media platforms
https://www.bradklontz.com/about
www.bradklontz.com/moneyscriptstest

Resources

www.afcpe.org/career-and-resource-center/certification-scholarships/
www.afcpe.org/symposium 
https://financialtherapyassociation.org/find-a-financial-therapist/
https://www.financialpsychologyinstitute.com/
AFCPE Member Discounts

Want to get involved with AFCPE®?
Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today!

Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

How has our history shaped our financial present? What is the origin of wealth? Co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson discuss why these questions matter on this episode of Real Money, Real Experts with award-winning author Edgar Villanueva.

 
Edgar is an enrolled member of the Lumbee tribe of North Carolina, the Principal of Decolonizing Wealth Project and Liberated Capital, and the author of the bestselling book Decolonizing Wealth.

Pulling from his experience advising global organizations on advancing racial equity from within, Edgar explains financial counselors and advisors must not only understand our history and the origins of wealth, but must also ensure their services are open and accessible to clients from vastly different communities or backgrounds than their own.

  
 Show Notes:

00:52 Edgar introduction
3:09 Edgars Career Trajectory
5:36 Principles of Decolonizing Wealth
12:55 Doing the Work – Holistic Understanding of the Individual to Better Serve Clients
15:51 Financial Challenges of the Native American Community
22:45 Edgar’s Two Cents        

 
 Show Note links:

Connect with Edgar! 
Twitter: @VillanuevaEdgar
Instagram: @VillanuevaEdgar 

Facebook: https://www.facebook.com/DecolonizingWealth/
LinkedIn: https://www.linkedin.com/company/decolonizing-wealth-project/
Decolonizing Wealth: https://decolonizingwealth.com/
7 Steps to Healing: https://decolonizingwealth.com/7-steps-to-healing/

Want to get involved with AFCPE®?
Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today!

Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.