Personal Finance for Long-Term Investors - The Best Interest

Reset Your Portfolio Expectations, Before It's Too Late | Peter Lazaroff - E112


Listen Later

Jesse welcomes back Peter Lazaroff to discuss the psychology and strategy of investing during uncertain times. They explore how media narratives and recession fears can distort investor behavior, emphasizing the importance of focusing on business earnings rather than sensational headlines. Peter shares why he separates his portfolio thinking from his balance sheet management, especially during potential economic downturns, and offers practical guidance for both pre-retirees and younger investors. The conversation also touches on international diversification, sequence of returns risk, and why consistency in strategy beats chasing performance. Plus, Peter gives an update on his podcast and his upcoming book The Perfect Portfolio.

Key Takeaways: • Media headlines and algorithm-driven news feeds often amplify fear, leading investors away from rational, long-term thinking. • Real-world economic pain doesn’t always correlate with poor stock performance, and vice versa. A stock market decline doesn’t necessarily signal a broader economic recession. • Building a cash buffer ahead of retirement helps mitigate sequence of returns risk. • Global diversification may not always boost returns, but it smooths out the ride, improving compound returns. • A longer-term view of markets and recessions builds resilience and patience. • Planning for a range of outcomes is more effective than trying to call the next market move.

Key Timestamps: (03:00) The Gladiator Analogy: Embracing Volatility (04:26) Setting Realistic Investing Expectations (06:17) Fire Drills for Your Portfolio (09:38) A Letter to Myself: Handling Market Crashes (14:36) Peter Lazaroff Joins the Conversation (27:15) Understanding the Emotional Side of Investing (29:39) The Importance of Documenting Investment Decisions (32:14) The Impact of News Narratives on Investment Decisions (41:23) Recession and Its Effects on Your Portfolio (46:53) International vs. Domestic Investments

Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques

Mentions: Website: https://peterlazaroff.com/ LinkedIn: https://www.linkedin.com/in/peterlazaroff/ Mentions: Peter's Book: https://peterlazaroff.com/freebook Are You Not Entertained?  https://bestinterest.blog/are-you-not-entertained/ Break Glass in Case of Market Crash?  https://bestinterest.blog/break-glass-market-crash/

More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at [email protected] Consider working with me at https://bestinterest.blog/work/

The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

 

...more
View all episodesView all episodes
Download on the App Store

Personal Finance for Long-Term Investors - The Best InterestBy Jesse Cramer

  • 4.9
  • 4.9
  • 4.9
  • 4.9
  • 4.9

4.9

102 ratings


More shows like Personal Finance for Long-Term Investors - The Best Interest

View all
Your Money, Your Wealth by Joe Anderson, CFP® & Alan Clopine, CPA of Pure Financial Advisors

Your Money, Your Wealth

775 Listeners

The Stacking Benjamins Show by StackingBenjamins.com | Cumulus Podcast Network

The Stacking Benjamins Show

1,974 Listeners

Retirement Starts Today by Benjamin Brandt CFP®, RICP®

Retirement Starts Today

497 Listeners

Afford Anything by Paula Pant | Cumulus Podcast Network

Afford Anything

3,533 Listeners

ChooseFI by ChooseFI

ChooseFI

5,101 Listeners

Stay Wealthy Retirement Podcast by Taylor Schulte, CFP®

Stay Wealthy Retirement Podcast

656 Listeners

Bogleheads On Investing Podcast by bogleheads

Bogleheads On Investing Podcast

580 Listeners

Earn & Invest by Jordan Grumet (Doc G)

Earn & Invest

433 Listeners

Sound Investing by Paul Merriman

Sound Investing

338 Listeners

The Rob Berger Show by Rob Berger

The Rob Berger Show

172 Listeners

Risk Parity Radio by Frank Vasquez

Risk Parity Radio

248 Listeners

Two Sides of FI by Jason and Eric

Two Sides of FI

346 Listeners

Mile High FI Podcast by Doug Cunnington & Carl Jensen

Mile High FI Podcast

185 Listeners

The Long Term Investor by Peter Lazaroff

The Long Term Investor

131 Listeners

Catching Up to FI by Bill Yount & Jackie Cummings Koski

Catching Up to FI

334 Listeners