Welcome to the 100th episode of Retire in Texas! 

In this special milestone edition, Darryl Lyons reflects on the incredible journey of the Retire in Texas podcast and expresses his gratitude to his loyal listeners.

Additionally, this episode delves into an important topic, framed in the context of the upcoming 2024 political ads, which are expected to be fueled by fear and emotion.

Some of the topics discussed include: 

• A discussion of what is to come with regards to political advertisements surrounding the upcoming 2024 Presidential Election.
• An in-depth explanation of the four pillars of success.
• What you should be thinking about to ensure you are making informed, logical decisions that aren’t fueled by emotion.
• The value you can find in taking calculated risks.

If you enjoyed today’s special episode, be sure to share it with your friends and family!

Disclaimer: Clicking the Like button does not constitute a testimonial for, recommendation or endorsement of our advisory firm, any associated person, or our services. Clicking the Like button is merely a mechanism to circulate our social media page. “Like” is not meant in the traditional sense. In addition, postings must refrain from recommending us or providing testimonials for our firm.

For families with special needs children, creating a Special Needs Trust or an Able Account helps ensure that they can continue to receive necessary public benefits and support, even if their parents are no longer able to care for them. 

In this week’s episode of Retire in Texas, Darryl Lyons welcomes David Alvarez onto the show. David is a partner of PAX Financial Group and has a deep understanding of the financial advice world. 

Some of today’s topics discussed include: 

-Highlighting the importance of special needs planning and the need to make legal and financial preparations for their future.

-A breakdown of Special Needs Trusts and what benefits it can offer for a variety of different circumstances.

-What Able Accounts are, and why they are a more cost-effective way to save for the future of special needs children compared to setting up a Special Needs Trust.

-Emphasizing the importance of communication within the family regarding long-term planning.

If you enjoyed today’s episode, make sure to share it with a friend or loved one!

Disclaimer: Clicking the Like button does not constitute a testimonial for, recommendation or endorsement of our advisory firm, any associated person, or our services. Clicking the Like button is merely a mechanism to circulate our social media page. “Like” is not meant in the traditional sense. In addition, postings must refrain from recommending us or providing testimonials for our firm.

“But the worries of this life, the deceitfulness of wealth and the desires for other things come in and choke the word, making it unfruitful” (Mark 4:19). 

At the beginning of October, the marketplace enters its fourth quarter, and many people are hoping to see improvements, especially from that of the previous third quarter. 

In today’s episode, Darryl Lyons addresses Q3 concerns and reviews external factors that have had their chokehold on the market and its ability to thrive, offering insight into what the future may hold and how we can deal with it.  

This week’s highlights include: 

• A review of the third quarter market and its impact on financial portfolios. 
• The impact of rising interest rates on the stock and bond markets. 
• What a statement risk is and how to avoid it. 
• An overview of structured products and how they provide a degree of risk management. 

If you enjoyed listening to today’s episode, be sure to share it with a friend or family member! 

Texas has four of the nation’s largest metropolitan areas, with two of them being in the top five, and this number is exponentially greater than it was just a few short decades ago. With this rapid growth, it is time for Texas to start attracting young workers all over the state so that these metropolitan areas can boom like they are capable of. 

In this week’s edition of Retire in Texas, Darryl Lyons discusses everything you need to know about the current economy of Texas, where it is headed, and what we can be done to ensure the State’s future pans out like it should.

Some of the show’s highlights include: 

• The impact of immigration and overpopulation on Texas’ resources.
• Suburban population density and how Texas’ infrastructure will need to be upgraded to handle the growth.
• The challenges that these growing urban communities are facing with attracting young workers.
• A breakdown of some of the pressing issues that Texans will face with finite resources that comes naturally with exponential growth. 
•  

Let us know what you think of today’s episode by sharing this podcast with someone that loves Texas just as much as you do!

Disclaimer: Clicking the Like button does not constitute a testimonial for, recommendation or endorsement of our advisory firm, any associated person, or our services. Clicking the Like button is merely a mechanism to circulate our social media page. “Like” is not meant in the traditional sense. In addition, postings must refrain from recommending us or providing testimonials for our firm.

Since the beginning of 2023, there have been over 1,000 IPOs in the United States alone. 

In this week’s edition of Retire in Texas, Darryl Lyons discusses everything you need to know about IPOs, and why they are crucial to both the American economy, and the global economy. 

Highlights of the episode include: 

• An explanation of what an IPO is.
• The relationship between IPOs and small businesses across the nation.
• How IPOs serve as an indicator of which countries have strong financial foundations.
• Why IPOs may prove strategically important to a financial portfolio.

Let us know what you thought of today’s episode by leaving a comment and sharing the podcast with a friend!

Disclaimer: Clicking the Like button does not constitute a testimonial for, recommendation or endorsement of our advisory firm, any associated person, or our services. Clicking the Like button is merely a mechanism to circulate our social media page. “Like” is not meant in the traditional sense. In addition, postings must refrain from recommending us or providing testimonials for our firm.

With September being the worst month for the stock market every single decade since 1970, today’s episode analyzes some of the other month-to-month trends that could be important to recognize in order to create a better, more secure financial future for you and your family.

This week’s highlights include:

*A brief summary of why September has historically been the worst performing month for stocks across the market.

*A breakdown of the January Effect, and why some economists feel it is a sure way to receive material bonuses at the beginning of every year.

*Other strategies that might help you capitalize on monthly trends.

*Why portfolio diversification is an optimal method to provide future financial stability.

If you learned something new from today’s episode, share it with a friend or family member!

“Command those who are rich in this present world not to be arrogant, nor to put their hope in wealth, which is so uncertain, but to put their hope in God, who richly provides us with everything for our enjoyment. Command them to do good, to be rich in good deeds, and to be generous and willing to share. In this way they will lay up treasure for themselves as a firm foundation for the coming age so that they may take hold of the life that is truly life.”

(1 Timothy 6:17-19)

At PAX Financial, our mission statement is infused into everything that we do. Even though this may have caused some backlash over the years given we are outspoken in our beliefs, it is clear now more than ever that it is crucial to keep our mission at the heart of our actions in order to be of service to clients in the best possible way.

In this episode of Retire in Texas, this subject is highlighted. Key topics shared include:

-The thoughtful reasoning as to why the scripture 1 Timothy 6:17-19 is integral to the PAX Financial mission statement.

-Perspective from CEO Darryl Lyons as to why he once felt the need to shy away from speaking his beliefs when under the public eye.

-How Judeo-Christian values have enabled PAX to truly be a firm that puts our clients’ best interests at heart, every single time. 

-A breakdown of the three chapters of the PAX journey to becoming comfortable saying that we are fiduciaries who honor Judeo-Christian values.

If you enjoyed listening to today’s episode, share it with a friend or loved one!

With seemingly more and more businesses blurring their morals when making financial decisions, it is more important than ever that you crystallize your own values and virtues.

In today’s episode of Retire in Texas, Darryl Lyons breaks down what “Woke Culture” is and how this form of global activism is transforming our economic and political environments.

Topics discussed include: 

• What “Woke Culture” really means and how it has already impacted the world we live in. 
• Vivek Ramaswamy’s view on the current stage of “wokeism”, and how his Investment Firm navigates this complex landscape. 
• What we can do personally to ensure we aren’t straying from our own values and morals in relation to our financial goals.

This episode’s topic is timely and offers a fresh perspective on a complex subject.

If you enjoyed today’s episode, share it with a friend!

“A man’s heart plans his way, But the Lord directs his steps.” (Proverbs 16:9).

Despite placing our trust in the Lord, we must take sole control of our financial futures. 

You never know what unexpected life interruptions are going to shake up your financial situation, so it is crucial that you are consistently checking on your current situation and ensuring you have a contingency plan. 

In today’s episode, you will learn about 10 of the most important topics that our financial advisors discuss with their clients during their annual checkups.

These 10 topics are:

1. Protection
2. Performance Review
3. Spousal Alignment
4. Emergency Fund
5. Check your Pivot Date
6. Debt
7. Beneficiaries
8. Tax Planning
9. Held Away Account
10. Your Net Worth

Let us know what you thought of today’s episode by leaving a comment and sharing the podcast with a friend!

With the country’s yearly inflation rate now exceeding 9%, the Federal Reserve has been aggressively raising interest rates to try and combat this.

But with rising interest rates, the economy inevitably responds by starting to slow down.

In today’s episode, you will learn what future implications we will be seeing from these current economic conditions, and if this means we should be concerned about an upcoming recession. 

Topics covered include:

*What economists mean when they are referring to soft landings and hard landings.

*Why raising interest rates always leads to a slower economy.

*Why some economists are sure that an economic recession is looming, and why some aren’t so sure.

*How we can prepare for any upcoming impacts from the Feds raising interest rates.

If you enjoyed today’s episode, make sure to share it with a friend or family member!