Working in the health industry is not easy.

Most of us only know the perspective of a patient, so complaining about doctors who only talk to you for two minutes sending you back home is a low-hanging fruit.

But the truth is, it isn’t their fault. In fact, the insurance companies forces them to meet a daily quota of patients per day if they want to get by.

Fortunately, there are ways to ensure that doctors can take proper care of their patients.

In today’s episode, James Ogletree, Director at Health By Design,shares how agreeableness can kill a business, why doctors can’t take care of their patients, and how businesses can thrive with healthier employees.

Listen now.

Show highlights include:

• Why your likeability may hold you back from better results in your business (5:47)
• Why small town people who choose big universities risk losing several years of their life (and what to do instead) (7:14)
• How the health industry prevents doctors from taking care of their patients (and what you can do about it) (10:40)
• How to prevent falling into a rut of regret as soon as you retire (17:17)

Disclosure:

"Clicking the Like button does not constitute a testimonial for, recommendation or endorsement of our advisory firm, any associated person, or our services. Clicking the Like button is merely a mechanism to circulate our social media page. “Like” is not meant in the traditional sense. In addition, postings must refrain from recommending us or providing testimonials for our firm."

The failure of Silicon Valley Bank worries not only their clients, but also every investor in the U.S.

On one hand, it’s the biggest bank collapse since 2008.

On the other hand, we were lucky it didn’t cause a chain-reaction.

And the Federal Reserve follows a plan—albeit, a risky plan—to reduce the damage, and save SVB’s clients.

Furthermore, understanding how the current situation in the banking sector came to be can help us make better decisions on the stock market.

In today’s episode, you’ll discover why your bank may share SVB's fate, and why the current crisis may even be an opportunity to stabilize the stock market.

Listen now.

Show highlights include:

• The truth about what banks do with your money (and how they risk loosing it all) (4:19)
• What went wrong with Silicon Valley Bank (and why many other banks may share their fate) (6:27)
• Why the Federal Reserve may not save people who lose all their money (even if they can) (11:27)
• The roundabout, yet effective way the Federal Reserve wants to regulate the banking sector and stabilize the stock market (13:40)

Disclosure:

"Clicking the Like button does not constitute a testimonial for, recommendation or endorsement of our advisory firm, any associated person, or our services. Clicking the Like button is merely a mechanism to circulate our social media page. “Like” is not meant in the traditional sense. In addition, postings must refrain from recommending us or providing testimonials for our firm."

The stock market seems turbulent and unpredictable right now.

It’s high volatility is probably not going away soon.

While this is discouraging, you are not powerless or have to just wait it out.

In fact, understanding what makes the current market unpredictable is the first step to set your portfolio up for bigvwins.

In today’s episode, I’ll share a tried and tested strategy to invest in the stock market, how to analyze stocks in a hurry, and how to invest now to reap higher rewards in the future.

Listen now.

Show highlights include:

• The “Core-Satellite” portfolio that gives you stability while saving you time (5:58)
• The simple, yet reliable way to find the right stocks for your portfolio (7:27)
• How changes of the debt ceiling may affect the performance of your portfolio (15:23)
• How to protect your stock portfolio against high volatility in the markets (18:27)

Disclosure:

"Clicking the Like button does not constitute a testimonial for, recommendation or endorsement of our advisory firm, any associated person, or our services. Clicking the Like button is merely a mechanism to circulate our social media page. “Like” is not meant in the traditional sense. In addition, postings must refrain from recommending us or providing testimonials for our firm."

If stocks zig. bonds zag.

This means that, if the stock market goes down, bonds go up.

It’s common to diversify your portfolio by balancing out stocks and bonds, as they historically compliment each other.

But this doesn’t seem to be the case right now. Both are going down.

And people are starting to question diversification as a strategy.

In today’s episode, you’ll get a report on what is going on in the market right now, and how you can still use bonds to build and protect your wealth in 2023.

Listen now.

Show highlights include:

• The “Recipe” method to never worry about your investment portfolio again (2:52)
• What you can ask your financial advisor to understand your portfolio better right away (7:05)
• The reason why stocks and bonds are going down together right now (and why this is only temporary) (7:58)
• Why bonds are a lucrative investment (even if they may burden your portfolio right now) (15:48)

Disclosure: 

"Clicking the Like button does not constitute a testimonial for, recommendation or endorsement of our advisory firm, any associated person, or our services. Clicking the Like button is merely a mechanism to circulate our social media page. “Like” is not meant in the traditional sense. In addition, postings must refrain from recommending us or providing testimonials for our firm."

References:

Don't Lose Faith in the 60/40 Portfolio.  https://www.morningstar.com/articles/1133395/dont-lose-faith-in-the-6040-portfolio

Texas Housing Market Predictions & Trends 2023  https://www.noradarealestate.com/blog/texas-housing-market/

Factbox: The U.S. debt ceiling and markets: Gauging the fallout  https://www.reuters.com/markets/us/us-debt-ceiling-markets-gauging-fallout-2023-02-16/

When they pivot into retirement, people ask themselves one question first.

Will I be able to pay my bills without working a job?

Being able to cover your expenses gives you peace of mind.

But, you will also have a lot more free time to look forward to. Especially, if you are used to being busy and working long hours in a workweek.

And if you don’t plan on what to do with this time, you may not enjoy your retirement as much as you’d expect.

In this episode, Ron Stanton shares how to pivot from years of working long hours to retiring while you contribute to your community and guide the next generations.

Listen now.

Show highlights include:

• How experiencing humiliation makes having to motivate yourself to do hard work unnecessary (5:18)
• Why setting specific goals helps you succeed (even if you don’t achieve them) (11:12)
• What to expect if you consider to work in special education (14:07)
• One way to aid your community with a little time per week (17:29)

Disclosure:

"Clicking the Like button does not constitute a testimonial for, recommendation or endorsement of our advisory firm, any associated person, or our services. Clicking the Like button is merely a mechanism to circulate our social media page. “Like” is not meant in the traditional sense. In addition, postings must refrain from recommending us or providing testimonials for our firm."

Our education and job system is broken.

We force everyone into college to major in any random course of study and graduate after 4 years.

But some of these degrees don’t have a job market out there for them after college. So they end up behind the counter, as Starbucks baristas. Simply making ends meet.

But there’s good news.

There’s a good career path you can take without wasting 4 years in college.

In fact, there’s a huge gap for these kinds of people. Tons of business owners are asking for people who followed this path.

So what is this career path?

In today’s episode, Todd Fleming, a CPS Energy veteran retired at 55 years old, shares why learning a trade is a great career path. You’ll also discover the massive freedom and monetary benefits that come with working as a skilled worker.

Listen now.

Show highlights include:

• Why a trade program is more important than your college degree (6:04)
• How Todd went from making minimum wage as a laborer to retiring at 55 without jumping from job to job (and how you can too) (8:37)
• Why learning a trade can unlock millions of dollars in retirement funds. (13:44)
• The right things to consider before retiring (so you don’t drown in debt) (12:15)
• A simple career blueprint you can follow if you want to be in a trade and retire before you hit 60. (19:49)

Disclosure:

"Clicking the Like button does not constitute a testimonial for, recommendation or endorsement of our advisory firm, any associated person, or our services. Clicking the Like button is merely a mechanism to circulate our social media page. “Like” is not meant in the traditional sense. In addition, postings must refrain from recommending us or providing testimonials for our firm."

“Put your mind to it and work hard.”

We’ve all heard similar words since we were children.

Because having the right work ethic helps us make the right decisions for ourselves.

And especially people, who’ve succeeded despite many hardships growing up, say that their success was due their work ethic.

And who could explain how to develop the right work ethic better than a veteran who served his country for many years?.

In this episode, retired marine Tony White, shares how to thrive in hard times, and a simple tip to make better decisions.

Listen now.

show highlights include:

• The work ethic that turns hardships in your life into your biggest achievements (2:08)
• How to adapt to new responsibilities (even if they are the opposite of what you expected) (8:18)
• One simple, yet effective habit to end bad decisions you regret (12:59)
• How networking with the right people can be a short cut to changing your career

Disclosure:

"Clicking the Like button does not constitute a testimonial for, recommendation or endorsement of our advisory firm, any associated person, or our services. Clicking the Like button is merely a mechanism to circulate our social media page. “Like” is not meant in the traditional sense. In addition, postings must refrain from recommending us or providing testimonials for our firm."

No one is surprised when someone goes to college, graduates and becomes successful in life.

This gives the misleading impression that only college graduates can have a successful business career.

If you drop out of college, you bury your opportunities.

And nothing refutes this belief better than living proof to the contrary.

In today’s episode, Tom Cuthbert, Vistage Master Chair and CEO Coach shares why real-life experience is superior to any degree, and what to do when you doubt yourself.

Listen now.

Show highlights include:

• The "Earn It" method to teach a child how to handle money responsibly (so they succeed as adults) (7:57)
• Why your “Life-BA” is more important than getting a college degree if you want to run a successful business (10:56)
• What to do whenever you have doubts about your success in the future to eliminate it (14:28)
• Why the most successful CEOs rely on business coaches to help them make better decisions (18:42)

Disclosure:

"Clicking the Like button does not constitute a testimonial for, recommendation or endorsement of our advisory firm, any associated person, or our services. Clicking the Like button is merely a mechanism to circulate our social media page. “Like” is not meant in the traditional sense. In addition, postings must refrain from recommending us or providing testimonials for our firm."

Imagine the day you retire.

You’ve been working and investing for years leading up to this point.

Not just money, but also countless hours went into planning and setting up your retirement plans.

Just for the market to crash as soon as you retire.

It’s unfortunate, since the market is outside of your control.

On the other hand, you are not powerless.

Today, you will discover how to manage the sequence-of-returns risk, and why your emergency fund may be the key to a stress-free retirement.

Listen now.

Show highlights include:

• The “Wants and Needs” method to knowing your monthly budget (7:07)
• How to reduce the risk of the market burning your savings with your emergency fund (8:50)
• 3 ways to cover your basic expenses for the rest of your life (10:49)
• How you can afford the things you enjoy (even if the market is crashing) (13:20)
• How to turn your inheritance into a life-changing legacy for your family (15:07)

Disclosure: 

"Clicking the Like button does not constitute a testimonial for, recommendation or endorsement of our advisory firm, any associated person, or our services. Clicking the Like button is merely a mechanism to circulate our social media page. “Like” is not meant in the traditional sense. In addition, postings must refrain from recommending us or providing testimonials for our firm."

Investing is simple.

You acquire assets to profit from their increase in value.

Yet, so many people overcomplicate it, and change their strategy whenever they feel uneasy about the markets. 

The result? 

They stay stuck with their portfolio, unsatisfied with their returns.

Even if you have the best investment strategies in place, you will never have full control over the outcome.

What you can do is inform yourself, so you can decide how to invest your money to generate wealth.

In this episode, you’ll discover what behavior ruins any plan to make successful investments, what to do instead, and an overview over tried and tested investment strategies.

Listen now.

Show highlights include:

• Why the urge to be in control may be holding you back from successful investments (0:45)
• Why the bond market offers great opportunities (even if it seems to be going down right now) (5:40)
• How structured products can enrich your portfolio by reducing the risk of volatile assets (10:05)
• Why dollar cost averaging and annuities can work for you (and when it’s better to forego them) (12:05)

Disclosure: 

"Clicking the Like button does not constitute a testimonial for, recommendation or endorsement of our advisory firm, any associated person, or our services. Clicking the Like button is merely a mechanism to circulate our social media page. “Like” is not meant in the traditional sense. In addition, postings must refrain from recommending us or providing testimonials for our firm."