PHB: A Benefits Solution For Providers
On mic is Fraser Cobbe, President of Cobbe Consulting & Management and founder of Physicians Health Benefits, to talk about the importance of physician associations, and how you can get employee benefits that not only benefit you, but also your network. Fraser also explains how the Physicians Health Benefit program provides education and peace of mind for physician practices looking to successfully navigate the benefits arena.

MORE ABOUT OUR GUEST:
Fraser Cobbe
President of Cobbe Consulting & Management

Fraser Cobbe, a Political Science major from Florida State University, currently serves as President of Cobbe Consulting & Management, an Association Management Company that specializes in managing physician organizations. In 2007, Fraser formed Cobbe Consulting & Management which currently represents more than 15 organizations.  

Fraser began his career on the staff of the Florida Medical Association (FMA) and has served on the Board of Directors of the FMA as well as the FMA Political Action Committee. He has served on the Board of Directors for the Conference of Florida Medical Society Executives since 2008. He also served as an At-Large Member of the Board of Directors of the American Association of Medical Society Executives from 2015-2017.

To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

A worthwhile discussion about benefits administration systems and how technology is changing the way we administer benefits. Whether it’s ACA compliance, billing, or taking care of the HSA/FSA every piece of the benefit is taken care of more easily and is highly accessible. This week we have Workterra on mic to discuss how the benefits administration space is moving from standalone systems to more integrated ones, and how Workterra manages all the nuances in handling employee benefits.

MORE ABOUT OUR GUEST:
Ben Yomtoob
President of Workterra
Workterra.com

Ben has over 25 years of executive leadership experience in HR & benefits technology consulting, healthcare reform, IT, technology development and finance.

Ben Yomtoob has served as Workterra's President since May 2021.

Prior to Workterra, Ben served as a Senior HR & Benefits Technology Consultant at Gallagher, a global insurance brokerage, risk management, and consulting firm, where he helped carriers, HR technology service providers (including Workterra) and investors refine and adjust their business strategies to optimize their success in the market. Prior to joining Gallagher, Ben served as SVP, IT & Operations at Delta Dental where he spearheaded national efforts in entering the private exchange market and implementing health care reform. Ben has also served in multiple executive leadership positions at Intrado (formerly West), an early audio, web and video conferencing innovator, and AT&T.

To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

75% of people who have been harassed or discriminated against at work don’t report the incident because of fear. Resolving workplace misconduct faster than ever before, Work Shield provides a safe and effective way for employees to report misconduct at work. Listen in this week as Jared Pope, Founder and CEO of Work Shield, is on mic with Rick to talk about how Work Shield fights to align your vision, culture, and ideology to make a workplace where employees feel heard and incidents will be fairly investigated.

To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

ABOUT OUR GUEST:
Jared S. Pope is the CEO/Founder of Work Shield.  Jared grew up a Texas cowboy, became a Horned Frog (TCU) and then rode a Mustang (SMU Law) into the legal profession.  After riding the great plains of legal experience at two nationally recognized law firms (Baker Botts and Fulbright) and general counsel of a mid-sized insurance brokerage company, he hung his own shingle specializing in HR, ERISA and Benefits for the past 18 years, as well as started several other companies.  As an entrepreneur, HR-specialists, and innovator, Work Shield grew from an idea of how employers handle workplace misconduct issues to an innovator covering over 100K employee lives and disrupting how legal, HR, technology, DE&I and culture issues are handled by large and small companies across the U.S.A.  Work Shield was recently honored as one of Fast Company's 2022 World Changing Ideas Awards in the Workplace Category!  When Jared is not providing simplified business solutions, he spends time with his wife and family cooking in the kitchen, watching his two children play various sports or can be found on the golf course with friends!  

To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

Our Risky Benefits host, Rick, is on mic with Shane Foss of Hooray Health to discuss the benefits of fixed indemnity, first dollar coverage. This means you’ll find no out-of-pocket costs in order to get coverage, and your insurance will pay a fixed dollar amount for each medical event. Hooray Health offers affordable copays with no deductibles and can include dental, vision, and life insurance. Hooray Health has a model that everyone can afford with benefits that benefit everyone. Look no further than this podcast to find meaningful benefits, with discounts first. 

MORE ABOUT OUR GUEST:
Shane Foss, Chief Executive Officer
HoorayHealth.com

With over 20 years of tenure as an executive in the medical industry, Shane Foss became frustrated with how under-served Americans were with the current healthcare options. He set out to make a change and in 2018 achieved this goal through launching Hooray Health, an unconventional health insurance company dedicated to providing affordable basic and urgent health care alternatives to high-deductible health plans.

Through Hooray Health, Foss and his team focus on offering peace of mind to lower-income individuals and families who face medical challenges, while also providing business owners with an affordable way to reward and retain employees. Partnering with companies like Sedera, Ameritas, and Aflac, they have been able to add critical services and supplemental plans giving immense value to employers and individuals.

Throughout his professional experience, Foss has negotiated complex, multi-million-dollar contracts, worked in device sales management, created business strategies, and optimized P&L. He holds an MBA from Rice University’s, Jones School of Business, a BS from the University of the Incarnate Word, and a Surgical Technologist Certificate from the United States Air Force.

To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

This week on Risky Benefits, Trustmark Executive Director of Product Innovation, Adam Bezman, is on mic with Rick to talk about how the Long Term Care crisis can affect your employees, what new Long Term Care legislation we can expect, and why insurance solutions might be the right stop gap measure to ease the burden of the Long Term Care crisis. 

MORE ABOUT OUR GUEST:
Adam Bezman
Executive Director of Product & Innovation
TrustmarkBenefits.com

Adam joined Trustmark in March 2016. As Executive Director of Product & Innovation, he is responsible for all life and disability products, as well as well as the development of all new products. Adam has more than 20 years of product development experience in the health and food industries at Life Fitness, a division of Brunswick, and Kraft Foods. He received his Bachelor of Arts degree in economics and speech communications from Indiana University and his MBA from the University of Chicago.

To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

Anneliese Finn, author of The Code, is on mic to talk to Rick about how to succeed in the world of sales as a woman. With 20 plus years of experience in the medical sales world, Anneliese has collected a treasure trove of lessons from her career that have led to bigger success. Through this podcast and her guidebook, you’ll learn the basics of building social awareness and self awareness to help you navigate the many pitfalls that come up with a career in sales. For the lowdown on business acumen you don’t learn in school, check out this podcast on all the ways to level up your success as a sales person.

To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

More About Our Guest:
Anneliese Finn
Author of The Code Cracked
TheCodeCracked.com

Work Background: Anneliese Kagan Finn has been in medical sales for more than 20 years. After starting her career with Ethicon-Endo Surgery (a division of Johnson & Johnson), Anneliese worked for Guidant Corporation as a pacemaker representative. She then moved  into Peripheral Vascular Surgery with FoxHollow Technologies and Medtronic. For the past 10 years, she has been an Endovascular Consultant for aortic stent grafts and is currently employed by Terumo Aortic. Anneliese has earned numerous top sales awards, including President’s Clubs, Rookie of the Year, Sales Excellence trips, and more. She has worked with top surgeons from all over the country and has covered many areas of medicine, from General and Vascular Surgery to Electrophysiology and Thoracic Surgery.

Personal Background: Anneliese Kagan Finn is a 43-year-old mother of two children, ages 13 and 7. She was born into a medical family: Her father is an Orthopedic Surgeon and her mother (deceased) received her EdD in Nursing and Educational Psychology. Her mother later published a book on renal disease, which has been translated into over 20 languages.

Anneliese holds a Bachelor of Science in Business from Florida State University. In her free time—aside from spending time with her two children—Anneliese enjoys outdoor activities, such as running, snow skiing, wake boarding, and horseback riding. She loves to travel and enjoys exploring new places and meeting people.

To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

Meet Ashley Andrews, Sales Executive, with Medefy, a benefits navigation app. Medefy is an app to help you connect better with your healthcare. Real humans are on standby to help you make your next healthcare move, whether that’s understanding a bill or offering provider coordination. In the app you’ll be able to find plan documents, see how much you’ve paid into your deductible, or even access your benefits card. With 24/7 high quality, low cost care available, Medefy brings humanization and customer service to offer an empathetic experience with technology.

To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

More About Our Guest:
Ashley Andrews, Sales Executive
Medefy.com
Bringing a wealth of experience from her 12 years of working in the brokerage world, Ashley joined Medefy in November 2020.  She prides herself on her commitment to helping employers unlock the vast potential of their benefits programs by empowering the people with in them.  Ashley’s goal in the employee benefits space is to help normal, everyday people use the benefits they have to get the care that they need. Recognizing that when people easily navigate their care, they can get back to living life.

To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

Due to a quirk in the Affordable Care Act, lower- and middle-income employees are not able to access critical premium subsidies when the self-only health coverage offered by their employer is deemed affordable by the ACA. This means that even if the cost of family coverage does not qualify as affordable, the employee’s family is not eligible for premium assistance.

On mic is Carol Taylor, State Legislative Chair for the Florida Association of Health Underwriters, to talk about the new proposal to correct this issue, which has become known as the “family glitch”.

To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

MORE ABOUT OUR GUEST:

Carol Taylor, REBC
State Legislative Chair
Florida Association of Health Underwriters (FAHU)

Carol Taylor, REBC, serves as the COO and Compliance Officer with Kirby Employee Benefits, based in Jupiter, Florida. She has been in the insurance industry for over 30 years in various capacities, ranging from insurance accounting, claims auditing, account management, self-funding and compliance.

In July of 2017, Carol stepped into the role of the Florida Association of Health Underwriters (FAHU) State Legislative Chair and serves on their Board of Directors. From July 2013 through June 2017, she served on the National Legislative Council for the National Association of Health Underwriters (NAHU), on various committees and assisted with responses to regulatory releases as well as gathering data on tens of thousands of plans nationwide to show the effects of the Cadillac Tax. She continues to serve on the national level, as a long-standing member of their Compliance Corner Committee and several other committees regarding broker transparency and compensation.

Carol was honored with the Florida AHU Scott Robertson Legislative Excellence Award in August 2019. She was recognized in February 2016 by NAHU for her assistance in legislative issues, particularly for her work on the Cadillac Tax, one of the tax provisions that was included in the ACA, that was repealed. Carol also serves as a national instructor for NAHU certification courses, in addition to developing course materials for their certification and designation courses. In addition, she has written several courses for the FAHU School and is the current Jacksonville AHU President.

Carol is currently working on a Juris Masters’ degree, specializing in healthcare/corporate/risk management compliance. In her spare time, she serves as Secretary on the Northeast Florida Scottish Highland Games & Festival Board of Directors and helps plan their one-day event with attendance in excess of 20,000 annually. She enjoys spending time with her family, cooking, getting wind therapy on her motorcycle, and quilting.

To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

On mic is Christin Kuretich, Strategy Consultant at Milliman, and David Perry, FBMC's own Vice President of Enrollment Strategies, to talk with Rick about the effects of the Long Term Care Crisis. From family member burnout to the stress of paying for expensive care services, the growing need for Long Term Care is a crisis not yet acknowledged by the general public.

With more conversation and change in policy to support caregivers, we can improve the lives of those needing Long Term Care.

To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

MORE ABOUT OUR GUEST:
 

Christin Kuretich
Strategy Consultant
Milliman

Christin Kuretich is a strategy & design consultant serving the supplemental benefits market. She has twenty years of marketing and voluntary benefits experience, including account management, product development and strategic selling. Christin works with carriers to design relevant and meaningful insurance products for today's climate. She can help support the product launch cycle at any stage – beginning with consumer research, ideation and design; throughout the development, creation and launch phases; and even post-launch, focusing on sales effectiveness, strategy and messaging based on field and consumer feedback.

Prior to joining Milliman, Christin spent twelve years with Trustmark Benefits – first as an implementation manager, then an account manager working with sales, brokers, enrollment firms and employers on the successful sale and execution of voluntary benefits. She is passionate about the market, and has a personal connection to nearly every product in today’s portfolio, which allows her to understand the customer journey with empathy.

MORE ABOUT OUR GUEST:

David Perry
Vice President, Enrollment Strategies at FBMC
FBMC

David is leading enrollment strategies and coordination efforts of employee benefit communication and engagement, including partnering with benefits consultants to design and engage employee benefits communication and programs.

David has an over 20+ years in employee benefits and his extensive background touches nearly all the functional areas in benefits, including implementation, account management, claims, benefits administration software, enrollment services sales and leadership.

To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

Megan Richardson, Vice President of Consulting at Dynamic Corporate Solutions, is on mic with Rick to talk about the Great Resignation. As a Human Resources consultant, Megan leads the discussion on why employees are leaving their jobs in droves. Her experience and business acumen will make you reconsider what employees are looking for in the market and help you find solutions.

To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.