🔗 Resources Mentioned in This Episode:📊 FREE Annuity Report & Rate Comparison: https://annuityassociation.com/podcast-annuity-report

📅 Schedule a Free Consultation: https://calendly.com/annuityassociation/podcast-annuity-discovery

📖 Research from Wade Pfau, Roger Ibbotson & BlackRock: Ibbotson Report: FIAs As A Bond Alternative

https://d11n7da8rpqbjy.cloudfront.net/annuityassoc/12118405_1597171559139Ibbotson_Fixed_Indexed_Annuities18_1.pdf

Pfau Report: Protection as An Asset Class https://d11n7da8rpqbjy.cloudfront.net/annuityassoc/31067797_1740602235892RP-20_Pfau_final.pdf

Blackrock Report: A Case For Fixed Indexed Annuities In Accumulation

https://d11n7da8rpqbjy.cloudfront.net/annuityassoc/31067798_1740602298449FIA-whitepaper-BlackRock.pdf

Are you looking for a safe way to grow your retirement savings without exposing yourself to unnecessary market risk? In this episode of the I Love Annuities podcast, the Annuity Dudes – Jeremiah Konger & Zachary Van Es – break down how Multi-Year Guaranteed Annuities (MYGAs) and Fixed Indexed Annuities (FIAs) can provide guaranteed growth, principal protection, and financial security in retirement.✅ Learn how to secure your savings, generate a predictable income stream, and avoid the pitfalls of traditional market-based investments!💡 In this episode, we cover:✔️ What are MYGAs & FIAs?✔️ How do they compare to CDs and bonds?✔️ How can annuities provide safe, tax-deferred growth?✔️ The latest research from Dr. Wade Pfau, Dr. Roger Ibbotson & BlackRock on using annuities for retirement planning.✔️ How to optimize your portfolio with annuities while maintaining flexibility.

🚀 Like, Subscribe & Hit the 🔔 to never miss an episode on retirement strategies!⏰

Timestamps:

00:00 – Welcome to the I Love Annuities Podcast!

02:15 – The Importance of Safe Growth in Retirement Planning

05:30 – What is a MYGA? How Does It Work?

10:45 – Comparing MYGAs to Bank CDs: Pros & Cons

16:20 – Who Should Consider a MYGA? Best Use Cases Explained

22:10 – Fixed Indexed Annuities (FIAs): The “Swiss Army Knife” of Annuities

28:40 – How FIAs Provide Principal Protection & Growth Potential

33:55 – The Power of Index Crediting Strategies: Caps, Participation Rates & Spreads

41:30 – Market Volatility vs. Fixed Indexed Annuities: Which is Safer?

47:20 – Dr. Wade Pfau & Roger Ibbotson’s Research on FIAs vs. Bonds

52:15 – The Role of FIAs in a 60/40 Investment Portfolio

58:40 – How the Annual Reset Feature Locks in Gains & Avoids Losses

1:05:00 – How to Choose the Right Annuity Strategy for You

1:12:30 – BlackRock’s Research: Using FIAs for Retirement Income Optimization

1:18:20 – The Role of Free Withdrawals & Liquidity in MYGAs & FIAs

1:24:00 – Final Thoughts: Building a Secure & Worry-Free Retirement💰

Key Takeaways:

🔹 MYGAs offer CD-like fixed returns, but with tax deferral & flexibility.

🔹 Fixed Indexed Annuities allow safe growth with no downside risk.

🔹 Research-backed strategies show annuities can outperform bonds for retirees.

🔹 How to balance growth, security, and flexibility using FIAs & MYGAs