The government shutdown.  Mark Beck and Brian Jacobsen break it down in our Week in Review.  TSA agents are calling in sick. That ended the shutdown in 2019.  Will it this time?  ACA subsidies are the sticking point. That and anxious investors drive gold prices above $4,000 an ounce, marking its best year since the 1976.  Also, how is your 401k looking?  Things have recently changed with how you can use it to your advantage.  Deanne Phillips joins the show to talk about being single in retirement.