Credit card points can feel like a complicated game, but for business owners with regular expenses, there can be real upside if the math makes sense. 

Yuri sits down with Nadia Groen, founder of Points Advisors, to break down how business owners can turn everyday spending into flights, hotel stays, and better travel experiences. They talk through Yuri’s actual credit card setup, how to think about fees versus rewards, why sticking to one points ecosystem can make life easier, and when it may or may not make sense to put taxes, contractors, or payroll on a card. 

They also get into travel flexibility, booking strategy, premium card perks, and why points are only valuable if you actually know how to use them. 

Episode Highlights: 

0:00 - Introduction 

1:13 - Meet Nadia Groen of Points Advisors 

2:24 - Why most people leave points on the table 

3:15 - How Nadia got into the points game 

5:30 - Flexibility, flights, and getting better redemptions 

8:04 - Yuri’s business credit card case study 

13:37 - Choosing the right card ecosystem 

18:12 - Should you pay a mortgage, taxes, or contractors with a card? 

23:35 - How far ahead to plan travel with points 

26:08 - Capital One, Chase, AmEx, and premium card tradeoffs 

30:34 - Why families may want to stay in one points ecosystem 

34:54 - Using points for lay-flat seats and better travel 

37:16 - Hotel points, Hyatt, Marriott, and redemption strategies 

40:18 - Are credit card points taxable? 

41:11 - How to connect with Nadia 

ABOUT HOST YURI KAPILOVICH 

Yuri, aka #thefuncpa, has been in the accounting profession for over 15 years and has seen, first hand, the challenges the profession brings. After seeing that no firm was fitting the bill, Yuri set out to do things his own way with his firm K&A and the journey began with LinkedIn posting at the front end. 

Yuri is proud to bring you #thefuncpa podcast highlighting the fun and all the amazing opportunities our profession can bring us all. 

CONNECT WITH YURI KAPILOVICH 

LinkedIn: https://www.linkedin.com/in/ykapilovich/ 

Website: https://www.thefuncpa.co/ 

CONNECT WITH NADIA GROEN 

LinkedIn: https://www.linkedin.com/in/nadia-volkova/ 

Website: https://www.points-advisors.com