This week's episode is another one inspired by a recent client question, one that we get asked multiple times each year.

Should I be topping up my super?

The primary motivation in seeking out an answer to this question is to determine whether you're on track to have enough retirement savings for a comfortable and enjoyable later phase of life.

But the other element is around tax.

There's a general awareness that there are tax savings to be had through using the superannuation system. The unsaid element to this question of topping up super, is whether potential tax savings are being squandered through not taking maximum advantage of the superannuation system.

 

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