It’s one of the most common questions in retirement planning — when is the right time to move your super into the pension phase?

In this episode, we unpack the pros, cons, and grey areas of converting superannuation to a pension. From tax implications and minimum drawdowns to defined benefit funds and surplus income, we explore when the default advice might not be the best fit.

Whether you’re planning ahead, approaching retirement, or already enjoying it, this conversation will help you navigate one of the most important financial decisions you’ll make.

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This week on the Wealth Builder podcast Nick talks to solicitors Sheredyn Legg and Stephen Fries about the basics of estate planning.

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An understanding of the concept known as “real return” is worth getting your head around. Without it, there is the potential to make investment mistakes.

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This week on the Wealth Builder podcast Nick talks to accountant David Markovski about all things capital gains tax to make sure you don;t pay more than you need to.

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Are all properties guaranteed to rise in value? Is a Self Managed Super Fund always the smarter choice? In this episode of Financial Autonomy, Paul tackles two of the most persistent myths in personal finance and reveal the hidden risks that can cost you dearly.

From the pitfalls of off-the-plan property purchases to the real costs (and responsibilities) of managing your own super, we’ll cut through the noise and give you the perspective you need to protect your wealth.

If you’ve ever been told “property never loses value” or “SMSFs always outperform,” this is the episode you can’t afford to miss.

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Welcome to the third episode of our new podcast Wealth Builder.

In this episode Nick talks to Financial Autonomy host Paul Benson about whether your super is safe, considering recent events.

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Interest rates are falling for the first time in years — good news for borrowers, but a big question mark for savers. More importantly, what does this shift mean for the stock market and your investments?

In this episode, we break down how interest rate moves ripple through the economy, influence business profits, shape investor behaviour, and ultimately impact your super and savings. Join us as we explore what these changes could mean for investors in the months ahead.

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Welcome to the second episode of our new podcast Wealth Builder.

In this episode Nick talks to accountant David Markovski about family trusts, who should have one and what should be taken into consideration before creating one.

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With house prices soaring, more parents are looking for ways to support their children’s first step into the property market. But how do you strike the balance between generosity and protecting your own financial security?

In this episode, we explore the practical options available, the risks to watch out for, and strategies to make sure your support doesn’t come at the expense of your future.

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Welcome to the first episode of our new podcast Wealth Builder.

Host and Guidance Financial Planner Nick Donato invites guests on to discuss issues relevant for those in the wealth buidling phase of life. The use of family trusts, capital gains tax strategies, getting started with investing, debt recycling, and plenty more will be dived into in upcoming episodes.

In this first episode Nick talks to the Financial Autonomy OG Paul Benson about what is wealth, how should we define "wealthy", and what are the common ways to get there.

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