Earning $100,000 a year in retirement — tax free — might sound too good to be true, but Australia's superannuation system makes it possible with the right planning. In this episode, we break down how it works, the rules you need to know, and the strategies that can get you there.

We cover the superannuation pension phase, the transfer balance cap, and key ways to grow and structure your super for maximum tax-free income.

If you're serious about building long-term wealth and securing a comfortable retirement, this episode is a must-listen.

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This week on the Wealth Builder podcast Nick talks to Guidance team member Brenden Butler about ways to build financial security in your thirties.

We'd love to hear your feedback. Send us a message via the Guidance website.

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It's one of the most common questions in retirement planning — when is the right time to move your super into the pension phase?

In this episode, we unpack the pros, cons, and grey areas of converting superannuation to a pension. From tax implications and minimum drawdowns to defined benefit funds and surplus income, we explore when the default advice might not be the best fit.

Whether you're planning ahead, approaching retirement, or already enjoying it, this conversation will help you navigate one of the most important financial decisions you'll make.

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This week on the Wealth Builder podcast Nick talks to solicitors Sheredyn Legg and Stephen Fries about the basics of estate planning.

We'd love to hear your feedback. Send us a message via the Guidance website.

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An understanding of the concept known as "real return" is worth getting your head around. Without it, there is the potential to make investment mistakes.

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This week on the Wealth Builder podcast Nick talks to accountant David Markovski about all things capital gains tax to make sure you don;t pay more than you need to.

We'd love to hear your feedback. Send us a message via the Guidance website.

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Are all properties guaranteed to rise in value? Is a Self Managed Super Fund always the smarter choice? In this episode of Financial Autonomy, Paul tackles two of the most persistent myths in personal finance and reveal the hidden risks that can cost you dearly.

From the pitfalls of off-the-plan property purchases to the real costs (and responsibilities) of managing your own super, we'll cut through the noise and give you the perspective you need to protect your wealth.

If you've ever been told "property never loses value" or "SMSFs always outperform," this is the episode you can't afford to miss.

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Welcome to the third episode of our new podcast Wealth Builder.

In this episode Nick talks to Financial Autonomy host Paul Benson about whether your super is safe, considering recent events.

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Interest rates are falling for the first time in years — good news for borrowers, but a big question mark for savers. More importantly, what does this shift mean for the stock market and your investments?

In this episode, we break down how interest rate moves ripple through the economy, influence business profits, shape investor behaviour, and ultimately impact your super and savings. Join us as we explore what these changes could mean for investors in the months ahead.

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Welcome to the second episode of our new podcast Wealth Builder.

In this episode Nick talks to accountant David Markovski about family trusts, who should have one and what should be taken into consideration before creating one.

We'd love to hear your feedback. Send us a message via the Guidance website.

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