Cooling inflation. Soaring tech stocks. 2024 has been a significant year for news, so before it ends, it's time to look back on the major stories in the world of finance.This week on the Friends With Money podcast, Money's Tom Watson is joined Money’s Managing Editor, Vanessa Walker, to reflect on some of the biggest events, trends and reforms in 2024 and how they’ve affected our financial lives. They discuss:

• Cryptocurrency ETFs and prices
• Easing inflation
• Interest rate stalemate
• Income tax cuts
• Nvidia and the Magnificent Seven
• Housing affordability
• Student loan reforms
• The Best of the Best 

friendswithmoney #tomwatson #vanessawalker #finance

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Sometimes, to achieve our goals, we need to change direction.

But how do you determine whether you are on the right path to achieve your desired outcomes?

This week on the Friends With Money podcast, Money's Michelle Baltazar chats with author, coach, and the former CEO of Xero, Steve Vamos, on how to get back on track and stick with your plan.

• The importance of clarity
• Staying on track by alignment
• Compliance is mandatory
• Having the difficult conversations

#friendswithmoney #michellebaltazar #stevevamos #change

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Bitcoin's value has blasted past the one hundred thousand mark and is expected to soar even higher in 2025.

In this bonus episode of The Friends With Money Podcast, Money's Michelle Baltazar and Vanessa Walker discuss the highs and lows of this volatile digital currency.

Money online story: https://www.moneymag.com.au/why-crypto-prices-are-surging

Bitcoin edition: https://www.magshop.com.au/Products/MON240701/money-magazine-july-2024-issue 

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Navigating the art of asking for what you want can feel daunting, but strong negotiation skills can pave the way to success.

Michelle Baltazar, Editor-in-Chief at Money, in this episode of the Friends With Money podcast chats with Glin Bayley, coach and author of 'The Negotiation Playbook: Strategies That Work and Results That Last', about why mastering negotiation is essential for achieving your life (and money) goals.

They discuss:

• Preparation is the key
• Understanding intrinsic vs. extrinsic value
• Leaning into the discomfort of a negotiation
• Common mistakes people make when asking for a pay rise or sale discount

#friendswithmoney #michellebaltazar #glinbayley #negotiate #abetterlife

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With the festive season upon us, present lists are being written around the country. But is there anything investors may want to add to their own wish lists?

This week on the Friends With Money podcast, Money’s Tom Watson is joined by chief investment analyst at Wealth Within, Dale Gillham, to chat about the state of the market and the Australian companies which could shine bright in the near future.

• How has the share market been performing recently?
• Which local sectors look promising?
• Are there any blue chip stocks worth looking at?
• Which Australian microcaps could surprise on the upside?

friendswithmoney #tomwatson #dalegillham #investing #shares

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Are there simple measures we could be taking every day to improve our money habits and our overall financial health?

This week on the Friends With Money podcast, Money’s Tom Watson is joined by Simi Rayat, psychologist and author of Productivity Joy, to chat about the relationship between psychology and money. 

They discuss:

• When and how are people’s attitudes towards money formed?
• Why does money spark emotion that doesn’t appear with other issues?
• How can confirmation bias and sunk-cost fallacy affect our financial life?
• How can the 5Qs Formula improve our financial decision-making?

#friendswithmoney #tomwatson #simirayat #finance #psychology

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The sales season is fast approaching, so how can shoppers make sure that they actually grab a bargain on Black Friday or Boxing Day?

This week on the Friends With Money podcast, Money’s Tom Watson is joined by Sarah Megginson, personal finance expert at Finder, to preview this years’ sales season and discuss the steps consumers can take to maximise their savings.

• Are sales events like Black Friday genuinely a good time to shop?
• Should Aussies do anything before the sales to help them get a bargain?
• How can shoppers boost their savings with cashback and other discounts?
• What rights do consumers have to returns and repairs?
• What other tips or tricks can shoppers use?

#friendswithmoney #tomwatson #sarahmegginson #sales #blackfriday #boxingday

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There’s a raft of new superannuation initiatives and reforms set to come online in the next few years, so how will these affect super members?

This week on the Friends With Money podcast, Money’s Tom Watson is joined by Peter Hogg, general manager for guidance and advice at Aware Super, to talk through the changes which kick off from July 2025. They discuss:

• Superannuation on paid parental leave
• The upcoming super guarantee increase
• Proposed changes to tax concessions on higher balances
• The impact of payday super
• Practical tips for getting the most out of super

#friendswithmoney #tomwatson #peterhogg #superannuation

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With inflation falling and interest rates starting to do the same, is now an opportune time to consider investing in fixed income or has the window passed?  

This week on the Friends With Money podcast, Money’s Tom Watson is joined by Marc Jocum, product and investment strategist at Global X ETFs, to chat all things fixed income. They discuss:

• The assets included in the fixed income basket
• How bonds deliver returns to investors
• The benefits of having a fixed income allocation
• How fixed income assets are affected by interest rates
• The pros and cons of investing in fixed income now

#friendswithmoney #tomwatson #marcjocum #investing #fixedincome

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From Boomers to Zoomers, which stock-picking style is better?

Craig Keary, CEO of trading platform Selfwealth, is back in the studio with Money's Michelle Baltazar to discuss the latest investment trends and which generation is leading the way.

• Compare the share portfolios of Boomers, Gen X, Millenials and Gen Z based on 2024 trading data
• What are the factors influencing each generation's investment choices?
• What tactic is likely to succeed? Who invests in ETFs?

#friendswithmoney #michellebaltazar #craigkeary #investing

Links:

Selfweath website

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